Models

**Why USAA?**

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

**The Opportunity**

Number of Available Positions: 3

As a dedicated Model Validator Mid-Level for the Bank, you will complete model risk validation oversight for the life-cycle management of models which includes conducing model validation activities. Performs the model validation oversight process compliant with the written risk and compliance policies and procedures which require independence from model stewards (e.g., model owners, developers, implementers, users, and other stakeholders) throughout the lifecycle of the model's use and maintenance.

We offer a flexible work environment that requires an individual to be **in the office 4 days per week.** This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL.

Relocation assistance is **not** available for this position.

**What you'll do:**

+ Executes independent model validation activities for lower risk, in-house and vendor, models. Conducts validation activities for low-risk, in-house models, and assists, under supervision and in collaboration with peers, on higher risk, sophisticated and vendor models.

+ Conducts back-testing, diagnostic testing, sensitivity analysis, benchmarking, and other validation tests/analyses on lower risk models; collaborates with senior-level validators for higher risk models.

+ Executes and assists in replicating model development and may help develop challenger models through principles of predictive modeling, machine learning, time-series modeling/forecasting, stress testing, heuristic models, actuarial models, and/or other techniques.

+ Reviews at a working experience level the end-to-end life-cycle management of model development, implementation, ongoing monitoring, and use in areas of Banking and Insurance (Property & Casualty and Life) along with their corresponding business support functions and operational processes.

+ Assesses the materiality of model changes and conducts model change validations.

+ Produces and delivers validation reports and related validation work to model validation management and model stakeholders.

+ Executes the independent model validation process compliant with the written risk and compliance policies and procedures at a working experience level.

+ Evaluates model risk control strengths around model development, implementation, and use.

**What you have:**

+ Bachelor's degree in a quantitative field, such as Economics, Mathematics, Statistics, Actuarial Science, Data Science, Engineering, Computer Science, or a Related Field with Core Quantitative Curriculum. OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.

+ 4 years of related work experience in model validation, model development, statistical analysis, and/or advanced quantitative research Or Advanced degree (e.g., Master's, PhD) in a quantitative field, such as Economics, Mathematics, Statistics, Actuarial Science, Data Science, Engineering, Computer Science, or Related Field with Core Quantitative Curriculum and 2 years of related work experience in model validation, model development, statistical analysis, and/or advanced quantitative research.

+ Experience presenting verbally and in-writing quantitative/technical concepts and conclusions to non-technical audiences and senior leadership.

+ Proficient programming skills in R, Python, SAS, Java, C, SQL, and/or other comparable programming languages for the iterative methodological tenants of model and algorithm development including setting model specifications, assumption testing, data quality assessments, variable selection, back-testing, benchmarking, and other robust model testing.

+ Working Experience with statistical, econometric, data science, or predictive modeling approaches including: Linear Regression; Time-Series/Forecasting; Logistic Regression; Machine Learning. Business context knowledge in operational and support functions of Banking and/or Insurance as well as associated modeling and analytics knowledge.

**What sets you apart:**

+ US military experience through military service or a military spouse/domestic partner

+ Experience working with common bank modeling exercises such as stress testing, reserving, asset/liability management, deposit forecasting, pricing, or credit origination.

+ Experience performing model validation on Anti-Money Laundering (AML) or Fraud models.

+ Experience evaluating and challenging complex models and explaining issues in an intuitive way.

+ Strong interpersonal and written communication skills

+ Post-graduate degree in a quantitative field.

**Compensation range:** The salary range for this position is: $93,770 - $168,790 **.**

**Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

**Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.

_Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._

_USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._

**If you are an existing USAA employee, please use the internal career site in OneSource to apply.**

**Please do not type your first and last name in all caps.**

**_Find your purpose. Join our mission._**

USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

California applicants, please review our HR CCPA - Notice at Collection (https://statmcstg.usaa.com/mcontent/static\_assets/Media/enterprise\_hr\_cpra\_notice\_at\_collection.pdf) here.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

Quantitative Operations Associate – Volume & Capacity Modeler

Newark, Delaware;Jacksonville, Florida; Charlotte, North Carolina; Plano, Texas; Chandler, Arizona; Fort Worth, Texas; New York, New York; Chicago, Illinois; Tampa, Florida

**Job Description:**

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

**Job Description:**

Responsible for developing quantitative/analytic models and applications in support of the firm's risk management effort. This role focuses on the development of operations/data management policies, strategies and operational guidelines for the organization's various financial products as they relate to the analysis, tracking, and reporting of various risk metrics. This role often possesses an advanced degree in physics, applied mathematics, statistics/probability or another heavy quantitative discipline. Quantitative analytic staff is focused on and responsible for the development of the theory and mathematics behind various models. Individual Contributor and reports to Quant Operations Manager

**Responsibilities:**

The Global Operations Data Management and Analytics team is looking for a motivated individual with strong quantitative skills and experience in simulation modeling, operations research, and/or analytics. This individual will be responsible for developing and maintaining advanced strategic capacity models that predict operational resource demand and providing recommendations to key stakeholders.

In addition, the position will assist with efforts to ensure the capacity models adhere to Model Risk Management (MRM) standards. The ideal candidate will have a keen eye for detail, a strong sense for modeling complex operational systems, and excellent verbal and written communication skills.

Additional responsibilities include:

+ Responsible for developing and maintaining capacity and resource optimization models

+ Help modernize existing capacity models using advanced simulation and optimization techniques

+ Evaluate new opportunities and implement changes for current capacity model inputs, processes, and outputs

+ Assist in driving capacity modeling consistency and innovation across team

+ Routinely partner with the Front Line Units (FLUs) to generate best-in-class outcomes

+ Help with documentation and other efforts to adhere to Model Risk Management (MRM) guidelines

Required Skills:

+ Bachelor’s degree in Statistics, Applied Economics, Industrial Engineering, Mathematics, Operations Research, Advanced Analytics, Finance or other STEM field

+ 2+ years of experience in quantitative roles modeling complex systems

+ Strong communication and interpersonal skills - specifically the ability to communicate complex ideas in a clear and concise manner to key stakeholders

+ Natural curiosity and drive to answer important business questions

+ High aptitude for self-motivation and self-determined project work in a fast-paced and rapidly changing environment

+ Fundamental understanding of, and experience with, linear regression and time-series modeling, discrete event simulation, and optimization techniques

+ Proficient in MS Office (primarily Excel)

+ Experience with SAS, Python, R, or similar statistical software

+ Experience with Arena or similar discrete event simulation software

+ Experience with SAS OR, GAMS, XPRESS, CPLEX, or similar optimization software

+ Ability to work in a team-oriented environment with strong aptitude for problem solving and collaboration

Desired Skills:

+ Experience with Tableau or other data visualization software

+ Data mining experience using SQL/SAS querying

+ Prior Banking industry analytics and modeling experience, specifically with models that adhere to standards set by a risk management governing body

**Skills:**

+ Analytical Thinking

+ Business Intelligence

+ Data Modeling

+ Data Visualization

+ Data and Trend Analysis

+ Attention to Detail

+ Collaboration

+ Data Management

+ Data Mining

+ Presentation Skills

+ Consulting

+ Problem Solving

+ Risk Management

+ Stakeholder Management

+ Technical Documentation

**Shift:**

1st shift (United States of America)

**Hours Per Week:**

40

Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.

To view the "Know your Rights" poster, CLICK HERE (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12.pdf) .

View the LA County Fair Chance Ordinance (https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf) .

Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy (“Policy”) establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.

To view Bank of America’s Drug-free Workplace and Alcohol Policy, CLICK HERE .

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank’s required accommodation request process before your first day of work.

This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

Quantitative Operations Associate – Volume & Capacity Modeler-Global Operations

Charlotte, North Carolina;Jacksonville, Florida; Plano, Texas; Chandler, Arizona; Chicago, Illinois; Newark, Delaware

**Job Description:**

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

**Job Description:**

Responsible for developing quantitative/analytic models and applications in support of the firm's risk management effort. This role focuses on the development of operations/data management policies, strategies and operational guidelines for the organization's various financial products as they relate to the analysis, tracking, and reporting of various risk metrics. This role often possesses an advanced degree in physics, applied mathematics, statistics/probability or another heavy quantitative discipline. Quantitative analytic staff is focused on and responsible for the development of the theory and mathematics behind various models. Individual Contributor and reports to Quant Operations Manager

**Job Summary**

Global Operations Management Reporting & Analytics is looking for a motivated individual with strong quantitative skills and experience with time-series forecasting, capacity planning, simulation modeling, and/or operations research. This individual will be responsible for developing and maintaining strategic volume forecasting and capacity planning models with the goal of maintaining optimal staffing levels across Global Operations. In addition, the position will assist with efforts to ensure models adhere to Model Risk Management (MRM) standards. The ideal candidate will have a keen eye for detail, a strong sense for modeling complex operational systems, and excellent verbal and written communication skills. Responsibilities include:

+ Develop and maintain volume forecasting, capacity planning, and resource optimization models

+ Help modernize existing volume forecasting and capacity models using advanced predictive modeling, simulation and optimization techniques

+ Assist in driving volume and capacity modeling consistency and innovation across the team

+ Routinely partner with the Front Line Units (FLUs) to generate best in class outcomes

+ Conduct routine model production and performance presentations with executive leadership

+ Evaluate new opportunities and implement enhancements to current capacity model inputs, processes, and outputs

+ Help with documentation and other efforts to adhere to Model Risk Management (MRM) guidelines

**Required Skills:**

+ Bachelor’s degree in Statistics, Applied Economics, Industrial Engineering, Mathematics, Operations Research, Analytics, Finance or other STEM field

+ 2+ years of experience in quantitative roles modeling complex systems

+ Fundamental understanding of linear regression and time-series modeling, discrete event simulation, and optimization techniques, through education or professional experience

+ Proficient in MS Office, particularly Excel

+ Experience with SAS, Python, R, or similar statistical software

+ Experience with Arena or similar discrete event simulation software

+ Experience with SAS OR, GAMS, XPRESS, CPLEX, or similar optimization software

+ Ability to work in a team-oriented environment with strong aptitude for problem solving and collaboration

+ Strong communication and interpersonal skills - specifically the ability to communicate complex ideas in a clear and concise manner to key stakeholders

+ Natural curiosity and drive to answer important business questions

+ High aptitude for self-motivation and self-determined project work in a fast-paced and rapidly changing environment

**Desired Skills:**

+ Master’s degree in Statistics, Applied Economics, Industrial Engineering, Mathematics, Operations Research, Analytics, Finance or other STEM field

+ Prior operational volume forecasting, capacity planning, or financial planning experience

+ Experience with Tableau or other data visualization software

+ Data mining experience using SQL/SAS querying

+ Prior Banking industry analytics and modeling experience, specifically with models that adhere to standards set by a risk management governing body

**Skills:**

+ Analytical Thinking

+ Business Intelligence

+ Data Modeling

+ Data Visualization

+ Data and Trend Analysis

+ Attention to Detail

+ Collaboration

+ Data Management

+ Data Mining

+ Presentation Skills

+ Consulting

+ Problem Solving

+ Risk Management

+ Stakeholder Management

+ Technical Documentation

**Shift:**

1st shift (United States of America)

**Hours Per Week:**

40

Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.

To view the "Know your Rights" poster, CLICK HERE (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12.pdf) .

View the LA County Fair Chance Ordinance (https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf) .

Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy (“Policy”) establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.

To view Bank of America’s Drug-free Workplace and Alcohol Policy, CLICK HERE .

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank’s required accommodation request process before your first day of work.

This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

Quantitative Operations Associate - Capacity Modeler

Charlotte, North Carolina;Jacksonville, Florida; Plano, Texas; Chandler, Arizona; Chicago, Illinois; Newark, Delaware

**Job Description:**

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

**Job Description:**

Responsible for developing quantitative/analytic models and applications in support of the firm's risk management effort. This role focuses on the development of operations/data management policies, strategies and operational guidelines for the organization's various financial products as they relate to the analysis, tracking, and reporting of various risk metrics. This role often possesses an advanced degree in physics, applied mathematics, statistics/probability or another heavy quantitative discipline. Quantitative analytic staff is focused on and responsible for the development of the theory and mathematics behind various models. Individual Contributor and reports to Quant Operations Manager.

**Responsibilities:**

Global Operations Management Reporting & Analytics is looking for a motivated individual with strong quantitative skills and experience in capacity planning, simulation modeling, operations research, and/or analytics. This individual will be responsible for developing and maintaining strategic capacity models that forecast operational resource demand with the goal of maintaining optimal staffing levels across Global Operations. In addition, the position will assist with efforts to ensure capacity models adhere to Model Risk Management (MRM) standards. The ideal candidate will have a keen eye for detail, a strong sense for modeling complex operational systems, and excellent verbal and written communication skills. Responsibilities include:

+ Develop and maintain capacity planning and resource optimization models

+ Help modernize existing capacity models using advanced simulation and optimization techniques

+ Assist in driving capacity modeling consistency and innovation across the team

+ Routinely partner with the Front Line Units (FLUs) to generate best in class outcomes

+ Conduct routine model production and performance presentations with executive leadership

+ Evaluate new opportunities and implement enhancements to current capacity model inputs, processes, and outputs

+ Help with documentation and other efforts to adhere to Model Risk Management (MRM) guidelines

**Required Skills:**

+ Bachelor’s degree in Industrial Engineering, Mathematics, Statistics, Applied Economics, Operations Research, Analytics, Finance, or other STEM field

+ 2+ years of experience in quantitative roles supporting complex functions

+ Proficient in MS Office, particularly Excel

+ Ability to work in a team-oriented environment with strong aptitude for problem solving and collaboration

+ Strong communication and interpersonal skills - specifically the ability to communicate complex ideas in a clear and concise manner to key stakeholders

+ Natural curiosity and drive to answer important business questions

+ High aptitude for self-motivation and self-determined project work in a fast-paced and rapidly changing environment

**Desired Skills:**

+ Master’s degree in Industrial Engineering, Mathematics, Statistics, Applied Economics, Operations Research, Analytics, Finance, or other STEM field

+ Prior capacity or financial planning experience

+ Experience with Arena or similar discrete event simulation software

+ Experience with SAS OR, GAMS, XPRESS, CPLEX, or similar optimization software

+ Experience with SAS, Python, R, or similar statistical software

+ Experience with Tableau or other data visualization software

+ Data mining experience using SQL/SAS querying

+ Prior Banking industry analytics and modeling experience, specifically with models that adhere to standards set by a risk management governing body

**Skills:**

+ Analytical Thinking

+ Business Intelligence

+ Data Modeling

+ Data Visualization

+ Data and Trend Analysis

+ Attention to Detail

+ Collaboration

+ Data Management

+ Data Mining

+ Presentation Skills

+ Consulting

+ Problem Solving

+ Risk Management

+ Stakeholder Management

**Shift:**

1st shift (United States of America)

**Hours Per Week:**

40

Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.

To view the "Know your Rights" poster, CLICK HERE (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12.pdf) .

View the LA County Fair Chance Ordinance (https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf) .

Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy (“Policy”) establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.

To view Bank of America’s Drug-free Workplace and Alcohol Policy, CLICK HERE .

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank’s required accommodation request process before your first day of work.

This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

**Overview**

At PNNL, our core capabilities are divided among major departments that we refer to as Directorates within the Lab, focused on a specific area of scientific research or other function, with its own leadership team and dedicated budget.

Our Science & Technology directorates include National Security, Earth and Biological Sciences, Physical and Computational Sciences, and Energy and Environment. In addition, we have an Environmental Molecular Sciences Laboratory, a Department of Energy, Office of Science user facility housed on the PNNL campus.

The Atmospheric, Climate, and Earth Sciences (ACES) Division comprises multidisciplinary teams working to advance the predictive knowledge of Earth systems. The ACES team includes researchers at every career stage who collaborate across disciplines to address some of the most pressing challenges which are critical to nsure a robust U.S. energy system. Scientists in ACES provide their expertise to major sections of the Department of Energy's Office of Science, Biological and Environmental Research program, including the Atmospheric Radiation Measurement (ARM) user facility, the Atmospheric System Research program, and the Earth & Environmental Systems Modeling program.

**Responsibilities**

The Atmospheric, Climate, and Earth Sciences Division at Pacific Northwest National Laboratory (PNNL) seeks a PhD intern to implement a dynamic urban growth scheme in Earth system models. The successful candidate will develop new capabilities for the urban module of DOE’s Energy Exascale Earth System (E3SM) model, particularly on land cover transition rulesets for dynamic urban change scenarios. The newly developed dynamic urban scheme will then be used to compare the impact of different urban expansion estimates on various environmental processes. Candidates with expertise in the urban representation of E3SM or other earth system models and experience working with Fortran will be preferred.

**Qualifications**

Minimum Qualifications:

+ Candidates must be currently enrolled/matriculated in a PhD program at an accredited college.

+ Minimum GPA of 3.0 is required.

Preferred Qualifications:

+ Working towards a degree in environmental, Earth, atmospheric, or related disciplines

+ Experience working with Earth system models, particularly the Community Earth System Model (CESM) or the Energy Exascale Earth System Model (E3SM)

+ Coding ability in Fortran

+ Previous work on urban-scale processes

**Hazardous Working Conditions/Environment**

Not applicable.

**Additional Information**

Not applicable.

**Testing Designated Position**

This is not a Testing Designated Position (TDP).

**About PNNL**

Pacific Northwest National Laboratory (PNNL) is a world-class research institution powered by a highly educated, diverse workforce committed to the values of Integrity, Creativity, Collaboration, Impact, and Courage. Every year, scores of dynamic, driven people come to PNNL to work with renowned researchers on meaningful science, innovations and outcomes for the U.S. Department of Energy and other sponsors; here is your chance to be one of them!

At PNNL, you will find an exciting research environment and excellent benefits including health insurance, and flexible work schedules. PNNL is located in eastern Washington State—the dry side of Washington known for its stellar outdoor recreation and affordable cost of living. The Lab’s campus is only a 45-minute flight (or ~3 hour drive) from Seattle or Portland, and is serviced by the convenient PSC airport, connected to 8 major hubs.

**Commitment to Excellence and Equal Employment Opportunity**

Our laboratory is committed to fostering a work environment where all individuals are treated with fairness and respect while solving critical challenges in fundamental sciences, national security, and energy resiliency. We are an Equal Employment Opportunity employer.

Pacific Northwest National Laboratory considers all applicants for employment without regard to race, religion, color, sex (including pregnancy, sexual orientation, and gender identity), national origin, age, disability, genetic information (including family medical history), protected veteran status, and any other status or characteristic protected by federal, state, and/or local laws.

We are committed to providing reasonable accommodations for individuals with disabilities and disabled veterans in our job application procedures and in employment. If you need assistance or an accommodation due to a disability, contact us at careers@pnnl.gov .

**Drug Free Workplace**

PNNL is committed to a drug-free workplace supported by Workplace Substance Abuse Program (WSAP) and complies with federal laws prohibiting the possession and use of illegal drugs.

**Security, Credentialing, and Eligibility Requirements**

In accordance with Homeland Security Presidential Directive 12 (HSPD-12) and Department of Energy (DOE) Order 473.1A, new employees are required to obtain and maintain a HSPD-12 Personal Identity Verification (PIV) Credential. To obtain this credential, new employees must successfully complete and pass a Federal Tier 1 background check investigation. This investigation includes a declaration of illegal drug activities, including use, supply, possession, or manufacture within the last year. This includes marijuana and cannabis derivatives, which are still considered illegal under federal law, regardless of state laws.

For foreign national candidates:

If you have not resided in the U.S. for three consecutive years, you are not eligible for the PIV credential and instead will need to obtain a favorable Local Site Specific Only (LSSO)risk determination to maintain employment. Once you meet the three-year residency requirement, you will be required to obtain a PIV credential to maintain employment.

**Mandatory Requirements**

Please be aware that the Department of Energy (DOE) prohibits DOE employees and contractors from having any affiliation with the foreign government of a country DOE has identified as a “country of risk” without explicit approval by DOE and Battelle. If you are offered a position at PNNL and currently have any affiliation with the government of one of these countries, you will be required to disclose this information and recuse yourself of that affiliation or receive approval from DOE and Battelle prior to your first day of employment.

**Rockstar Rewards**

**Regular Hourly** :

Employees are offered an employee assistance program and business travel insurance. Employees are eligible for the company funded pension plan and 401k savings plan, once eligibility requirements are met.

**Temporary Hourly** :

Employees are offered an employee assistance program and business travel insurance.

Click Here For Rockstar Rewards (https://careers.pnnl.gov/rockstar-rewards)

**Notice to Applicants**

PNNL lists the full pay range for the position in the job posting. Starting pay is calculated from the minimum of the pay range and actual placement in the range is determined based on an individual’s relevant job-related skills, qualifications, and experience. This approach is applicable to all positions, with the exception of positions governed by collective bargaining agreements and certain limited-term positions which have specific pay rules.

As part of our commitment to fair compensation practices, we do not ask for or consider current or past salaries in making compensation offers at hire. Instead, our compensation offers are determined by the specific requirements of the position, prevailing market trends, applicable collective bargaining agreements, pay equity for the position type, and individual qualifications and skills relevant to the performance of the position.

**Minimum Salary**

USD $23.53/Hr.

**Maximum Salary**

USD $35.30/Hr.

Job Title: Quantitative Model Risk SME ( Banking / Financial Services )

Location: Phoenix, Arizona

Type: Direct Hire

*** NO RECENT COLLEGE GRADUATES - must have at least 5+ years of full time experience in USA working for major banks / financial institutions

For immediate consideration, please connect with me on LinkedIn at https://www.linkedin.com/in/dpotapenko and then email your resume, work authorization status, current location, availability, and compensation expectations directly to denis.potapenko@systemone.com - make sure to include the exact job title and job location in your email message.

Quantitative Model Risk SME :

- Quantitative Model Risk SME will join a Model Risk Management Team.

- Review and validate new and existing model frameworks, monitoring ongoing performance

- Perform complex quantitative analyses of models to support risk-based decision-making

- Analyze large datasets to validate and assess model performance metrics

- Conduct comprehensive qualitative and quantitative assessments covering theoretical foundations, model design, implementation, data quality, and integrity

- Evaluate model risks and document strengths and limitations of validated models

- Maintain ongoing communication with model owners and developers throughout the review process

- Prepare detailed documentation for model validation and regulatory compliance

Qualifications :

- Bachelor's or Master's degree in relevant discipline

- Prior modeling experience preferred, with several years' experience in banking/financial services industry

- Familiarity with financial modeling concepts (risk metrics, pricing models)

- Experience with R, Python, SAS, or similar statistical programming languages

- Firsthand experience in model validation, monitoring, risk management program governance and oversight, model risk testing

For immediate consideration, please connect with me on LinkedIn at https://www.linkedin.com/in/dpotapenko and then email your resume, work authorization status, current location, availability, and compensation expectations directly to denis.potapenko@systemone.com - make sure to include the exact job title and job location in your email message.

.

Ref: #404-IT Pittsburgh

System One, and its subsidiaries including Joulé, ALTA IT Services, CM Access, TPGS, and MOUNTAIN, LTD., are leaders in delivering workforce solutions and integrated services across North America. We help clients get work done more efficiently and economically, without compromising quality. System One not only serves as a valued partner for our clients, but we offer eligible full-time employees health and welfare benefits coverage options including medical, dental, vision, spending accounts, life insurance, voluntary plans, as well as participation in a 401(k) plan.

System One is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, age, national origin, disability, family care or medical leave status, genetic information, veteran status, marital status, or any other characteristic protected by applicable federal, state, or local law.

Job Description:

**Role Summary/Purpose:**

The SVP, Operational Risk Management (ORM) and Model Risk Management (MRM) will be responsible for overseeing and enhancing our operational risk management and MRM programs at Synchrony. This role plays a key part in identifying, assessing, and mitigating operational and model risk across the organization, ensuring compliance with regulatory requirements and industry best practices. Key functional responsibilities of the role are related to Data Governance, Operational Risk Oversight and Model Risk Management.

**_We're proud to offer you choice and flexibility. At Synchrony, our way of working allows you to have the option to work from home, near one of our Hubs or come into one of our offices. Occasionally you may be required to commute to our nearest office for in person engagement activities such as business or team meetings, training and culture events._**

**Essential Responsibilities:**

+ Provide strategic direction and leadership for Model Risk Management, Data Governance and Operational Risk Oversight including identifying, measuring, controlling and monitoring, and providing early warning of risks associated with these areas.

+ Lead various ORM initiatives and continue to evaluate ORM programs, tools and processes. Drive stronger operational risk management capabilities across the business and remain compliant with OCC's Heightened Standards

+ Maintain "Satisfactory" rating in regulatory annual assessment for ORM

+ Provide strategic thought leadership regarding the MRM Framework including developments in AI/ML space

+ Continue to enhance and implement a comprehensive ORM and MRM program and strategy aligned with organizational goals

+ Provide independent challenge and oversight of ORM and MRM activities to the first line of defense and drive continuous identification and remediation of risks with quantifiable metrics

+ Chair Operational Risk Subcommittee and Technology Risk Subcommittee of ERMC

+ Prepare and present relevant reports on ORM and MRM performance to executive leadership and other relevant committees including the Board

+ Own the Risk Control Self-Assessment (RCSA) policy, standard and overall framework. Provide effective RCSA challenge to the first line of defense

+ Partner with the Enterprise Risk Management Leader to develop and maintain relevant ORM and MRM Risk Appetite metrics

+ Continue to partner with Risk pillars to execute comprehensive and effective ORM oversight program in functional areas covered by other pillars

+ Conduct regular ORM and MRM risk assessments to identify potential vulnerabilities and areas of improvement

+ Oversee implementation of risk mitigation plans to address identified operational risks or control weaknesses

+ Collaborate with key stakeholders across the business to assess and enhance operational controls and processes

+ Maintain a deep understanding of industry trends, regulatory changes, and emerging risks affecting the organization

+ Work closely with internal stakeholders and external partners to ensure effective communication and collaboration on operational risk-related matters

+ Drive continuous improvement initiatives to optimize ORM and MRM tools and processes

+ Provide ongoing communication and define required operational and model risk training to enhance and maintain stronger risk culture

+ Perform other duties and/or special projects as assigned.

**Qualifications/Requirements:**

+ Bachelor's degree and 12+ years of experience in second line risk management and/or first line governance

+ 5+ years of experience in financial services or banking industry in risk management

+ 5+ years of experience leading a team of professionals

+ 5+ years of experience operating at a strategic level as part of a senior leadership team interacting with senior executives

+ Strong understanding of operational and model risk frameworks and methodologies

+ Proven ability to provide effective challenge at all levels of an organization

+ Knowledge of relevant regulatory requirements and industry guidelines

+ Experience engaging directly with external regulators

+ Strong leadership experience with ability to drive culture, balance risk and reward and lead by example

**Desired Characteristics:**

+ Model Risk Management experience

+ Strong understanding of Information Technology and Information Security risks

+ Analytical and problem-solving skills with the ability to make strategic decisions

+ Ability to communicate complex risk issues to cross-functional stakeholders at all levels

+ Experience creating and leading organizational change

+ Ability to influence in a matrix environment

+ Experience working on large scale, cross functional, complex project management initiatives in a lead role with a proven ability to meet milestones and target dates

**Grade/Level: 17**

The salary range for this position is **240,000 - 410,000** USD Annual. This position is also eligible for an Annual Incentive Plan target of 40% of salary and an Annual Equity target of 40% of salary.

Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.

Salaries are adjusted according to market in CA, NY Metro and Seattle.

**Eligibility Requirements:**

+ You must be 18 years or older

+ You must have a high school diploma or equivalent

+ You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process

+ You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.

+ New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles. Once this new hire time in position requirement is met, the associate will have a minimum 6 months' time in position before they can post for future non-exempt roles. Employees, level 8 or greater, must have at least 18 months' time in position before they can post. All internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don't meet the time in position or performance expectations).

Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

**Our Commitment:**

When you join us, you'll be part of a diverse, inclusive culture where your skills, experience, and voice are not only heard-but valued. We celebrate the differences in all of us and believe that our individual, unique perspectives is what makes Synchrony truly a great place to work. Together, we're building a future where we can all belong, connect and turn ideals into action. Through the power of our 8 Diversity Networks+ (https://www.synchronycareers.com/our-culture/#diversity) , with more than 60% of our workforce engaged, you'll find community to connect with an opportunity to go beyond your passions.

This starts when you choose to apply for a role at Synchrony. We ensure all qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status.

**Reasonable Accommodation Notice:**

+ Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment.

+ If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at 1-866-301-5627. Representatives are available from 8am - 5pm Monday to Friday, Central Standard Time

**Job Family Group:**

Risk Management

Job Title: Quantitative Model Risk SME ( Banking / Financial Services )

Location: Must be able to relocate – relocation assistance provided

Type: Direct Hire

*** NO RECENT COLLEGE GRADUATES - must have at least 5+ years of full time experience in USA working for major banks / financial institutions

For immediate consideration, please connect with me on LinkedIn at https://www.linkedin.com/in/dpotapenko and then email your resume, work authorization status, current location, availability, and compensation expectations directly to denis.potapenko@systemone.com - make sure to include the exact job title and job location in your email message.

Quantitative Model Risk SME :

- Quantitative Model Risk SME will join a Model Risk Management Team.

- Review and validate new and existing model frameworks, monitoring ongoing performance

- Perform complex quantitative analyses of models to support risk-based decision-making

- Analyze large datasets to validate and assess model performance metrics

- Conduct comprehensive qualitative and quantitative assessments covering theoretical foundations, model design, implementation, data quality, and integrity

- Evaluate model risks and document strengths and limitations of validated models

- Maintain ongoing communication with model owners and developers throughout the review process

- Prepare detailed documentation for model validation and regulatory compliance

Qualifications :

- Bachelor's or Master's degree in relevant discipline

- Prior modeling experience preferred, with several years' experience in banking/financial services industry

- Familiarity with financial modeling concepts (risk metrics, pricing models)

- Experience with R, Python, SAS, or similar statistical programming languages

- Firsthand experience in model validation, monitoring, risk management program governance and oversight, model risk testing

For immediate consideration, please connect with me on LinkedIn at https://www.linkedin.com/in/dpotapenko and then email your resume, work authorization status, current location, availability, and compensation expectations directly to denis.potapenko@systemone.com - make sure to include the exact job title and job location in your email message.

.

Ref: #404-IT Pittsburgh

System One, and its subsidiaries including Joulé, ALTA IT Services, CM Access, TPGS, and MOUNTAIN, LTD., are leaders in delivering workforce solutions and integrated services across North America. We help clients get work done more efficiently and economically, without compromising quality. System One not only serves as a valued partner for our clients, but we offer eligible full-time employees health and welfare benefits coverage options including medical, dental, vision, spending accounts, life insurance, voluntary plans, as well as participation in a 401(k) plan.

System One is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, age, national origin, disability, family care or medical leave status, genetic information, veteran status, marital status, or any other characteristic protected by applicable federal, state, or local law.

**Alternate Locations:** Work from Home; Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Greensboro, NC (North Carolina); Hartford, CT (Connecticut); Omaha, NE (Nebraska); Radnor, PA (Pennsylvania)

**Work Arrangement:**

Hybrid Preferred : Preferred employee will work 3 days a week in a Lincoln office

**Relocation assistance:** is not available for this opportunity.

**Requisition #:** 74220

**The Role at a Glance**

We’re excited to bring on an Actuary, Annuity Model Development, to play an integral role focused on developing industry-leading model capabilities and collaborating with key stakeholders to ensure our models are optimized to deliver on a broad array of critical business needs. The individual will work with stakeholders to identify and prioritize quarterly model enhancements and collaborate with the rest of the Annuity Model Development team to implement model enhancements appropriately and efficiently as well as develop and execute post enhancement implementation validation and analysis processes.

**What you'll be doing**

+ Help in leading the development of models to support critical business processes, including Stat, GAAP, and Tax Reserve reporting, Asset Adequacy Testing, Asset/Liability Management, Financial Plan and Economic Capital projections.

+ Gain a thorough understanding of existing models and their applications. Make recommendations to improve future models and deliver on the execution of those improvements.

+ Collaborate on the development of end user tools to support model validation and analysis.

+ Ensure proper documentation, review, and validation of model developments and enhancements.

+ Assist with the process of the Annuity Model Development team taking ownership of Annuity models currently being converted from MG-ALFA to Moody’s AXIS

**What we’re looking for**

**_Must have:_**

+ Actuarial modeling and/or valuation experience in GGY-AXIS

+ 7-10 years of actuarial experience

+ Substantial experience with annuity products

+ Strong understanding of regulatory/accounting/capital frameworks (STAT/GAAP/Tax, RBC, EC)

+ Understanding of capital markets and financial instruments (assets and derivatives) that support Annuity products

+ Excellent communication skills

+ Works well in a team environment

+ FSA designation (preferred) or ASA designation (required)

**_Nice to have:_**

+ Competency with R, Python, SQL, and/or Excel VBA

+ Experience working with business intelligence tools (e.g. Tableau)

+ History of innovation and process improvement

+ Experience pricing annuity products and/or working on Cash Flow Testing, Financial Plan, and ALM projections

**Application Deadline**

Applications for this position will be accepted through July 5th, 2025 subject to earlier closure due to applicant volume.

**What’s it like to work here?**

At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.
https://www.lincolnfinancial.com/public/aboutus/careers/actuary

**What’s in it for you:**

+ Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes

+ Leadership development and virtual training opportunities

+ PTO/parental leave

+ Competitive 401K and employee benefits (https://www.lincolnfinancial.com/public/aboutus/careers/lifeatlincoln#benefits)

+ Free financial counseling, health coaching and employee assistance program

+ Tuition assistance program

+ Work arrangements that work for you

+ Effective productivity/technology tools and training

The pay range for this position is $108,501 - $195,900 with **anticipated pay for new hires between the minimum and midpoint of the range** and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.

**About The Company**

Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services.

With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach.

Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice.

Lincoln is committed to creating a diverse and inclusive (https://www.lincolnfinancial.com/public/aboutus/companyoverview/ourvalues/diversityinclusion) environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

Follow us on Facebook (https://www.facebook.com/lincolnfinancial/) , X (https://mobile.twitter.com/lincolnfingroup) , LinkedIn (https://www.linkedin.com/company/lincolnfinancial/) , Instagram (https://www.instagram.com/lincolnfinancial/) , and YouTube (https://www.youtube.com/@Lincoln\_Financial) . For the latest company news, visit our newsroom (https://www.lincolnfinancial.com/public/aboutus/newsroom) .

**Be Aware of Fraudulent Recruiting Activities**

If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at fraudhotline@lfg.com if you encounter a recruiter or see a job opportunity that seems suspicious.

**Additional Information**

This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees.

Lincoln Financial is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, Veteran status, or genetic information. Applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling 260-455-2558.

This Employer Participates in E-Verify. See the E-Verify (https://www.e-verify.gov) notices.

Este Empleador Participa en E-Verify. Ver el E-Verify (https://www.e-verify.gov/es) avisos.

Lincoln Financial Group ("LFG") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information. Opportunities throughout LFG are available to employees and applicants and are evaluated on the basis of job qualifications. We have a drug free work environment and we perform pre-employment substance abuse testing.

**Why USAA?**

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

**The Opportunity**

We are seeking a dedicated Actuarial Analyst - Intermediate to join our Enterprise Capital Modeling team. In this role you will be responsible for independently applying actuarial methodologies to evaluate risk that could impact the company’s capital requirement with a broader view of the entire balance sheet and income statement.

We offer a flexible work environment that requires an individual to be **in the office 4 days per week.** This position can be based in the following locations: San Antonio TX, Plano TX, Tampa FL, Charlotte NC, Phoenix AZ, or Colorado Springs CO.

Relocation assistance **is not** available for this position.

**What you'll do:**

+ Independently applies actuarial methodologies to complete structured projects.

+ Builds tools to test and implement new methodologies that improve accuracy of actuarial analysis; utilizes model results to select new variables and refresh existing variables in a rating algorithm; analyzes results from multiple methodologies to propose reserve selections and documenting rationale).

+ Identifies and improves existing processes utilizing actuarial, mathematical, or statistical techniques.

+ Proactively resolves technical issues and identifies appropriate issues for escalation.

+ Assists others with troubleshooting issues.

+ Creates instructions and training materials for actuarial tools and processes.

+ Mentors new team members.

+ Applies business acumen to provide actionable insights that help solve business problems.

+ Effectively communicates insights and solutions to broad audiences including actuarial and non-actuarial stakeholders.

+ Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

**What you have:**

+ Bachelor’s degree; OR 4 years of related Actuarial/business/analytical experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.

+ 2 years of Actuarial or analytical business experience.

+ 3 Casualty Actuarial Society (CAS) exams.

+ Experience with relevant actuarial, mathematical, and statistical techniques and approaches used to support fact-based decision-making.

+ Intermediate knowledge of data analysis tools, data visualization, developing analysis queries and procedures in Python, R, SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect technical insights to business problems.

**What sets you apart:**

+ P&C Pricing/Reserving/Catastrophe or Analysis experience.

+ Experience working within three lines of defense model risk management framework.

+ Experience with Igloo or Snowflake.

+ US military experience through military service or a military spouse/domestic partner.

**Compensation range:** The salary range for this position is: $77,120- $147,390 **.**

**USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).**

**Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

**Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.

_Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._

_USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._

**If you are an existing USAA employee, please use the internal career site in OneSource to apply.**

**Please do not type your first and last name in all caps.**

**_Find your purpose. Join our mission._**

USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

California applicants, please review our HR CCPA - Notice at Collection (https://statmcstg.usaa.com/mcontent/static\_assets/Media/enterprise\_hr\_cpra\_notice\_at\_collection.pdf) here.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.