Loan Officers

Overview

To process first mortgage loans in accordance with applicable federal/state laws, as well as Navy Federal's policies and procedures. Assume responsibility as the point person and coordinate processing the loan file from the time of warm handoff from loan origination through disposition. Responsible for gathering and reviewing required member and third-party documentation for accuracy in meeting loan requirements. Ensure timely review and submission to underwriting and closing partners in compliance with Navy Federal and regulatory guidelines. Complete any necessary follow up steps and communicate loan status with the member and other involved parties while ensuring clear and concise documentation of statuses are updated as the loan progresses through the loan origination system. Manage process flow and deliverables in order to meet the member's expected closing date. To perform highly complex mortgage processing functions independently with considerable discretion. Assist in guiding/training less experienced team members. May serve as a subject matter expert and respond to escalated, complex, sensitive, and/or urgent inquiries.

Responsibilities

+ Process first mortgage loans in accordance with applicable federal/state laws, as well as Navy Federal's policies and procedures

+ Establish and maintain contact with members and external third parties, such as real estate agents (if/when applicable); to guide and follow mortgage loan process from warm handoff by loan officer through loan closing process

+ If changes to the loan occur during the course of processing the loan, such as appraisal amount or financial circumstances, processor will continue to qualify applicants as necessary; may interview and counsel members regarding mortgage loan products and make adjustments accordingly

+ Provide detailed mortgage information to members regarding mortgage requirements, products, related services, policies & rates

+ Clarify complexities of the mortgage/equity loan process

+ Evaluate, personalize, and recommend financing alternatives

+ Obtain, review and verify mortgage applications have required loan documentation, such as title insurance, appraisals, loan applications, credit reports, and income and asset declarations are accurate and provided promptly to underwriters for loan approval

+ Request and obtain any additional documentation needed from the member to meet loan requirements

+ Evaluate loan documentation, calculate income, review assets, analyze liabilities, and clear conditions per delegated authority

+ Validate automated underwriting decision per delegated authority

+ Ensure progress and inclusion of required mortgage processing information

+ Monitor mortgage loan process and ensure compliance with Federal laws, as well as, Navy Federal, NCUA and secondary market practices, guidelines and regulations; apply and communicate changes impacted by related regulatory requirements, practices and legislation updates

+ Determine and advise members on approved loan conditions and documentation requirements

+ Communicate and document loan decisions so that involved parties are well-informed

+ Ensure loans are compliant with RESPA guidelines prior to submission for quality assurance review and closing

+ Coordinate settlement dates with members, attorneys, and realtors

+ Reconcile changes, revisions and corrections with closing agents and settlement attorneys to ensure accurate and efficient processing of mortgage loans

+ Analyze, research, and resolve discrepancies, problems & issues related to member accounts/loans; may require additional interaction with members, other staff and outside contacts for completion

+ Prepare and review loan activity reports to effectively track status updates, provide pipeline metrics and quickly identify/address items in need of attention

+ Perform other duties as assigned

Qualifications

+ Extensive experience in working in a high volume, fast paced environment

+ Advanced knowledge of Real Estate Lending systems, policies, procedures, practices and/or actions

+ Advanced knowledge of mortgage/equity loan processing, closing and documentation requirements and regulations

+ Significant experience in financial transaction/processing related responsibilities

+ Significant experience in member/customer service preferably in a call center/retail banking/financial institution

+ Advanced knowledge of financial institution and lending practices, principles and regulations

+ Extensive experience in managing multiple priorities independently and/or in a team environment to achieve goals

+ Ability to work effectively and efficiently with automated systems

+ Incumbent will be required, prior to the assumption of employment duties, to register with the Nationwide Mortgage Licensing System and Registry; includes fingerprinting and background checks

+ Effective word processing and spreadsheet software skills

+ Expert skill maintaining accuracy with attention to detail and meeting deadlines

+ Expert research, analytical, and problem-solving skills

+ Expert skill exercising initiative and using good judgment to make sound decisions

+ Advanced verbal and written communication skills

+ Expert skill performing mathematical calculations and working accurately with numbers

Desired Qualification(s)

+ Expert knowledge of Navy Federal's functions, philosophy, operations and organizational objectives

+ Expert knowledge of Navy Federal products, services, programs, policies and procedures

+ Familiarity with Empower LOS system is a plus

Hours: Monday - Friday, 8:30AM - 5:00PM

Location: 4212 East Juanita Ave, Mesa, AZ 85206

About Us

You have goals, dreams, hobbies, and things you're passionate about—what's important to you is important to us. We're looking for people who not only want to do meaningful, challenging work, keep their skills sharp and move ahead, but who also take time for the things that matter to them—friends, family, and passions. And we're looking for team members who are passionate about our mission—making a difference in military members' and their families' lives. Together, we can make it happen. Don't take our word for it:

• Military Times 2022 Best for Vets Employers

• WayUp Top 100 Internship Programs

• Forbes® 2022 The Best Employers for New Grads

• Fortune Best Workplaces for Women

• Fortune 100 Best Companies to Work For®

• Computerworld® Best Places to Work in IT

• Ripplematch Campus Forward Award - Excellence in Early Career Hiring

• Fortune Best Place to Work for Financial and Insurance Services

Equal Employment Opportunity: Navy Federal values, celebrates, and enacts diversity in the workplace. Navy Federal takes affirmative action to employ and advance in employment qualified individuals with disabilities, disabled veterans, Armed Forces service medal veterans, recently separated veterans, and other protected veterans. EOE/AA/M/F/Veteran/Disability EOE/AA/M/F/Veteran/Disability

Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team’s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position

Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.

REQNUMBER: 17588

**Do you want your voice heard and your actions to count?**

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

**Position Overview:**

We are looking for a highly qualified, experienced, and driven Modern Workplace M365 Portfolio Manager to join our Modern Workplace Engineering team. This role requires at least 5 years of hands-on experience with the Microsoft M365 and Azure products, and will ensure the products are consistent with the bank’s strategic vision, security needs, and integration & user adoption optimization.

Your focus will be to collaborate with technical teams to evaluate and suggest solutions that can be achieved with the Microsoft 365 product platform, work with key stakeholders and policy makers across the organization to help them understand the value of Microsoft's M365, and be the firms M365 Ambassador to ensure we maximize ROI on the Microsoft 365 technology stack.

**Key Responsibilities:**

•Collaborate with Solutions Architects and MS Stakeholders in developing complex end-to-end Enterprise solutions with the existing Microsoft Security platform.

•Participate in technical support requests and stay in-the-know with the Microsoft 365 Roadmap. So that they're always ready to provide the best consultation services to our users.

•Research and evaluate emerging M365 technologies as they become available and coach and mentor team members on the upcoming or new changes.

•Assist in the analysis, design and development of product roadmaps and implementation plans in a cohesive architecture viewpoint.

•Assist other support staff with Design, Implementation and support of Microsoft 365 workloads.

•Be the Voice of the Customer, sharing insights and best practices, with Security, Engineering and Product teams. Removing blockers while influencing the solution roadmap.

•Recognize automation opportunities within our M365 ecosystem and create scripts to put these solutions into action.

•Design of modern workplace architectures that are aligned to regulatory and governance models.

•Expertise in driving deployment & adoption (usage) assistance by leading various team’s resources for smooth customer experience.

•Participate in the infrastructure architecture governance model.

•Lead and contribute to discussions surrounding enterprise design, security and architecture discussions.

**Skills & Experiences:**

•Bachelor’s degree in relevant discipline (e.g. MIS, Engineering, Computer Science or related technical degree).

•5+ years of experience designing, building and deploying enterprise solutions with Microsoft technologies within a related field or professional services.

•Ability to explain key end-user solutions and technical architecture aligned to the firm’s maturity framework/path in Office 365, Windows, and tools such as Identity with Azure Active Directory Premium, Intune (MDM and MAM) and Modern Deployment technologies.

•Experience as a solutions architect or equivalent around Microsoft’s modern workplace toolset.

•Experience in delivering business solutions on Microsoft 365 with expertise related to the following technologies: M365 Office Suite, Teams and Team App Integration, Viva, SharePoint Online, Power Platforms (Specifically PowerApps, Power Automate, & PowerBI), Yammer, OneDrive, Defender for Endpoint, Purview, Stream, Exchange Online, & IRM/Azure RMS)

•Experience with the Microsoft Security & Compliance suite of applications specifically Purview, Defender and Intune.

•Working knowledge of Data Protection strategies and how to implement them within the Microsoft ecosystem.

**Preferred Qualifications\Certifications**

•Microsoft 365 Certified: Administrator Expert

•Microsoft 365 Certified: Messaging Administrator Associate

•Microsoft 365 Certified: Collaboration Communications Systems Engineer Associate

•Microsoft Certified IT Professional (MCITP)

•Scripting experience (including PowerShell)

The typical base pay range for this role is between $145K - $182K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary (https://careers.mufgamericas.com/sites/default/files/document/2023-01/mb-live-well-work-well.pdf)

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.

Job Details

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Other Available Locations: [[mfield1

Compensation:

Competitive Salary (In Addition to applicable Bonus Plans and Nucor Profit Sharing) Relocation assistance is available. A full benefits package, including Medical/Dental/Vision insurances; Life Insurance, Paid Vacation and Holidays; 401k and Stock Purchase Plan with Employer Match, College Tuition Reimbursement and College Tuition Scholarship program for dependents of teammates.

Nucor Rebar Fabrication is seeking applicants for our Branch Manager position located in Phoenix, AZ. We are North Americas leading fabricator, installer and distributor of concrete reinforcing steel and related products. Teammates are the key to our success and every teammate can and does make a difference. We prioritize safety in everything we do. A career at Nucor Rebar Fabrication means stability, being heard and respected, and opportunity for personal and professional growth. Nucor, our parent company, is a Fortune 100 company recently named Fortunes best workplace in Manufacturing and Production. Nucor is committed to being good stewards of the environment and is constantly striving to find new and innovative ways to decrease our carbon footprint. Each branch of Nucor Rebar Fabrication works together as a team to be the best in the business. Were looking to add a hardworking teammate with integrity and problem-solving skills.

Purpose: Safety is the most important part of our jobs within Nucor; therefore, the Branch Manager must be able to demonstrate the ability to initiate, lead, and uphold safety policies, practices, procedures, and housekeeping standards at all times. The role of the Branch Manager is to provide strategic leadership and operational management for their branch and field placing operations. The Branch Manager is an integral part of the Nucor Rebar Fabrication structure and works closely with the Commercial team on executing the business strategy.

[[cust_safetyState

Responsibilities:

Create a Safety First culture in the Branch. Lead operations, detailing, placing, and project management teams to ensure safety and maximize production and profitability. Proactively drive change within the organization. Understand and promote that change is constant and we will continually strive to improve our processes workplace effectiveness. Read, interpret, explain and consistently apply complex regulations and polices related to; Safety compliance, Environmental compliance, Purchasing requirements, Employee Relations, and best practices. Select, lead, and develop people of different backgrounds to execute the companys objectives. Proactively drive change and improve facility efficiency and effectiveness by managing improvement in operations and equipment reliability. Read, interpret, and understand financial statements with the ability to project the impact of decisions on the financial results of an operation. Provide clear and thorough written and verbal communication of issues and opportunities and deliver recommended solutions. Represent the organization in our local communities. Collaborate with other departments, regions, and Branch Managers to support business objectives. Maintain awareness of rebar market dynamics and manage people, inventories, and production operations to support strategic initiatives. Communicate significant market data to Commercial group and General Manager. Lead and promote workplace behaviors consistent with Nucor values and core competency expectations.

Minimum Requirements:

Legally authorized to work in the United States without company sponsorship now or in the future. Bachelors degree in business or engineering discipline with min of 2 years experience in a business environment required: OR Five years of reinforcing steel detailing, fabrication, placing or related steel industry experience, with demonstrated leadership ability and business management concepts.

Preferences:

Rebar or construction industry experience a plus. OSHA 30 Industrial and Construction Safety Certification. Effective communication skills across all levels of teammates within the organization. Experience interfacing with customers and providing customer service. Strong verbal and written communications skills Intermediate computer skills required in Microsoft products.

What You Need to Know:

Extended hours may be required during peak production. Occasional travel may be necessary.

Nucor is an Equal Opportunity/Affirmative Action Employer M/F/Disabled/Vets and a drug free workplace

**Description**

**You Lead the Way. We’ve Got Your Back.**

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

As part of our diverse tech team, you can architect, code and ship software that makes us an essential part of our customers’ digital lives. Here, you can work alongside talented engineers in an open, supportive, inclusive environment where your voice is valued, and you make your own decisions on what tech to use to solve challenging problems. American Express offers a range of opportunities to work with the latest technologies and encourages you to back the broader engineering community through open source. And because we understand the importance of keeping your skills fresh and relevant, we give you dedicated time to invest in your professional development. Find your place in technology on #TeamAmex.

The Chief Technology Officer Organization’s vision is to raise the bar for technical excellence, talent, strategy, and standards across Technology. It also seeks to cultivate and foster technical innovation, as well as elevate and amplify the technical heartbeat of the organization.

**Create the World's Best Digital Colleague Experience**

The Digital Workplace Product Group, within the Technology organization at American Express, brings together foundational strategic technology capabilities in digital workplace. It connects business priorities with product roadmaps and drives product management standards across the Digital Workplace organization. At American Express, Digital Workplace aims to create the World’s Best Colleague Experience, which starts with great product management.

The Director, Digital Product Domain Director will report into the Vice President Head of Product Digital Workplace.

We are looking for seasoned Product leaders with experience leading product strategy, planning, and best practices across globally dispersed product teams. In this role, you will lead a team of product managers through PI Planning sessions, strategy, and roadmap development. The Product Domain Director will identify opportunities to evolve “How” we manage products and help to develop robust training and development plans for product managers. Product Domain Directors will partner closely with Engineering Directors to prioritize product backlogs and drive transformation across their respective products.

To be a rockstar in this role, you should have experience leading product teams and bringing them together to drive strategic planning, developing strategy and vision, and driving consistency in How products are managed. Your passion for product management and end user experience is critical for this role. You enjoy bringing people together to create a shared vision that is outcome-based and aligned with business values. You thrive on value co-creation and find inspiration in solving organizational challenges.

**Key Responsibilities**

* Host and run quarterly PI Planning & Prioritization Workshops across globally dispersed product teams

* Define and publish Personas & Journeys

* Review requirements and input from business partners to inform/influence product roadmaps

* Collaborate with key Engineering leaders and other partner teams to drive critical initiatives, and define clear goals and success criteria

* Partner with Talent & Development organization to build a robust learning plan for product management professionals across the organization

* Publish Product Management Standards and Best Practices

* Publish Annual Roadmap Brochure & Roadshows

* Collaborate with Technology Communications to plan and define the approach to communications

* Lead diverse, inclusive, and geographically dispersed teams, inspiring employee engagement, retention, progression, and performance management

* Find opportunities to drive a culture of design thinking, continuous innovation, and discovery within the product delivery lifecycle while elevating customer journeys

**Desired Skills**

* 7-10 years Product leadership and delivery

* Ability to host PI Planning sessions across global product teams

* Ability to translate business requirements to product deliverables

* Ability to lead large customer forums

* Strong knowledge of Agile methodologies

* Strong verbal & written communication

* Demonstrated ability to creatively problem solve

* Working knowledge of NPS, customer satisfaction methodologies

**Qualifications**

Salary Range: $150,000.00 to $225,000.00 annually bonus equity (if applicable) benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

+ Competitive base salaries

+ Bonus incentives

+ 6% Company Match on retirement savings plan

+ Free financial coaching and financial well-being support

+ Comprehensive medical, dental, vision, life insurance, and disability benefits

+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

+ Free and confidential counseling support through our Healthy Minds program

+ Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.

If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.

**Job:** Technology

**Primary Location:** US-Arizona-Phoenix

**Other Locations:** US-Arizona-Phoenix

**Schedule** Full-time

**Req ID:** 24005894

The Rock Family of Companies is made up of nearly 100 separate businesses spanning fintech, sports, entertainment, real estate, startups and more. We’re united by our culture – a drive to find a better way that fuels our commitment to our clients, our community and our team members. We believe in and build inclusive workplaces, where every voice is heard and diverse perspectives are welcomed. Working for a company in the Family is about more than just a job – it’s about having the opportunity to become the best version of yourself.

**Rocket Mortgage** , backed by **Rocket Companies®** , means more opportunities for you to carve your own career path forward. From our desire to revolutionize the way people get mortgages to addressing challenges big or small with outside-the-box solutions, we’re not your typical employer. We’ll provide you with everything you need to make sure you’re successful here.

Our Veteran Hiring team understands the unique challenges you face because they’re veterans, too. Let our team help you prepare for the next chapter in your career journey.

_Apply today to join a team that offers career growth, amazing benefits and the chance to work with leading industry professionals._

**Minimum Qualifications**

+ Must be a veteran, military spouse, or actively serving National Guard or Reservist

+ Strong verbal and written communication skills

+ Ability to remain competitive and coachable while working in a fast-paced sales environment

+ Desire to take your sales career to the next level

+ Ability to adapt well to change with the willingness to maintain a flexible schedule

+ Team player attitude

**Preferred Qualifications**

+ Experience reaching or exceeding sales goals and objectives

+ Proven success in a sales or customer service role

**Job Summary**

As our business continues to grow, we’re in search of energetic, passionate people who want to join our elite team of mortgage professionals. No prior lending experience is necessary to be successful. We’ll provide you with all the paid training and licensing needed, along with a high-lead flow of qualified clients. In this role, you’ll use your competitive edge to present, evaluate and sell valuable financial solutions to clients across the country. Your ability to build connectivity and rapport with clients will contribute to your overall success. At Rocket Mortgage, you’ll be surrounded by leaders and team members who will support your personal and professional development. Our powerful sales team will teach you the ins and outs of the business and empower you to build a lasting career with us. You’ll be rewarded for your hard work with uncapped commission, monthly awards, team celebrations and much more.

**What You’ll Get**

+ A competitive compensation package, which includes salary base pay plus uncapped sales commission

+ Excellent benefits package that starts day 1, which includes a 401(k) match, medical/dental/vision and much more

+ 6 months of ongoing, paid mortgage sales training

+ Company-generated leads

**Benefits and Perks**

Our team members fuel our strategy, innovation and growth, so we ensure the health and well-being of not just you, but your family, too! We go above and beyond to give you the support you need on an individual level and offer all sorts of ways to help you live your best life. We are proud to offer eligible team members perks and health benefits that will help you have peace of mind. Simply put: We’ve got your back. Check out our full list of Benefits and Perks (https://www.myrocketcareer.com/working-here/benefits/) .

**Who We Are**

**Rocket** **Companies®** is a Detroit-based company made up of businesses that provide simple, fast and trusted digital solutions for complex transactions. The name comes from our flagship business, now known as Rocket Mortgage®, which was founded in 1985. Today, we’re a publicly traded company involved in many different industries, including mortgages, fintech, real estate and more. We’re insistently different in how we look at the world and are committed to an inclusive workplace where every voice is heard. We’re passionate about the work we do, and it shows. We’ve been ranked #1 for Fortune’s Best Large Workplaces in Financial Services and Insurance List in 2022, named #5 on People Magazine’s Companies That Care List in 2022 and recognized as #7 on Fortune’s list of the 100 Best Companies to Work For in 2022.

**Disclaimer**

This is an outline of the primary responsibilities of this position. As with everything in life, things change. The tasks and responsibilities can be changed, added to, removed, amended, deleted and modified at any time by the leadership group.

We are proud equal opportunity employers and committed to providing an inclusive environment based on mutual respect for all candidates and team members. Employment decisions, including hiring decisions, are not based on race, color, religion, national origin, sex, physical or mental disability, sexual orientation, gender identity or expression, age, military or veteran status or any other characteristic protected by state or federal law. We also provide reasonable accommodation to qualified individuals with disabilities in accordance with state and federal law.

The Company is an Equal Employment Opportunity employer, and does not discriminate in any hiring or employment practices. The Company provides reasonable accommodations to qualified individuals with disabilities in accordance with state and federal law. Applicants requiring reasonable accommodation in completing the application and/or participating in the employment application process should notify a representative of the Human Resources Team, The Pulse, at [email protected].

**Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee shop to the large construction company that employs local people, our goal is to help businesses succeed and our communities thrive. With offices in Missouri, Kansas , Arizona, California, New Mexico and Nevada, we’re strong, growing and committed to supporting the communities we serve. We extend this commitment to the community to our associates, offering annual paid volunteer time off and charitable-matching opportunities. Voted** **_A Best Bank to Work For_** **by American Banker for multiple years, we offer our associates an array of benefits and the opportunity to chart their own career path with us. Join us in the pursuit of our mission to guide people to a lifetime of financial success, and enjoy a career filled with professional growth opportunities, interesting colleagues and the satisfaction of supporting our communities. Together, there’s no stopping you.**

VP, Relationship Manager

**Job Description**

**Summary:**

Develop and manage new commercial loan accounts and client relationships while enhancing existing customer relationships. To achieve this, it is expected that the role be proactive in providing financial solutions to both existing and prospective clients. Also responsible for increasing the bank’s deposit base through various products, developing sound and profitable business relationships, credit assessment and exceeding customer needs and expectations while complying with regulatory requirements.

**Essential Duties and Responsibilities:**

+ Frequently represents the bank in the business community; actively develops relationships with business owners, C-level execs, COIs, etc. and builds a network of prospective bank customers to drive deal flow.

+ Builds and maintains a list of at least 15 targeted prospect profiles; strategizes and executes a call plan to meet individual and team sales objectives for the bank’s various business lines.

+ Manages and services commercial relationships by interviewing applicants and obtaining pertinent financial data.

+ Evaluates pertinent financial information and determines whether a credit is an acceptable risk.

+ Approves loans within assigned lending authority, and company policies and procedures.

+ Recommends credits outside lending authority to the next level or presents to Loan Committee in accordance with established procedures.

+ Ongoing monitoring of existing loans for conformity to terms and conditions.

+ Actively participates with and assists senior lending officers on larger, more complex credits.

+ Monitors market conditions, observing competitor impact and makes recommendations to maintain competitive and profitable product line.

+ Develop and maintain comprehensive knowledge of all commercial products including loans, cash management, trade service products and deposits to facilitate cross-selling and enhance the client experience.

+ Analyze financial statements and related information.

**Qualifications:**

+ Must have demonstrated skills in commercial credit underwriting, business development and portfolio management for mid-sized developers and investors.

+ Minimum of 5-7 years of Commercial Lending experience preferred.

+ Must have excellent communication, presentation and tactful interpersonal skills.

+ Superb people skills to work within a team environment and successfully develop and retain client relationships.

+ Proven ability to cross-sell other banking products, including loans, deposits and treasury management.

+ Self-motivated to work independently and take ownership.

+ Effective time management and organizational skills are required.

+ Must be attentive to detail and accurate when analyzing financial statements and presenting a credit package for formal approval.

+ This position requires the use of sound business discretion, good judgment, and excellent problem solving skills.

+ Basic knowledge of personal computer hardware and software skills including MS Word and Excel.

+ Strong working knowledge of regulations, compliance standards, market trends and products relating to the banking industry.

+ Superior analytical and decision making skills based on a thoughtful assessment of risk.

**Supervisory Responsibilities:**

+ None

**Education and/or Experience:**

+ Bachelor’s degree in Finance or Business.

+ Minimum five to seven years related experience and training in commercial banking.

**Computer and Software Skills:**

+ Word

+ Excel

+ Bankway

+ Salesforce

+ Google Mail

+ LinkedIn

**Certificates, Licenses and Registrations:**

+ None

**_Equal Opportunity Statement_**

Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources at [email protected] .

Enterprise Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live. We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity or protected veteran status and will not be discriminated against on the basis of disability. All employment offers are contingent upon the applicant successfully completing both drug and background check screenings. If you would like more information about your EEO rights as an applicant under the law, please download the Equal Employment Opportunity is the Law poster HERE (https://link.zixcentral.com/u/324ca55e/qL5ePJcS6RG7hzIZh3soMg?u=https%3A%2F%2Fwww1.eeoc.gov%2Femployers%2Fposter.cfm) .

**Come join our amazing team and work in our Chandler, AZ Office!**

Our Portfolio Loan Officer is responsible for advising customers regarding their options for obtaining a new mortgage or refinancing an existing mortgage. Perform all duties in accordance with the company’s policies and procedures, all US state and federal laws and regulations, wherein the company operates. The base pay is $14.35/hr. plus monthly bonus (Basis Points Tier Plan).

**What you’ll do:**

+ This position will make outbound calls to leads in existing portfolio and take inbound “warm" call transfers.

+ Prospect for new business by maintaining scheduled branch hours to accept inbound call transfers from Customer Contact Specialists, mail solicitation campaigns, and inbound inquiry customer calls.

+ Perform all duties in accordance with the company’s policies and procedures, all US state and federal laws and regulations, wherein the company operates.

+ Manage the loan process according to current legal and company guidelines and applicable federal, state and local regulations..

+ Ensure loans are in compliance with Carrington guidelines, applicable state and federal regulations, and investor requirements.

**What you’ll need:**

+ 2+ years of mortgage lending experience preferred.

+ NMLS License.

+ Strong experience with FHA and conventional loans highly preferred.

+ Ability to follow loan protocols.

+ Efficient with computers and loan operating systems.

**Our Company:**

Carrington Mortgage Services-Retail Lending is part of The Carrington Companies. We offer a wide variety of home purchase and refinance products for government and conventional loan programs, specializing in underserved programs for borrowers with less than perfect credit and low down payment. We hope you’ll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: www.carringtonmortgage.com .

**What is the value proposition to joining the team?**

+ Full array of mortgage programs.

+ Paperless loan file flow and process.

+ Aggressive Marketing support including brochures, social media, and CRM.

+ Aggressive underwriting: we manual underwrite over 80% of our files

+ Warm exclusive leads

+ Ability to originate nationally

+ Competitive compensation plan, including a base plus commission.

**What We Offer:**

+ Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.

+ Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.

+ Customized training programs to help you advance your career.

+ Employee referral bonuses so you’ll get the opportunity to work with friends (and get some extra cash in your pocket!).

+ Educational Reimbursement.

+ Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.

EEO/AAP Employer

\#LI-CF1

Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.

At National Bank of Arizona, we’re a community of professionals with relationships at our core. We strive to promote an engaging environment with accessible leadership and on-going employee development. National Bank of Arizona was founded on the premise of building local relationships, we pride ourselves on providing our clients, shareholders and each other the best possible tools, resources and opportunities. Our workplace culture is based on inclusivity and collaboration, so we can give our customers as well as our employees the best possible environment to thrive. More than 35 years later, our approach hasn’t changed. At NBAZ, the possibilities are endless – come for the job, stay for a career.

National Bank of Arizona is looking for a Commercial Portfolio Manager to join our Private Banking team. Top candidates will have proven success and Arizona business savvy within our local markets and their neighboring communities.

The successful candidate will have extensive knowledge of managing high-net worth client relationships. This crucial role will service a portfolio of commercial loan relationships, attract new business relationships, and elevate existing customer relationships.

Essential Functions:

+ Analyze financial statements, identify industry risks, underwrite and review collateral requirements and credit to structure and price loans.

+ Monitor credit performance.

+ Maintain existing relationships and assist Relationship Managers and Branch Center Managers with credit requests.

+ Expand, build, and maintain client relationships, providing the highest level of customer service.

+ Prepare reports on loans, including information such as past dues, documentation and collateral exceptions, financial performance updates and portfolio profitability.

+ Cross sell other bank products.

+ Other duties as assigned.

Qualifications:

A four-year degree in business, finance, or a related field and 6+ years’ experience in Portfolio Management or a credit role to include Private Banking or other complex commercial lending. An equivalent combination of education and experience may meet qualifications.

+ Knowledge of commercial loans, credit and/or related lending processes and procedures is required.

+ Local candidates are highly preferred. This position will sit in our Biltmore Corporate Office location in Phoenix (AZ), and will require travel to our Gainey Branch in Scottsdale (AZ) for meetings with our Private Banker Team.

+ Advanced knowledge of commercial and/or related lending required. Advanced knowledge of credit analysis, spreading and analyzing financial statements, credit scoring, loan documentation, etc.

+ A working knowledge of commercial credit analysis, underwriting, spreading, and analyzing financial statements, credit scoring, documentation, etc.

+ Good oral and written communication skills needed to create relationships with clients and when making loan presentations.

+ Analytical skills needed for lease approvals, credit analysis and underwriting.

+ Good organizational and problem resolution skills.

+ PC skills required.

+ Hybrid role with some remote flexibility after training.

Benefits:

+ Medical, Dental and Vision Insurance - START DAY ONE!

+ Life and Disability Insurance, Paid Parental Leave and Adoption Assistance.

+ Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.

+ Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays.

+ 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience.

+ Mental health benefits including coaching and therapy sessions.

+ Tuition Reimbursement for qualifying employees.

+ Employee Ambassador preferred banking products.

Req ID: 064305

Equal Opportunity Employer

It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.

If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at (801) 844-7628, Mon.-Fri. between 9 a.m. - 5 p.m. MST.

Click here to view applicable Federal, State and/or local employment law posters.

This position will represent the proprietary (i.e., non-American Society of Clinical Oncology) publications, the most prominent of which is Oncology Times. As a proprietary publication with a broad readership base in the active field of hematology/oncology, Oncology Times represents both opportunities and challenges for the successful candidate. With the close collaboration of the Oncology Times editorial team, this individual can work with Special Projects to develop and sell innovative programs to pharmaceutical and medical device manufacturers that drive engagement. At the same time, Oncology Times does not enjoy the same level of “guaranteed” membership as ASCO journals, so the successful representative will be one who can both innovate and sell their innovations to advertisers. In this remote-friendly position, you will report to the Director of Account & Relationship Management leader within the Health division of Wolters Kluwer.

**Key Responsibilities**

+ Develop and maintain a sales pipeline of opportunities to achieve sales objectives via prospecting and account management.

+ Develop sales strategy for prospects and assigned accounts and successfully manage deals through the sales cycle.

+ Communicate with customers with regards to any account problems and discuss customer concerns and suggestions.

+ Negotiate service/product terms with customers in line with guidelinesReport suggestions to and develop solutions with sales, order processing, and customer support team.

+ May handle add-on sales for clients.

**Key Requirements**

+ Bachelor’s Degree or equivalent relevant experience.

+ 2+ years’ experience selling in medicine or healthcare _(specifically knowledge of the business, terminology, and ability to talk the talk)._

+ 3+ years working in Account Management or Sales or other equivalent experience.

+ Solid understanding of business, financials, products/services, and the market, preferably with a reputation for providing a level of expert knowledge within your industry.

+ Excellent communication (both written & oral) and presentation skills.

+ Ability to manage own territory/account and monitor resources accordingly.

+ Travel – up to 25%.

**Additional Skills & Abilities:**

+ Well-versed in using various aspects of Salesforce.

+ Experience partnering with advertising operations team, simultaneously managing a few projects.

+ Comfortable using Excel spreadsheets and creating PowerPoint presentations.

+ Experience in locating and establishing new business opportunities.

_The above statements are intended to describe the general nature and level of work performed by employees assigned to this job. They are not intended to be an exhaustive list of all duties, responsibilities, and qualifications as these may vary depending on location and line of business. The specific requirements may differ due to local or regional differences._

_\#LI-Remote_

EQUAL EMPLOYMENT OPPORTUNITY Wolters Kluwer U. S. Corporation and all of its subsidiaries, divisions and customer/business units is an Equal Opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.

**_The ideal candidate will reside in Michigan due to the territory being located within that State._**

**Basic Function**

The Account & Relationship Management Executive will sell into colleges a variety of nursing education courseware. This person will be comfortable creating new business opportunities at the schools as well as supporting a base of existing business. In this remote friendly position, you will report to the Regional Director within the Health, Education & Practice segment of Wolters Kluwer.

**Key Responsibilities**

+ Develop and maintain a sales pipeline of opportunities to achieve sales objectives via prospecting and account management.

+ Develop sales strategy for prospects and assigned accounts and successfully manage deals through the sales cycle.

+ Communicate with customers with regards to any account problems and discuss customer concerns and suggestions.

+ Negotiate service/product terms with customers in line with guidelines.

+ Report suggestions to and develop solutions with sales, order processing, and customer support team.

+ May handle add-on sales for clients. **Key Requirements**

+ Bachelor’s Degree strongly preferred or equivalent relevant experience.

+ 3+ years working in Account Management or Sales or other equivalent experience.

+ Solid understanding of business, financials, products/services, and the market, preferably with a reputation for providing a level of expert knowledge within your industry.

+ Excellent communication (both written & oral) and presentation skills.

+ Ability to manage own territory/account and monitor resources accordingly.

+ Travel – up to40%

**Additional Skills & Abilities:**

+ Well-versed in using various aspects of Salesforce.

+ Comfortable using Excel spreadsheets and creating PowerPoint presentations.

+ Experience in locating and establishing new business opportunities.

the Point for Faculty (lww.com) (https://thepoint.lww.com/faculty)

_The above statements are intended to describe the general nature and level of work performed by employees assigned to this job. They are not intended to be an exhaustive list of all duties, responsibilities, and qualifications as these may vary depending on location and line of business. The specific requirements may differ due to local or regional differences._

\#LI-Remote

EQUAL EMPLOYMENT OPPORTUNITY Wolters Kluwer U. S. Corporation and all of its subsidiaries, divisions and customer/business units is an Equal Opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.