Business Continuity Planners

**Description**

**You Lead the Way. We’ve Got Your Back.**

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.

The Operational Risk Management (ORM) team facilitates and monitors the implementation of effective operational risk management programs throughout the organization, and oversees risk ownership throughout business units, products, and processes.

The objective of the Operational Risk Management (ORM) Governance team is to oversee and strengthen the organization’s Operational Risk Management (ORM) framework and controls strategy to ensure that governance structures, policies, and procedures are robust, effective, and align with regulatory requirements and best practices.

Operational Risk Management is looking for a Senior Manager of Process Risk Self Assessment (PRSA) to drive development and maintenance of a global internal control framework and governing standards, capabilities, and risk assessment methodologies. This role will involve extensive collaboration with multiple partners across numerous business units, functional areas, and geographies.

**The** **Senior Manager** **,** **Process Risk** **Self-Assessment** **(PRSA)** **:**

+ Contribute to the creation and periodic revision of the PRSA framework to include policies, guidelines, and/or procedures, ensuring they effectively manage risk and comply with evolving regulations and industry standards

+ Perform in depth qualitative and quantitative analysis of PRSA results for trends and themes while monitoring established critical issue thresholds; the successful candidate must be able to generate insights and conclusions from voluminous data with a keen attention to detail

+ Report on the adoption and consistent application of the PRSA framework across all BUs to verify alignment with the established risk appetite and Key Risk Indicator (KRI) thresholds

+ Assist with the maintenance of a centralized risk and control taxonomy which cuts across all operational risk stripes

+ Assist with the performance of regular evaluations of PRSA effectiveness, identifying improvement opportunities and overseeing the implementation of enhancements

+ Stay abreast of regulatory changes and industry best practices and provide oversight of processes to monitor, evaluate and integrate regulatory changes into PRSA framework & trainings

+ Facilitate the development of a strong risk culture throughout the enterprise, emphasizing risk awareness, accountability, and informed risk-taking within the bounds of the risk appetite

+ Provide clear guidance and support to BUs in understanding and applying PRSA procedures within their operational activities

+ Work closely with other control functions (i.e., Compliance, Legal, and Internal Audit) to ensure an integrated and comprehensive approach to risk governance

+ Assist with managing PRSA-related internal communications for enterprise and any PRSA change activities

**Qualifications:**

+ Bachelor’s degree in Accounting, Information Technology, Business, Risk Mgmt., or related field; advanced degrees (e.g., MBA, MSc) or certifications are advantageous

+ 6 Years experience in risk management (e.g., within Risk and/or Audit function) and understands critical operational risk management lifecycle activities

+ Experience in at least one of the following: Creating and/or maintaining risk and control self-assessment frameworks including policies, guidelines, and procedures to effectively manage risk and comply with regulations and industry standards; Overseeing the adoption and consistent application of a risk management framework; Performing evaluations of operational risk governance framework’s effectiveness, identifying improvement opportunities and overseeing the implementation of enhancements

+ Knowledge of OCC Heightened Standards, Basel Committee on Banking Supervision (BCBS) 239, and other regulatory changes and industry best practices

+ Strong analytical and problem-solving skills, with an ability to analyze data, identify root causes and trends, and evaluate risk scenarios effectively

+ Excellent qualitative analytical skills

+ Project management skills

+ Exceptional presentation and communication skills, particularly in the development of compelling and insightful materials for large audiences and leadership

+ Experience in process governance, with a track record of establishing and overseeing robust decision-making processes that align with policies, regulatory frameworks, and/or operational standards

**Qualifications**

Salary Range: $90,000.00 to $165,000.00 annually bonus benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

+ Competitive base salaries

+ Bonus incentives

+ 6% Company Match on retirement savings plan

+ Free financial coaching and financial well-being support

+ Comprehensive medical, dental, vision, life insurance, and disability benefits

+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

+ Free and confidential counseling support through our Healthy Minds program

+ Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.

If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

**Job:** Risk

**Primary Location:** US-New York-New York

**Other Locations:** US-Arizona-Phoenix, US-Georgia-Atlanta, US-Utah-Sandy, US-Florida-Sunrise

**Schedule** Full-time

**Tags** ORMCM

**Req ID:** 24021561

**Description**

**You Lead the Way. We’ve Got Your Back.**

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

As part of our diverse tech team, you can architect, code and ship software that makes us an essential part of our customers lives. Here, you can work alongside talented engineers in an open, supportive, inclusive environment where your voice is valued, and you make your own decisions on what tech to use to solve challenging problems. American Express offers a range of opportunities to work with the latest technologies and encourages you to back the broader engineering community through open source. And because we understand the importance of keeping your skills fresh and relevant, we give you dedicated time to invest in your professional development. Find your place in technology of #TeamAmex.

American Express is seeking an Application Technical Lead extraordinaire with skills will work on Mainframe based mission critical system called Global Risk Management system (GRMS). This global system is essential to American Express domestic and international markets and support various business functions such as credit and risk management, compliance, case set up, new accounts processing etc.

**How will you make an impact in this role?**

+ You will translate business requirements to technical specifications for programmer to do the coding

+ As a lead domain expert, you will lead solving critical production issue

+ You will fix venerability and compliance issue within time and budget

+ Time to time you will be asked to present your design and ideas to senior leadership

+ You will coordinate sizing, cost and timeline for your projects

+ Represent GRMS prospective to various and technologies and business teams

+ You will work with to modernize application code written in legacy languages (e.g., COBOL), IMS and DB to ferry our business vision into the future.

+ You will help American Express business to tackle problems, improve operations, and update their applications more easily, quickly, efficiently, and cost-effectively. You are a leader that can inspire teams as they help to modernize functionality in their systems.

**Minimum Qualifications**

+ Minimum of 5 years of experience in development/programming mainframe technology projects (COBOL, DB2, CICS, IMS) or other legacy programming languages

+ Experience in middleware technologies (MQ, DataPower)

+ Experience communicating technical solutions to business and product owners

+ Exposed to distributed technologies

**Qualifications**

Salary Range: $110,000.00 to $190,000.00 annually bonus benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

+ Competitive base salaries

+ Bonus incentives

+ 6% Company Match on retirement savings plan

+ Free financial coaching and financial well-being support

+ Comprehensive medical, dental, vision, life insurance, and disability benefits

+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

+ Free and confidential counseling support through our Healthy Minds program

+ Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.

If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.

**Job:** Technology

**Primary Location:** US-Arizona-Phoenix

**Schedule** Full-time

**Req ID:** 24021850

**Description**

**You Lead the Way. We’ve Got Your Back.**

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.

**About The Role**

As part of the Cross-product banking organization, you will join a team of skilled risk managers who are responsible for the thought leadership, creation, delivery, and management of Credit risk, fraud risk and controls that support new product launches and product enhancements. In this role, you will focus primarily on managing initiatives that cuts across banking products but not limited to Business / Consumer Checking, Savings & Business Line of Credit portfolio. This role focuses on resolution of complex problems. Conducts analyses, recommends changes to policies, and establishes procedures that affect immediate organization

**Key responsibilities include:**

1. Risk Management Strategy: Design and execute risk management strategies for American Express Deposit Products, monitor growth and trends in the portfolio and evaluate new data sources to enhance Credit & Fraud risk strategies

2. Execution of risk-related policies, procedures and strategic initiatives: Critically evaluate our risk-related policies and procedures and drive execution of the next generation of improvements and strategic initiatives

3. Driving profitable growth: Work with Capabilities, Product, Compliance and Servicing partners to ensure timely execution of risk controls.

**Qualifications:**

+ Understanding of commercial credit & fraud analysis. Background/ experience in analytics preferred

+ Fluency with data manipulation tools like SAS, Python, or SQL plus experience in data-driven decision making strongly preferred

+ Logical, consultative, and adaptive to changing conditions

+ Able to work in a very dynamic environment

+ Strategic thinking, ability to work independently and prioritize in real-time

+ Positive energy and excellent communication skills

+ MBA/MS or advanced degree preferred

**Qualifications**

Salary Range: $55,000.00 to $105,000.00 annually bonus benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

+ Competitive base salaries

+ Bonus incentives

+ 6% Company Match on retirement savings plan

+ Free financial coaching and financial well-being support

+ Comprehensive medical, dental, vision, life insurance, and disability benefits

+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

+ Free and confidential counseling support through our Healthy Minds program

+ Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.

If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

**Job:** Risk

**Primary Location:** US-New York-New York

**Other Locations:** US-Arizona-Phoenix

**Schedule** Full-time

**Req ID:** 24022052

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Special Credits Officer - Vice President in Business Banking Risk, you will focus on risk-managing and maximizing the recovery of the bank's credit exposure through early intervention in dealing with stressed/distressed borrowers or obligors. You will manage and service a problem credit portfolio of small business client relationships with an aggregate exposure greater than $500,000. You will play a key role in identifying credit issues early, allowing the bank to mitigate risk and help manage deteriorating exposure.

**Job responsibilities**

+ Review existing collateral and loan documentation to identify errors, omissions, or other deficiencies, and remediate as needed and to the extent possible.

+ Obtain current financial information and collateral valuation(s) in accordance with procedures, and evaluate client's financial strength / capacity and collateral to repay outstanding debt.

+ Assess client and facility risk ratings in accordance with procedures.

+ Determine stay / leave strategy for individual clients, and develop / implement a plan of action to protect and improve the bank's position in the credit.

+ Negotiate satisfactory restructure of credit facilities and obtain additional collateral as appropriate.

+ Monitor progress in accordance with approved strategy, and timely document systems to reflect current status.

+ Initiate appropriate legal action when necessary to protect interests of the bank, including litigation and liquidation / foreclosure of collateral.

+ Document all contact, agreements and discussions that transpire with the client, outside vendors and attorneys.

+ Timely submission of loans to the Small Business Administration (SBA) for repurchase when the defaulted credit facility is enhanced with a SBA guarantee.

**Required qualifications, capabilities, and skills**

+ 5+ years of commercial collections and problem credit management experience

+ Strong working knowledge of financial statement analysis, standard accounting practices, accounts receivable/borrowing base analysis, and collateral perfection

+ Expert understanding of commercial real estate and accounts receivable / inventory lending.

+ Strong functional and technical skills: Negotiation and influencing skills, written and verbal communication, decision quality, conflict management, interpersonal, and analytic / problem solving skills.

+ Expert knowledge of credit philosophy, policies & procedures, loan documentation, SBA, collections litigation, federal bankruptcy laws, and state collection laws.

+ Excellent verbal and written communication skills.

+ Excels in high pressure situations and thrives in fast paced environments.

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

**About this role:**

Wells Fargo is seeking an Enterprise Risk Manager to provide oversight, strategic direction, and execution of Enterprise Risk Programs within Home Lending Servicing Risk.

**In this role, you will:**

+ Manage and develop a team with oversight and strategic direction of enterprise risk and engage stakeholders and internal partners associated with the Enterprise Risk.

+ Identify, support, and recommend opportunities for process improvement and risk control development of companywide risk-based programs.

+ Utilize knowledge of risk and regulatory for one or more risk, product or front-line areas with moderate risk and complexity.

+ Guide and direct in the interpretation of policies and guidelines.

+ Make decisions and resolve issues regarding resources, objectives and operations of functional area and team to meet business objectives, interpret and develop policies and procedures for enterprise risk with low to moderate complexity within scope of responsibility.

+ Manage direction setting, monitoring and credible challenge for escalation.

+ Collaborate with and consult with peers, colleagues, and multiple level managers, interact directly with external customers.

+ Manage communication and collaboration with business heads, Legal, Audit, and regulators on risk related topics.

+ Mentor and guide talent development of direct reports and assist in hiring talent.

**Required Qualifications:**

+ 4+ years of Risk Management experience (Compliance, Financial Crimes, Operational Risk, Audit, Legal, Credit Risk, Market Risk, IT Systems Security, Business Process Management) or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

+ 2+ years of Leadership experience.

**Desired Qualifications:**

+ Act as an advisor to leadership to develop or influence credit risk policies and strategies.

+ Lead large projects related to credit policy.

+ Experience in mortgage lending credit/collateral policy.

+ Excellent verbal and written communication skills and interpersonal communication skills.

+ Experience with mortgage default servicing.

+ Proven leadership experience and skills.

+ Strong collaboration skills with demonstrated ability to successfully manage strategic initiatives with business partners.

+ Ability to manage multiple deliverables.

**Job Locations:**

+ 800 S. Jordan Creek Parkway – West Des Moines, Iowa

+ 600 S. 4th Street - Minneapolis, Minnesota

+ 401 S. Tryon Street - Charlotte, North Carolina

+ 1150 W. Washington Street - Tempe, Arizona

**Job Expectations:**

+ Ability to work at one of the approved locations in the job posting.

+ This position offers a hybrid work schedule.

**Pay Range**

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

$111,100.00 - $197,500.00

**Benefits**

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees.

+ Health benefits

+ 401(k) Plan

+ Paid time off

+ Disability benefits

+ Life insurance, critical illness insurance, and accident insurance

+ Parental leave

+ Critical caregiving leave

+ Discounts and savings

+ Commuter benefits

+ Tuition reimbursement

+ Scholarships for dependent children

+ Adoption reimbursement

**Posting End Date:**

18 Nov 2024

***** **_Job posting may come down early due to volume of applicants._**

**We Value Diversity**

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

**Applicants with Disabilities**

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .

**Drug and Alcohol Policy**

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.

**Wells Fargo Recruitment and Hiring Requirements:**

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

**Req Number:** R-411655

**About this role:**

Wells Fargo is seeking a Credit Risk Manager to drive health and wellness of the Card Portfolio through development and deployment of the Balance Build and Customer Engagement Strategy.

The Credit Risk Manager will lead a team of dedicated team members that develop and maintain the Balance Build and Customer Engagement strategies (such as Balance Transfer, Product Conversions, etc), while diligently monitoring strategy performance. They will respond to requests for information (RFI) from key stakeholders (Card CRO Business Reviews and ad hoc executive inquiries).

The Credit Risk Manager will report directly to Head of Consumer Card Engagement Risk Strategy and High-Risk Account Management.

**In this role, you will:**

+ Manage and develop teams of individual contributors within the Balance Build and Customer Engagement Strategy Team in roles with moderate complexity and risk

+ Engage and influence stakeholders, internal partners and peers associated with initiatives that cross multiple lines of business in scope with significant impact and risk

+ Identify and recommend opportunities for process improvement and risk control development to drive the company credit culture, desire, and business performance

+ Determine appropriate strategy and actions of Credit Risk team to meet moderate to high-risk deliverables

+ Interpret and develop policies and procedures for level of risk taken in credit activities with moderate complexity within scope of responsibility

+ Build relationships with corporate, business heads, Legal, Audit, regulators, and industry partners on risk related topics

+ Lead team to achieve objectives

+ Interact with internal and external customers

+ Manage allocation of people and financial resources for Credit Oversight

+ Develop and guide a culture of talent development to meet business objectives and strategy

**Required Qualifications:**

+ 4+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

+ 2+ years of leadership experience

**Desired Qualifications:**

+ 4+ year of statistical analysis

+ 6+ years of experience with computer programs including, but not limited to, Microsoft Excel, VBA (Visual Basic for Applications), Cognos or Tableau, SharePoint, google doc

+ Proven leadership managing diverse team of Credit Risk professionals

+ Strong strategy, data/analytics and reporting experiences, SAS/SQL and/or Python/R background, and extensive experience in combining/analyzing data from multiple large data sources to develop and implement credit control strategies. Familiarity with credit card industry is a plus.

+ Excellent verbal, written, and interpersonal communication skills; Ability to articulate complex concepts in a clear manner

+ Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment

+ Knowledge and understanding of databases and data mining techniques

+ Proactive with results driven attitude, and strong problem-solving skills

+ Well organized, attention to detail

+ Proven track record with hands on experience in business analytics and strategy recommendation

**Posting Locations:**

+ 401 S. Tryon Street - Charlotte, North Carolina

+ 1445 Ross Ave - Dallas, Texas

+ 600 Wells Fargo - Minneapolis, Minnesota

+ 800 S. Jordan Creek Pkwy - West Des Moines, Iowa

+ 1150 W. Washington - Tempe, Arizona

+ 2200 Concord Pike - Wilmington, Delaware

+ 114 N. Beaumont Street - Saint Louis, Missouri

**Job Expectations:**

+ Ability to work at one of the approved locations in the job posting

+ This position currently offers a hybrid work schedule

**Pay Range**

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

$120,400.00 - $262,600.00

**Benefits**

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees.

+ Health benefits

+ 401(k) Plan

+ Paid time off

+ Disability benefits

+ Life insurance, critical illness insurance, and accident insurance

+ Parental leave

+ Critical caregiving leave

+ Discounts and savings

+ Commuter benefits

+ Tuition reimbursement

+ Scholarships for dependent children

+ Adoption reimbursement

**Posting End Date:**

18 Nov 2024

***** **_Job posting may come down early due to volume of applicants._**

**We Value Diversity**

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

**Applicants with Disabilities**

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .

**Drug and Alcohol Policy**

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.

**Wells Fargo Recruitment and Hiring Requirements:**

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

**Req Number:** R-415459

**About this role:**

Wells Fargo is seeking a hands-on, detail-oriented individual to join our Cybersecurity organization as the Infrastructure Cybersecurity Risk Management Lead. In this critical role, you will lead the risk management liaison function, serving as the primary point of contact between the Infrastructure Security team and other risk management functions within the company. You will also drive the validation and remediation processes, ensuring risks are effectively mitigated and that actions taken align with our rigorous cybersecurity standards, particularly in compliance with relevant laws, regulations, and policy.

**In this role, you will:**

+ Provide information security consultation to improve awareness and compliance with Enterprise Information Security policy, processes, and standards

+ Perform remediation of security assessment review issues, complex ad hoc data, and reporting to support information security risk management

+ Provide guidance and direction in reviewing assessment findings and mitigating controls to optimize information security

+ Identify and direct information asset portfolio reconciliations and certifications

+ Provide advanced data aggregation and data of information security risk exposure

+ Develop and deliver Information Security Education Awareness and Training in accordance with the Enterprise Information Security Program standards

+ Review draft and proposed control standards for business impact and recommend modifications or clarifications as required

+ Conduct security control testing and consultation with stakeholders

+ Evaluate and interpret internal and Enterprise Information Security policies, processes and standards, and provide recommendations to improve them

+ Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals

+ Interact with internal customers

+ Serve as a mentor to less experienced staff

**Required Qualifications:**

+ 4+ years of Information Security Analysis experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

+ Minimum of **4 years of experience** in cybersecurity / technology risk management, audit, or legal functions.

+ Proven ability to **lead** risk validation and remediation processes.

**Desired Qualifications:**

+ Ability to work independently, confidently challenge assumptions, and **lead by example** in ensuring risks are effectively mitigated.

+ Excellent **communication and leadership skills** , with the ability to drive initiatives and engage with stakeholders at all levels.

+ Exceptional **attention to detail** and analytical skills, particularly in evaluating technical and risk-related information.

+ Strong understanding of **cybersecurity frameworks** , risk management principles, and regulatory compliance.

+ Experience interpreting and applying cybersecurity **laws, rules, regulations, and industry standards** within the financial services industry.

**Job Expectations:**

+ Serve as the **Lead Risk Management Liaison** between the Infrastructure Security organization and internal risk management teams, ensuring clear communication and alignment on risk management efforts.

+ **Challenge internal risk remediation activities** to ensure proposed action plans adequately address identified cybersecurity risks and align with organizational security objectives.

+ Validate that **remediation evidence** is sufficient and demonstrates clear risk reduction, working closely with the Infrastructure Security team and with applicable cybersecurity and technology teams.

+ Interpret and ensure compliance with applicable **cybersecurity laws, regulations, and industry standards** (such as the FFIEC IT Handbook, GLBA, PCI-DSS, NYDFS, etc.) is properly articulated in policy language.

+ Communicate key findings and recommendations with leadership and relevant stakeholders, acting as the primary representative for cybersecurity risk management in this lead role.

**Pay Range**

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

$84,000.00 - $149,400.00

**Benefits**

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees.

+ Health benefits

+ 401(k) Plan

+ Paid time off

+ Disability benefits

+ Life insurance, critical illness insurance, and accident insurance

+ Parental leave

+ Critical caregiving leave

+ Discounts and savings

+ Commuter benefits

+ Tuition reimbursement

+ Scholarships for dependent children

+ Adoption reimbursement

**Posting End Date:**

25 Nov 2024

***** **_Job posting may come down early due to volume of applicants._**

**We Value Diversity**

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

**Applicants with Disabilities**

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .

**Drug and Alcohol Policy**

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.

**Wells Fargo Recruitment and Hiring Requirements:**

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

**Req Number:** R-406240

**Why USAA?**

Let’s do something that really matters.

At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.

We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!

**The Opportunity**

We are looking for a mid-level Credit Risk Analyst for the Bank. Uses quantitative methods to identify credit risk, develop and deliver credit strategies, and monitor credit performance for consumer credit portfolios to optimize profitable growth within risk appetite. Mitigate operational and compliance risk inherent in credit strategy. Tracks and monitors internal and external factors impacting credit strategy performance for bank portfolio products.

This position can be worked remotely (work from home) within the continental United States, with occasional business travel.

**What you'll do:**

+ Applies industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies.

+ Applies critical thinking skills to synthesize analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers.

+ Assists in delivering Bank credit risk strategies across lines of defense by effectively driving analytical projects through analysis of data and processes and clearly communicating insights/recommendations to key stakeholders and leadership

+ Applies industry knowledge and competitive benchmarking to inform credit strategy development.

+ Uses quantitative analysis based upon internal and external data sources to bring structure and clarity to challenging problems.

+ Develops and presents comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management.

+ Performs complex financial risk sensitivity analysis.

+ Creates requirements to support the management of credit strategy infrastructure and ensures credit strategies are implemented as intended.

+ Applies programming and analytical techniques to analyze credit data.

+ Provides support for junior team members regarding analytics and risk management.

+ Collaborates with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives.

+ Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

**What you have:**

+ Bachelor’s degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline; OR 4+ years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.

+ 4+ years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments such as analyzing and interpreting complex bank credit risk data and credit or financial analysis activities, and/or driving activities that support consumer credit risk strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 2+ years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments.

+ Understanding of banking regulations, risk and/or compliance.

+ Strong presentation and communication skills.

+ Good business acumen and attention to detail and accuracy.

+ Strong research, investigation skills and demonstrated good judgment in problem solving.

+ Strong knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint.

+ Strong knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (E.g., SPSS, Python, R or Visual Basic).

+ Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE.

**What sets you apart:**

+ Experience in Credit Risk Analysis, Quantitative assessment frameworks and Credit decision lifecycle across Secured or Unsecured loans

+ High Proficiency in SAS and SQL

+ US military experience through military service or a military spouse/domestic partner

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

**What we offer:**

**Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $89,990 - $172,000.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

**Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

_Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._

_USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._

**If you are an existing USAA employee, please use the internal career site in OneSource to apply.**

**Please do not type your first and last name in all caps.**

**_Find your purpose. Join our mission._**

USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

California applicants, please review our HR CCPA - Notice at Collection (https://statmcstg.usaa.com/mcontent/static\_assets/Media/enterprise\_hr\_cpra\_notice\_at\_collection.pdf) here.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

**Company:**

Qualcomm Technologies, Inc.

**Job Area:**

Sales, Business Development & Marketing Group, Sales, Business Development & Marketing Group > Sales - ACIP

**General Summary:**

**The Commercial Channel Sales Manager,** will be responsible for managing and growing revenue with strategic commercial channel partners in Region/Country. This person will work closely with colleagues around the world and be responsible for creating the strategy and execution for driving the sale of Qualcomm products into compute accounts in the Region/Country market.

**Responsibilities**

The successful candidate will build and manage relationships at all levels for the Region/Country Channel partners. He or she will interface with Go to Market planning, segment leadership, marketing, sales, and operation teams to promote and sell Snapdragon Compute products. This role requires Region/Country market & channel knowledge to drive region assortment and volume. Key responsibilities include introducing and enabling the and selling Qualcomm’s compute portfolio of products through Key Channel partners.

**Skills/Experience**

The Commercial Channel Manager will have had extensive experience in developing relationships at large, complex organizations globally. She or he will have managed sales targets and goals. The understanding of technically complex products and experience on how to position these to a broad audience are critical.

· 5+ years of sales, product management or business development of complex technology products in compute businesses with knowledge of key dynamics of Channel sales processes & market segments

· Strategic channel account management expertise, the ability to manage change and the desire to operate effectively across organizations and customers

· Ability to manage & influence internal & external sales organizations

· Strong understanding of how Commercial Channel partners operate and sell

· Ability to identify strategic opportunities and proactively engage in pre-sales activity

· Strong technical understanding and hands-on experience in PC technology, including new technology adoption

· Experience in negotiating and managing MDF Programs

· Ability to communicate, educate and evangelize both internally and externally

· Good communication and interpersonal skills

· Creative problem solving with strong analytical skills

· Strategic mindset resulting in short-term quota retirement & long-term sustainable growth

· Self-motivated and result-driven

**Minimum Qualifications**

· Bachelor’s degree in engineering, technology or related business field

· 8+ years in B2B channel sales, business development, product management or related work experience

· 2+ years in a people leadership role

**Preferred Qualifications**

· Master’s degree in business or technology preferred

· 15+ years in product marketing, sales, or product management in the PC B2B channel.

**Unique roles and responsibilities**

· Develop and execute Sales, Marketing and Enablement GTM plans at key Commercial Reseller(s) & Distributor(s) in Region/Country

· Support and Manage key Partner Business Manager relationship as well as any MDF-funded sales support team members at Partner(s)

· Work effectively with OEM CAM’s (Channel Account Managers) inside key partner(s)

· Provide sales and training support for Compute Products as needed

Sales and Sales support

· Drive to meet and exceed Sales targets and help manage reporting Sales Out from each channel partner

· Regularly Connect with Key segment Sales leadership and provide updates

· Support and engage MDF Funded Resources inside each partner

· Pass Enterprise sales opportunities to internal Sales support leadership

Training and enablement

· Develop quarterly training plan and manage execution for Technical, Sales leadership and Sellers training and enablement

· Promote and manage SPIFF, incentives, and offers for Sellers to influence behaviors

· Track and report on sales & training metrics each quarter

Marketing and Events

· Develop and plan GTM investment strategies in collaboration with Region/Country marketing & FAE teams.

· Help develop key message and Manage Snapdragon Brand Portal for each partner with updates quarterly and with key product launches

· Track and report on Event and marketing campaign results and metrics

Qualcomm is an equal opportunity employer. If you are an individual with a disability and need an accommodation during the application/hiring process, rest assured that Qualcomm is committed to providing an accessible process. You may e-mail [email protected] or call Qualcomm's toll-free number found here (https://qualcomm.service-now.com/hrpublic?id=hr\_public\_article\_view&sysparm\_article=KB0039028) . Upon request, Qualcomm will provide reasonable accommodations to support individuals with disabilities to be able participate in the hiring process. Qualcomm is also committed to making our workplace accessible for individuals with disabilities. (Keep in mind that this email address is used to provide reasonable accommodations for individuals with disabilities. We will not respond here to requests for updates on applications or resume inquiries).

**To all Staffing and Recruiting Agencies** : Our Careers Site is only for individuals seeking a job at Qualcomm. Staffing and recruiting agencies and individuals being represented by an agency are not authorized to use this site or to submit profiles, applications or resumes, and any such submissions will be considered unsolicited. Qualcomm does not accept unsolicited resumes or applications from agencies. Please do not forward resumes to our jobs alias, Qualcomm employees or any other company location. Qualcomm is not responsible for any fees related to unsolicited resumes/applications.

**EEO Employer: Qualcomm is an equal opportunity employer; all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or any other protected classification.**

Qualcomm expects its employees to abide by all applicable policies and procedures, including but not limited to security and other requirements regarding protection of Company confidential information and other confidential and/or proprietary information, to the extent those requirements are permissible under applicable law.

**Pay range** **and Other Compensation & Benefits** **:**

$122,400.00 - $183,600.00

The above pay scale reflects the broad, minimum to maximum, pay scale for this job code for the location for which it has been posted. Even more importantly, please note that salary is only one component of total compensation at Qualcomm. We also offer a competitive annual discretionary bonus program and opportunity for annual RSU grants (employees on sales-incentive plans are not eligible for our annual bonus). In addition, our highly competitive benefits package is designed to support your success at work, at home, and at play. Your recruiter will be happy to discuss all that Qualcomm has to offer – and you can review more details about our US benefits at this link .

If you would like more information about this role, please contact Qualcomm Careers (http://www.qualcomm.com/contact/corporate) .

EEO Employer: Qualcomm is an equal opportunity employer; all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or any other protected classification

**Do you want your voice heard and your actions to count?**

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

**Job Summary:**

The Third-Party Vendor Management (TPVM) Executive is responsible for the deployment, maintenance and continuous improvement of the TPVM Program and will participate in the governance of the vendor risk management program for the Bank, working in tandem with the Bank’s Vendor Risk Management (VRM) Office. The TPVM Executive will manage staff and teams to standardize processes and ensure execution of end-to-end high-performing capabilities for risk identification, assessment, measurement, mitigation, aggregation and reporting. The TPVM Executive will be responsible for the ongoing development and deployment of the policies, procedures and tools required to effectively manage and oversee the TPVM Program. Responsibilities include ensuring that the review, controls and testing cycles are appropriately deployed and monitored within the first line of defense (i.e. the line of business or corporate function that engages and manages the vendor relationship) and that timely and candid vendor performance feedback during the review process, including collaboration of development plans, is completed. In addition, the TPVM Executive will sponsor developmental opportunities, including onthe-job training and continuing education for professional staff to continually strengthen their skill set. The TPVM Executive will serve as the third party Subject Matter Expert (SME) on matters relating to third party regulatory guidance and risk management/mitigation. The TPVM Executive will interpret and apply the most current guidance, regulations, best practices and vendor risk trends commensurate with the Bank’s appetite for risk. In addition, the executive will support and regularly interact with Internal Audit and Bank regulators.

+ Oversee a rigorous schedule of vendor assessments (including ownership of initial drafts, in partnership with contract managers) and ensure a summary opinion regarding the nature of vendor performance is rendered and supported, along with the identification of any critical vendor risk issues

+ Oversee third party vendor management practices, provide interpretation and counsel on policies and challenge existing practices as necessary

+ Monitor new developments and regulatory guidance in vendor management processes and implement program improvement as necessary

+ Independently prepare and analyze third party risk reporting and program exceptions for senior management in order to monitor the level of residual risk to the organization

+ Direct continuous improvement, development and redeployment of the policies, procedures and tools required to effectively manage third party vendor risk within the first line of defense

+ Provide functional leadership within the organization for third party vendor management

+ Formulate materials for audit/regulatory updates, as requested, which accurately reflect the status of TPVM Program

+ Lead activities regarding third party existing/emerging products, processes and/or transformational initiatives; ensure that third party related risks are identified and accounted for

+ Prepare reports, materials and assessments for internal audit and regulatory exams, third party reviews, Bank committee meetings, and the Board of Directors, as necessary

+ Ensure the vendor risk profile is validated or updated at the conclusion of each assessment—or on a more frequent basis for higher risk third parties

+ Identify engagement risks and ensure appropriate remediation plans are developed

+ Ensure risk reviews are completed and verify that the required governance, policies, processes and controls are in place at third party locations and are consistent with the terms of written agreements, where required

+ Serve as third party subject matter expert for functional areas within the division and effectively represent cross functional VRM objectives

+ Maintain a structured internal governance framework, to ensure effective oversight of third party risk and process compliance

+ Partner with Audit, Compliance, Enterprise Information Security, Legal, Finance, Accounting, and VRM to identify and implement controls and processes to effectively assess ongoing third party management

+ Maintain tools and repositories to calculate, score, and/or record vendor ratings and documents

+ Manage collection of supporting documentation (evidence) for third party analysis and serve as a member of the Senior Management Team to influence and support initiatives

**Qualifications:**

+ 10+ years of experience in bank vendor management, audit, compliance, risk management, or related function with experience interpreting, defining, and implementing regulatory guidance; or equivalent experience

+ Bachelors degree required

+ Ability to keep up to date on leading edge technologies and security enhancements and provide solutions that meet business needs and direction

+ Proven record of building programs and processes with sometimes conflicting or competing priorities

+ Ability to analyze and interpret professional journals and governmental regulations and guidance

+ Ability to work effectively across a multinational organization

+ Experience driving cross-functional collaboration and obtaining results through influence

+ Excellent project management, written and oral communications skills • Very strong subjective reasoning capabilities

+ Great attention to detail and a high level of accuracy in all work

+ Consistent demonstration of tact, discretion and good judgment

+ High degree of professionalism and confidentiality in handling sensitive information

+ Proven track record of cultivating relationships at all levels of the organization and leading through influence

+ Capable of multitasking with a large portfolio of responsibilities • Socially aware, political savvy and high energy

The typical base pay range for this role is between $160K - $211K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

+ MUFG Benefits Summary (https://careers.mufgamericas.com/sites/default/files/document/2023-01/mb-live-well-work-well.pdf)

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

**Our Culture Principles**

+ Client Centric

+ People Focused

+ Listen Up. Speak Up.

+ Innovate & Simplify

+ Own & Execute