Business Continuity Planners

**Do you want your voice heard and your actions to count?**

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

RESPONSIBILITIES

+ Assessment of processes, risks, and control environment.

+ Issue Management lifecycle reporting

+ Specific BAU responsibilities will include working collaboratively with the businesses as a BURM team representative to execute the following:

+ Issue Identification:

+ Partner with business to proactively identify MSIs and appropriately document SLoD and TLoD identified issues, using the appropriate templates and coordinating with impacted stakeholders to document accurate root causes and seek required approvals for issues to be submitted through issue intake and pass tollgate for issue documentation in Open Pages.

+ MAP development:

+ Work with other BURM teams and BURCO validation teams to challenge any potential issues and participate in issue identification and development once they are recognized and agreed as issues

+ Review, challenge, and participate in issues’ MAP development to ensure MAPs can address the control deficiencies and symptoms pointed out in the issue, including building out a sustainable and repeatable process

+ Issue validation:

+ Perform first line validation of issues including MSIs, SLoD, TLoD, and regulatory issues

+ Review, challenge, and participate in issue lifecycle validation with BURMs’ teams to ensure issue packages are completed properly prior to being presented at tollgates (review and challenge) meetings

+ Reporting and QA support:

+ Support management to generate various metrics/ reports for senior management and board level committees

+ Maintain standard IM templates

+ Provide QA and reports on OpenPages issues

+ Stakeholder engagement:

+ Engaged with Operations & Technology key stakeholders, management, BURMs, SLoD, and TLoD to ensure risks are understood across all LoDs and risk treatment is properly identified and remediated

+ Manage issues tollgate process:

+ Review issue intake submissions for tollgates (review and challenge), provide feedback on issue packages (new issues, MAPs, closures packages, risk acceptances), ensure requirements are met, and that follow-ups are acted on and completed

+ Additional non-project responsibilities will include working collaboratively with the business units and their risk teams to execute the following:

+ Support management to generate various metrics reports for senior management and board level committees

+ Maintain standard issues management (IM) templates

+ Provide quality assurance (QA) and reports on OpenPages issues

+ Engage with key stakeholders, management, BURMs, SLoD, and TLoD to ensure risks are understood across all lines of defense (LoD) and risk treatment is properly identified

Management or Supervision:

+ No

FOUNDATIONAL SKILLS

+ Communicates effectively Identifies multiple paths to success through the development of analytical, critical thinking, and decision-making skills

+ Exercises sound judgement and strive for continuous improvement

+ Demonstrates optimism, resilience, flexibility, and openness to others' ideas

+ Learn while doing

+ Actively listens and asks thoughtful questions

+ Leverages available technology to achieve efficiency and results

+ Engages inclusively and with intent

+ Always act with integrity

+ Iterative problem-solving

+ Serving as a trusted advisor

+ Excellent communication, presentation, and influencing skills and ability to manage stakeholders across multiple disciplines and strong written skills

+ Excellent analytical, organizational, and conceptual skills

+ Ability to manage multiple priorities concurrently, prioritize, and efficiently complete responsibilities while maintaining the highest quality

+ Ability to support work streams with sometimes limited oversight/information from inception to completion

+ Ability to identify obstacles and work in conjunction with others to identify options/solutions

Ability to constructively work both independently and in collaborative environments involving all levels of management and employees

PROFESSIONAL CERTIFICATIONS

+ Certified Information Systems Auditor (CISA)

+ Certified in Risk and Information Systems Control (CRISC)

+ Certified Information Systems Security Professional (CISSP)

+ AWS/Azure Certified Cloud Practitioner

REQUIRED QUALIFICATIONS

+ Bachelor’s degree is required in technology, engineering, risk management, computer science, information systems, or equivalent field.

+ Experience with key risks associated with Application Development (System Development Lifecycle) Dev/Sec/Ops, deployment pipeline, and cloud architecture.

+ Demonstrated experience in ITIL Foundation

+ Demonstrated experience with Risk and Control design and assessments.

+ 2-4 years’ experience in Application Development (SDLC), risk & control or audit function

WORK EXPERIENCE

+ Experience with risk metrics definition and reporting/scorecard development utilizing key risk metrics tools preferred

+ Experience with key risks associated with Application Development (SDLC) Dev/Sec/Ops, deployment pipeline, and cloud architecture.

+ Skilled experience with performing, defining, refining and documenting processes necessary to produce accurate periodic reporting (e.g., data reconciliations, data governance, review, and approval, etc.)

+ Experience relating to industry’s best practices and frameworks such as: Committee of Sponsoring Organizations of the Treadway Commission (COSO), COBIT, National Institute of Standards and Technology (NIST) CSF and 800-53, Cybersecurity Horizontal Reviews, and ITIL in complex environment

+ Experience related risk assessment/testing methodologies evaluating the adequacy and efficiency of internal controls, and identifying issues resulting from internal and external compliance examinations

+ Experience evaluating process documentation, risk, and control assessments and designing/executing test scripts

+ Previous experience in a risk and control or audit function

+ Understanding of risks and controls, issue management, reporting, metrics, and audits

+ Experience with problem solving in a team environment by utilizing critical and creative thinking skills, providing innovative solutions, with and without technology

+ Experience using Microsoft collaboration and project management tools such as SharePoint, Teams, and Project

+ Experience using Microsoft CoPilot to automate and drive efficiencies and simplification of repetitive tasks.

+ Knowledge of financial institution businesses, processes, products, and risk preferred

FUNCTIONAL SKILLS

+ Risk management exposure including evaluating the adequacy and efficiency of internal controls, and identifying issues

+ Exposure to enforcement agencies and oversight activities (regulatory examinations, etc.)

+ Knowledge of critical domestic and international banking regulations (Reg W, Basel II, Federal Financial Institutions Examination Council (FFIEC), General Data Protection Regulation (GDPR), etc.)

+ Understanding of the regulatory environment and regulations related to risk, Office of the Comptroller of the Currency (OCC), and Federal Reserve Board (FRB) expectations

+ Understanding of application development, secure by design, and system development lifecycle (SDLC) practices and framework.

The typical base pay range for this role is between $125K - $160K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary (https://careers.mufgamericas.com/sites/default/files/document/2023-01/mb-live-well-work-well.pdf)

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

**Our Culture Principles**

+ Client Centric

+ People Focused

+ Listen Up. Speak Up.

+ Innovate & Simplify

+ Own & Execute

**Do you want your voice heard and your actions to count?**

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

**Job Summary:**

The Third-Party Executive (TPE) is responsible for the deployment, maintenance and continuous improvement of the TPRM Program and will participate in the governance of the vendor risk management program for the Bank, working in partnership across the three lines of defense and various supporting functional subject matter expert (SME) groups. The TPE will manage staff and teams to standardize processes and ensure execution of end-to-end high- performing capabilities for risk identification, assessment, measurement, mitigation, aggregation and reporting. The TPE will be responsible for the ongoing development and deployment of the policies, procedures and tools required to effectively manage and oversee the TPRM Program. Responsibilities include ensuring that the review, controls and testing cycles are appropriately deployed and monitored within the first line of defense (i.e. the line of business or corporate function that engages and manages the vendor relationship) and that timely and candid vendor performance feedback during the review process, including collaboration of development plans, is completed. In addition, the TPE will sponsor developmental opportunities, including on- the-job training and continuing education for professional staff to continually strengthen their skill set. The TPE will serve as the third-party vendor risk Subject Matter Expert (SME) on matters relating to third party regulatory guidance and risk management/mitigation.

The TPE will interpret and apply the most current guidance, regulations, best practices and vendor risk trends commensurate with the Bank’s appetite for risk. In addition, the executive will support and regularly interact with Internal Audit, Operational Risk. Compliance and Bank regulators. Oversee a rigorous schedule of vendor assessments (including ownership of initial drafts, in partnership with contract managers) and ensure a summary opinion regarding the nature of vendor performance is rendered and supported, along with the identification of any critical vendor risk issues. Oversee third party vendor risk management practices, provide interpretation and counsel on policies and challenge existing practices as necessary. Monitor new developments and regulatory guidance in vendor risk management processes and implement program improvement as necessary. Independently prepare and analyze third party vendor risk reporting and program exceptions for senior management in order to monitor the level of residual risk to the organization. Direct continuous improvement, development and redeployment of the policies, procedures and tools required to effectively manage third party vendor risk within the first line of defense. Provide functional leadership within the organization for third party vendor risk management. Formulate materials for audit/regulatory updates, as requested, which accurately reflect the status of TPRM Program. Lead activities regarding third party existing/emerging products, processes and/or transformational initiatives; ensure that third party related risks are identified and accounted for. Prepare reports, materials and assessments for internal audit and regulatory exams, third party reviews, Bank committee meetings, and the Board of Directors, as necessary. Ensure the vendor risk profile is validated or updated at the conclusion of each assessment—or on a more frequent basis for higher risk third parties. Identify engagement risks and ensure appropriate remediation plans are developed. Ensure risk reviews are completed and verify that the required governance, policies, processes and controls are in place at third party locations and are consistent with the terms of written agreements, where required.

Serve as third party vendor risk subject matter expert for functional areas within the division and effectively represent cross functional VRM objectives. Maintain a structured internal governance framework, to ensure effective oversight of third-party vendor risk and process compliance. Partner with Audit, Compliance, Enterprise Information Security, Legal, Finance, Accounting, etc to identify and implement controls and processes to effectively assess ongoing third-party vendor risk management. Maintain tools and repositories to calculate, score, and/or record vendor ratings and documents. Manage collection of supporting documentation (evidence) for third party vendor risk analysis and serve as a member of the Senior Management Team to influence and support initiatives

**Requirements:**

+ 15+ years of experience leading a Third-Party Risk Program in financial services or other regulated industry

+ Extensive experience with audit, compliance, risk management, or related function with experience interpreting, defining, and implementing regulatory guidance.

+ Experience building program and enterprise level capability with federated complex stakeholder model; direct experience with SME functions such as information security assessments and/or IT risk management preferred.

+ Ability to keep up to date on leading edge technologies and security enhancements and provide solutions that meet business needs and direction

+ Ability to analyze and interpret professional journals and governmental regulations and guidance and operationalize into standardized processes.

+ Experience driving cross-functional collaboration and obtaining results through influence

+ Excellent project management, written and oral communications skills

+ Leadership Skills: Very strong subjective reasoning capabilities, great attention to detail and a high level of accuracy in all work, ability to navigate issues and incidents timing with prudent action, ability to drive consensus and navigate conflict productively.

+ Communication Skills: Consistent demonstration of tact, discretion and good judgment, high degree of professionalism and confidentiality in handling sensitive information

+ Team Building: Proven track record of cultivating relationships at all levels of the organization and leading through influence,

The typical base pay range for this role is between $160K - $211K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

+ MUFG Benefits Summary (https://careers.mufgamericas.com/sites/default/files/document/2023-01/mb-live-well-work-well.pdf)

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

**Our Culture Principles**

+ Client Centric

+ People Focused

+ Listen Up. Speak Up.

+ Innovate & Simplify

+ Own & Execute

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Special Credits Officer - Vice President in Business Banking Risk, you will focus on risk-managing and maximizing the recovery of the bank's credit exposure through early intervention in dealing with stressed/distressed borrowers or obligors. You will manage and service a problem credit portfolio of small business client relationships with an aggregate exposure greater than $500,000. You will play a key role in identifying credit issues early, allowing the bank to mitigate risk and help manage deteriorating exposure.

**Job responsibilities**

+ Review existing collateral and loan documentation to identify errors, omissions, or other deficiencies, and remediate as needed and to the extent possible.

+ Obtain current financial information and collateral valuation(s) in accordance with procedures, and evaluate client's financial strength / capacity and collateral to repay outstanding debt.

+ Assess client and facility risk ratings in accordance with procedures.

+ Determine stay / leave strategy for individual clients, and develop / implement a plan of action to protect and improve the bank's position in the credit.

+ Negotiate satisfactory restructure of credit facilities and obtain additional collateral as appropriate.

+ Monitor progress in accordance with approved strategy, and timely document systems to reflect current status.

+ Initiate appropriate legal action when necessary to protect interests of the bank, including litigation and liquidation / foreclosure of collateral.

+ Document all contact, agreements and discussions that transpire with the client, outside vendors and attorneys.

+ Timely submission of loans to the Small Business Administration (SBA) for repurchase when the defaulted credit facility is enhanced with a SBA guarantee.

**Required qualifications, capabilities, and skills**

+ 5+ years of commercial collections and problem credit management experience

+ Strong working knowledge of financial statement analysis, standard accounting practices, accounts receivable/borrowing base analysis, and collateral perfection

+ Expert understanding of commercial real estate and accounts receivable / inventory lending.

+ Strong functional and technical skills: Negotiation and influencing skills, written and verbal communication, decision quality, conflict management, interpersonal, and analytic / problem solving skills.

+ Expert knowledge of credit philosophy, policies & procedures, loan documentation, SBA, collections litigation, federal bankruptcy laws, and state collection laws.

+ Excellent verbal and written communication skills.

+ Excels in high pressure situations and thrives in fast paced environments.

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

**Make an impact with NTT DATA**

Join a company that is pushing the boundaries of what is possible. We are renowned for our technical excellence and leading innovations, and for making a difference to our clients and society. Our workplace embraces diversity and inclusion – it’s a place where you can grow, belong and thrive.

**Your day at NTT DATA**

Responsible for reporting and inter-departmental initiatives for Construction Execution including team performance and ensures team accountabilities are being met. The Sr. Business Operations Specialist ensures the regional rhythm of business is supported, and partners across their region and globally to support continuous improvement in support of predictable construction delivery.

**What you'll be doing**

**ESSENTIAL DUTIES & RESPONSIBILITIES**

+ Compilation of data for reporting/communications/KPIs

+ Board level reporting

+ Documentation and facilitation of critical meetings

+ Regional OKR tracking and support

+ Regional Investment Committee reporting

+ Global Reporting compilation on behalf of region

+ Support cross-org projects and initiatives to meet the changing business environment and manage complex business needs.

+ Work with leaders to define and operationalize improvements to the team’s communication strategy inclusive of SharePoint design and administration, new communication mediums, deck templates, and more.

+ Serve as key internal GID partner cross-regionally. Work with counterparts to strengthen global alignment on processes, priorities, and support. Support regional execution while driving toward globally standardized outputs and products.

+ Partner closely with stakeholders across the team, along with talent acquisition and recruiting, to manage people and non-people targets.

+ Streamline business processes across the business unit, optimizing quality, efficiency, and effective resource management. This includes the development of business processes and tools to continuously improve organizational efficiency. Align globally to ensure best practices are shared and utilized.

+ Drive team data strategy. Partner to implement systems and tools ensuring ongoing data completeness and integrity. Create and manage on-going review cadence for key team metrics.

+ Communicate changes in procedures to the wider organization

+ Identify constraints, concerns, and present proposed solutions to mitigate to the stakeholders

+ Identify and perform ad-hoc analysis, as needed to support decisions and project delivery.

**KNOWLEDGE, SKILLS & ABILITIES**

+ Ability to gain consensus and manage a multi-national team and stakeholders from a position of influence. Knowledge of global operations and processes a plus.

+ Must be very organized, analytical, and structured – strong governance-orientation to ensure processes are followed and decisions are made at the appropriate level.

+ Understanding of Project Management, Planning, Construction Management, and Data Centers.

+ Ability to demonstrate strong capability and expertise in Excel, PowerPoint, and SharePoint.

+ Strong executive presence – able to convey complex and technical concepts to a non-construction audience.

+ Able to work in a team environment with possibly many different agendas. Even tempered and able to work through conflict with others

+ Flexible and willing to consider others’ ideas

+ Manages stress and/or fast pace effectively.

+ Excellent communication and problem-solving skills.

\#GlobalDataCentersCareers #LI-PD1

**EDUCATION & EXPERIENCE**

+ >10-15 years working in a corporate or large matrix organization environment with global experience.

+ Background, experience, and education in Construction Management, Data Centers, PMP/PgMP, is a plus.

+ BA or BS required. MBA or Degree in Construction Management is a plus.

**PHYSICAL REQUIREMENTS**

+ Combination of sitting, walking, standing, and bending.

+ Able to hear and speak into a telephone.

+ Close visual work on a computer.

+ Dexterity of hands and fingers to operate any required computer keyboard, mouse, and other technical instruments.

+ Able to lift and carry up to 20 lbs.

**WORK CONDITIONS & OTHER REQUIREMENTS**

+ Perform work from a remote location with stable internet connection.

+ Perform work during typical US business hours and time zones with occasional flexibility.

This is a remote position that requires reliable internet connection and electricity. A monthly stipend is provided to cover expenses associated with working remotely and use of a personal mobile device, if applicable.

NTT Global Data Centers Americas, Inc. offers competitive compensation based on experience, education, and location. Base salary for this position is $119,174 - $190,000.

All regular full-time employees are eligible for an annual bonus; payout is dependent upon individual and company performance.

Employees receive paid time-off, medical, dental, and vision benefits, life and supplemental insurance, short-term and long-term disability, flexible spending account, and 401k retirement plan to create a rich Total Rewards package.

**Workplace type** **:**

Remote Working

**About NTT DATA**

NTT DATA is a $30+ billion trusted global innovator of business and technology services. We serve 75% of the Fortune Global 100 and are committed to helping clients innovate, optimize and transform for long-term success. We invest over $3.6 billion each year in R&D to help organizations and society move confidently and sustainably into the digital future. As a Global Top Employer, we have diverse experts in more than 50 countries and a robust partner ecosystem of established and start-up companies. Our services include business and technology consulting, data and artificial intelligence, industry solutions, as well as the development, implementation and management of applications, infrastructure, and connectivity. We are also one of the leading providers of digital and AI infrastructure in the world. NTT DATA is part of NTT Group and headquartered in Tokyo.

**Equal Opportunity Employer**

NTT DATA is proud to be an Equal Opportunity Employer with a global culture that embraces diversity. We are committed to providing an environment free of unfair discrimination and harassment. We do not discriminate based on age, race, colour, gender, sexual orientation, religion, nationality, disability, pregnancy, marital status, veteran status, or any other protected category. Join our growing global team and accelerate your career with us. Apply today.

**Do you want your voice heard and your actions to count?**

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

We're searching for an Information Risk Manager to support the Information Technology & Operations Risk & Control Office. You will handle reviews that include TLoD, SLoD and regulatory examinations. You will need an in-depth understanding of technology audits and information risk management which encompasses technology risk assessment, controls testing, issue management, risk acceptance and cyber security controls.

**Responsibilities:**

- Manage the implementation of the Information Risk Management Framework covering coordination of SLoD, TLoD and regulatory engagements.

- Manage the Oversight and Challenge of Information Risk Management (IRM) Governance process, covering coordination of SLoD, TLoD and regulatory engagements.

- Document FLoD regulatory responses and collaborate with the second line of defense and legal teams to finalize management responses to regulatory exam findings.

- Provide primary coverage for SLoD and TLoD coordination and communication.

- Meet with senior management and respective risk management parties to coordinate reviews and examinations and monitor current status.

- Provide periodic status updates to senior management on the progress of current reviews (i.e. SLoD, TLoD, regulators) and Information Risk initiatives.

- Observe remediation activities across the first line of defense and track the execution of plans.

- Communicate the status of control gap remediation and coordinating with the second line of defense for independent review.

- Oversee completion of risk mitigation plans to ensure they are consistent with policies and standards.

- Oversee the development of supporting materials for Information Risk Governance forums meetings.

- Develop FLoD IRM training materials and lead the FLoD training program.

The right candidate will have:

- 15 years in IT management, technology or operational risk management, technology audit or related role, including experience, testing and assessing controls and implementing NIST/COBIT frameworks

- Understanding and experience working within the Three Lines of Defense model and interacting with them at the senior level

- Experience leading audits and examinations across Technology and Cyber Security

- Experience managing and designing risk assessments for technology including review and mapping of controls against industry standards and integration with RCSA and other risk programs

- Knowledge of the financial services industry and its regulations/laws

- Understanding of control and risk management concepts and knowledge of operational aspects of the information risk business

- Knowledge of risk management policies, methods, standards, processes and industry-standard risk analysis

- Strong written, verbal, and presentation communication skills.

- IT Control Certification (e.g. CISA, CRISC, CISM, ISC2, CGEIT) is preferred

- Bachelor's Degree or equivalent experience, Master's degree in business, Administration, Technology or related field is preferred.

The typical base pay range for this role is between $160K - $211K depending on job-related knowledge, skills, experience, and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary (https://careers.mufgamericas.com/sites/default/files/document/2023-01/mb-live-well-work-well.pdf)

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

**Our Culture Principles**

+ Client Centric

+ People Focused

+ Listen Up. Speak Up.

+ Innovate & Simplify

+ Own & Execute

VAS - Quality & Risk Management Director (Institutional/Funds)

Job ID

197526

Posted

17-Jan-2025

Service line

Advisory Segment

Role type

Full-time

Areas of Interest

Valuations/Appraisal

Location(s)

Remote - US - Remote - US - United States of America

**About the Role:**

As a CBRE Quality & Risk Management (QRM) Director, you will serve as the subject matter expert in the implementation and delivery of the QRM offering across the Institutional/Funds Division. You'll provide approval of incoming Risk Assessments (RA) and participate in the valuation review process, ensuring all valuations issued are of a high quality, comply with internal guidelines, and are in line with regulatory and client standards.

This job is part of the Valuation function. They are responsible for inspecting and determining the values of land, property, and businesses.

**What You'll Do:**

+ Follow the set framework, structure, delivery and management of the Appraisal Report Review Process for Fannie Mae and Freddie Mac reports, ensuring alignment with the America’s Business Plan and Business TAT (Turn Around Time) requirements.

+ Review and manage incoming Risk Assessments (RA) within the VAS Institutional/Funds Division and when directed, provide assistance to other Divisions.

+ Drive the implementation of VAS Practice Area Guidelines (PAG), key risk mitigation procedures, and ensure adherence within the Institutional/Funds division.

+ Review all technical valuation aspects of Institutional/Funds client contracts and manage solutions and escalated queries end-to-end.

+ Assist in conducting training and mentoring in line with QRM regional policies and as directed by the Head of QRM – Americas.

+ Communicate the benefits of QRM by participating in tender responses and preparing marketing materials and pitches to drive business development initiatives.

+ Improve CBRE’s position during contractual negotiations by actively participating in strategy planning and meetings, with a particular focus on capping of liability.

+ Review audits and reports findings for high volume and key clients. Ensure follow-up actions are implemented and monitored, on time and with high quality.

**What You'll Need:**

To perform this job successfully, an individual will need to perform each crucial duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

+ Bachelor's Degree (BA or BS) from four-year college or university required. Master’s degree (MA, MS or MBA) preferred.

+ A minimum of (10) years commercial appraisal experience, with a significant focus on appraisals for Institutional and Fund type clients.

+ Commercial appraisal quality & risk review experience and/or institutional review experience is a plus.

+ Knowledge of Fannie Mae and Freddie Mac requirements is strongly preferred

+ Must have General State Certification/License. MAI designation required.

+ In-depth knowledge of financial terms and principles. Ability to analyze the most complex business/financial data and develop innovative solutions. Ability to solve problems involving several options in situations.

+ Advanced analytical and quantitative skills. Complete understanding of approaches to value of real estate assets.

+ Applicants must be currently authorized to work in the United States without the need for visa sponsorship now or in the future.

**Why CBRE?**

When you join CBRE you will have the support and resources of a global firm where an entrepreneurial mentality is encouraged. You'll realize your potential with exciting work, fast-paced assignments, an environment of constant learning and dedication to results! To enable your success, we provide the best tools, training and leaders in the industry.

Our culture is built on our RISE values and reflects the needs and perspectives of our clients and our people. Our work is guided by our North Star: Crafting the real estate solutions of tomorrow, so businesses and people thrive.

Coming to work for CBRE, you will receive a comprehensive benefits package, 401k, and extraordinary perks such as career growth and longevity!

CBRE carefully considers multiple factors to determine compensation, including a candidate’s education, training, and experience. The minimum salary for the VAS Quality & Risk Management Director position is $130,000.00 annually and the maximum salary for the VAS Quality & Risk Management position is $150,000.00 annually. The compensation that is offered to a successful candidate will depend on the candidate’s skills, qualifications, and experience. This role will provide the following benefits: 401(K), Dental insurance, Health insurance, Life insurance, and Vision insurance. Successful candidates will also be eligible for a discretionary bonus based on CBRE’s applicable benefit program.

**Equal Employment Opportunity:** CBRE is an equal opportunity employer that values diversity. We have a long-standing commitment to providing equal employment opportunity to all qualified applicants regardless of race, color, religion, national origin, sex, sexual orientation, gender identity, pregnancy, age, citizenship, marital status, disability, veteran status, political belief, or any other basis protected by applicable law.

**Candidate Accommodations:** CBRE values the differences of all current and prospective employees and recognizes how every employee contributes to our company’s success. CBRE provides reasonable accommodations in job application procedures for individuals with disabilities. If you require assistance due to a disability in the application or recruitment process, please submit a request via email at [email protected] or via telephone at +1 866 225 3099 (U.S.) and +1 866 388 4346 (Canada).

**NOTE:** Some, but not all, of our positions may have an additional requirement to comply with COVID-19 health and safety protocols, including COVID-19 vaccination proof and/or rigorous testing. If you have questions about the requirement(s) for this position, please inform your Recruiter.

CBRE, Inc. is an Equal Opportunity and Affirmative Action Employer (Women/Minorities/Persons with Disabilities/US Veterans)

**Description**

**You Lead the Way. We’ve Got Your Back.**

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.

American Express Credit & Fraud Risk is a place to create, innovate, and collaborate, to push the boundaries on providing a world-class customer experience. Credit & Fraud Risk colleagues are the industry’s most innovative thinkers and creative problem solvers with access to cutting edge tools and one of the world’s most valuable datasets. You’ll have the power to drive insights and actions that can have a meaningful impact on our customers and our business.

The successful candidate will join the Payments Risk Management team, a group of highly skilled professionals tasked with building world class capabilities and intelligence around the payments ecosystem, with a focus on inbound payment to American Express.

In this role, you will collaborate with multiple partners including Product management, Risk Strategy, Data Strategy, Technology, vendors and Customer Service teams to ideate and create solutions, capabilities, and strategies for driving great payments customer experience and controls.

**Role and Responsibilities**

+ Drive design and implementation of next generation payments risk solutions

+ Evaluate new data and vendors to determine value; drive onboarding if relevant

+ Support the execution of Credit, CBO and Fraud payment strategies by partnering closely with CFR functional teams, tech capabilities, servicing, money movement teams, compliance, and new vendors.

+ Provide a point of view and guidance to technology architects to ensure the platform solution meets business functions and performance requirements.

+ Guide business process design to be global, holistic, and modular to support multiple business strategies and local nuances.

+ Monitor emerging trends and engage in discussions that drive next generation of strategies and solutions.

**Minimum Qualifications**

+ Minimum 5 years professional experience in payments and banking

+ In-depth understanding of the payment processing and payments ecosystem,

+ Experience working with vendors such as EWS, Yodlee, Plaid, Akoya, and payment industry initiatives such as Open Banking and real-time payments (RTP).

+ Strong understanding of high-risk payment events such as returned payments (unauthorized, invalid bank account, etc), credit balance refunds and overpayments

+ Analytical, relationship and project management skills for driving large cross functional initiatives

+ Experience evaluating, onboarding and managing vendors is a plus

+ Proven track record of thought leadership and result-orientation.

+ Degree in Engineering, Mathematics, Statistics, Economics, or related fields, and proficiency with SQL is strongly desired

**Qualifications**

Salary Range: $90,000.00 to $165,000.00 annually bonus benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

+ Competitive base salaries

+ Bonus incentives

+ 6% Company Match on retirement savings plan

+ Free financial coaching and financial well-being support

+ Comprehensive medical, dental, vision, life insurance, and disability benefits

+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

+ Free and confidential counseling support through our Healthy Minds program

+ Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.

If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

**Job:** Risk

**Primary Location:** US-Arizona-Phoenix

**Other Locations:** US-New York-New York

**Schedule** Full-time

**Req ID:** 25000933

**Description**

**You Lead the Way. We’ve Got Your Back.**

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.

The Operational Risk Management (ORM) team facilitates and monitors the implementation of effective operational risk management programs throughout the organization, and oversees risk ownership throughout business units, products, and processes.

The objective of the Operational Risk Management (ORM) Governance team is to oversee and strengthen the organization’s Operational Risk Management (ORM) framework and controls strategy to ensure that governance structures, policies, and procedures are robust, effective, and align with regulatory requirements and best practices.

Operational Risk Management is looking for a Senior Analyst to join a diverse team of high-performing professionals focused on ensuring effective operational risk management is embedded in the day-to-day operations of our organization. It will involve extensive collaboration with multiple partners across numerous business units, functional areas, and geographies.

**The Senior Analyst, ORM Policy Framework will:**

+ Support the creation and revision of the ORM framework (Policies, Guidelines, and Procedures), ensuring they effectively manage risk and comply with evolving regulations and industry standards

+ Assess the establishment of the overall ORM committee structure and escalation protocols, ensuring comprehensiveness of all operational risk pillars.

+ Support the development and design of ORM Key Risk Indicators (KRIs), measuring the ORM framework and associated policies

+ Provide guidance and challenge for ORM framework development and refreshes, including policies, standards, procedures and training materials.

+ Assist in gathering materials and managing agendas for forums designed to communicate ORM framework changes

+ Stay abreast of regulatory changes and industry best practices, and identify opportunities to monitor, evaluate and integrate regulatory changes into OR framework & trainings

+ Facilitate the development of a strong risk culture throughout the enterprise, emphasizing risk awareness, accountability, and informed risk-taking within the bounds of the risk appetite

+ Work closely with other control functions (i.e., Compliance, Legal, and Internal Audit) to ensure an integrated and comprehensive approach to risk governance, addressing internal findings related to ORM

**Qualifications:**

+ Bachelor's Degree in Accounting, Information Technology, Finance, Business, Risk Mgmt., or related field; advanced degrees (e.g., MBA, MSc) or certifications are advantageous

+ 1-2 years of experience in operational risk management (e.g., within Risk and/or Audit function) and understands critical operational risk management lifecycle activities

+ Experience in at least one of the following: Creating and/or maintaining operational risk frameworks including policies, guidelines, and procedures to effectively manage risk and comply with regulations and industry standards; Establishing and communicating the enterprise’s operational risk appetite statements and key risk indicators; Overseeing the adoption and consistent application of an operational risk management framework; Performing evaluations of operational risk governance framework’s effectiveness, identifying improvement opportunities and overseeing the implementation of enhancements

+ Knowledge of OCC Heightened Standards, Basel Committee on Banking Supervision (BCBS) 239, and other regulatory changes and industry best practices, leading regulatory engagement and providing oversight of processes to monitor, evaluate and integrate regulatory changes into operational risk framework and trainings

+ Strong analytical and problem-solving skills, with an ability to analyze data, identify trends, and evaluate risk scenarios effectively

+ Excellent qualitative analytical skills

+ Project management skills

+ Excellent communication and interpersonal skills

+ Experience in process governance, with a track record of establishing and overseeing robust decision-making processes that align with policies, regulatory frameworks, and/or operational standards

**Qualifications**

Salary Range: $55,000.00 to $105,000.00 annually bonus benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

+ Competitive base salaries

+ Bonus incentives

+ 6% Company Match on retirement savings plan

+ Free financial coaching and financial well-being support

+ Comprehensive medical, dental, vision, life insurance, and disability benefits

+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

+ Free and confidential counseling support through our Healthy Minds program

+ Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.

If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

**Job:** Risk

**Primary Location:** US-Arizona-Phoenix

**Other Locations:** US-Utah-Sandy, US-Florida-Sunrise

**Schedule** Full-time

**Tags** ORMCM

**Req ID:** 25000788

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

**Job Description**

Provides credit risk management oversight for deposit portfolios and money movement capabilities. Incumbent is considered an expert in all deposit related topics including credit policy, applicable laws, regulations, and financial services. Job scope and complexity of assigned business is specialized and very complex. This position is tasked with monitoring/forecasting deposit losses (Consumer and Business) and ensuring sound risk control processes & platforms throughout the Retail bank by working across numerous business lines to manage exposure.

To accomplish this task the candidate identifies, analyzes, and monitors emerging risk trends. Reviews macroeconomic data and market conditions within the context of portfolio performance based on monthly and quarterly reports to identify risks. Conducts in-depth research and extensive analyses and makes recommendations to all levels of management. Develops, builds, and maintains the risk management reporting framework for assigned portfolios. Manages credit policy changes, new product proposals, and oversees all incoming business line proposal recommendations.

The Credit Risk Management Division is responsible for establishing credit policies for all business units and products, ensuring transactions are approved pursuant to policy, and developing and implementing risk management processes that include measuring, tracking, and reporting of credit risk generated in the course of business. Credit Risk Management’s primary objective is to support a comprehensive and proactive approach to risk management that promotes a strong risk management culture. This team also creates credit analytics, management reporting, and loss forecasting.

**Essential Functions:**

+ Candidate must possess considerable attention to detail in all aspects of their duties.

+ Provides oversight and independent challenge to the business line through review, inquiry and discussion.

+ Analyzes the portfolio and existing reporting to identify emerging and key risk trends.

+ Independently determines what constitutes an emerging risk trend based on knowledge of the portfolio, industry and general macroeconomic environment

+ Develops and communicates credit governance, risk and control policies.

+ Monitors and reports on compliance with risk appetite and policies.

+ Participates in cross-functional projects that involve working with business line peers and/or other corporate supporting groups.

+ Manages multiple projects and analyses and ensures deadlines are met. Provides training, tools and advice to support the business line in carrying out its accountabilities.

+ Provides guidance to more junior Credit Risk analysts.

**Basic Qualifications:**

+ Bachelor's degree, or equivalent work experience

+ Typically 8+ years of applicable experience

**Preferred Skills/Experience:**

+ Strong working knowledge of Deposits and operating systems.

+ Advanced verbal, written and presentation communication skills

+ Advanced technical report writing skills

+ Intermediate to advanced Microsoft Excel and coding skills

+ Knowledge of credit risk, financial and statistical analysis

+ Knowledge of credit administration, policies and procedures, and regulatory compliance

+ Ability to work independently with minimal guidance from manager

+ Experience working with and interpreting data

+ Experience in programming and data manipulation using SQL, statistical packages such as SAS or R, and spreadsheets

**_**The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.**_**

****We are hiring in the following locations:**

+ Tempe, AZ

+ Los Angeles, CA

+ San Francisco, CA

+ Denver, CO

+ Atlanta, GA

+ Chicago, IL

+ Minneapolis, MN

+ St. Louis, MO

+ Charlotte, NC

+ Hackensack, NJ

+ New York, NY

+ Cincinnati, OH

+ Dallas, TX

+ Milwaukke, WI

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

**Benefits:**

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

+ Healthcare (medical, dental, vision)

+ Basic term and optional term life insurance

+ Short-term and long-term disability

+ Pregnancy disability and parental leave

+ 401(k) and employer-funded retirement plan

+ Paid vacation (from two to five weeks depending on salary grade and tenure)

+ Up to 11 paid holiday opportunities

+ Adoption assistance

+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

**EEO is the Law**

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal **KNOW YOUR RIGHTS (https://eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf)** EEO poster.

**E-Verify**

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $119,765.00 - $140,900.00 - $154,990.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Job postings typically remain open for approximately 20 days of the posting date listed above, however the job posting may be closed earlier should it be determined the position is no longer required due to business need. Job postings in areas with a high volume of applicants, such as customer service, contact center, and Financial Crimes investigations, remain open for approximately 5 days of the posting listed date.

The Risk Management & Underwriting (RMUW) Data-Driven Insights & Solutions organization has recently created an analytics team to create key insights and analysis that will help influence business strategy. We are looking for an individual with strong business acumen and advanced analytical abilities as well as a strong desire for continued education and learning.

Responsibilities

The scope of the role will span all buyer groups and products within US Commercial business with the potential for analytics within specific areas as well as analytics integrated across multiple areas.

This individual will perform analytics that result in strong recommendations and actionable items to help drive and influence more effective financial and business decisions for RMUW leaders and other key partners (e.g. GD&A, Pricing, Finance, etc.). In partnership with the analytics senior manager, this role will be responsible for communicating results effectively to technical and non-technical business leaders, which will require strong technical, financial, and business acumen along with the ability to move seamlessly between technical details and high level perspectives.

This role will be responsible for analyzing key variables and drivers in many different projects and studies along with utilizing statistical and advanced analytical tools as necessary. In addition, this role will need to stay aligned with current and upcoming analytics methodologies.

Key Abilities

+ Managing complexity, and often times, complexity with a high level of ambiguity

+ Working with large amounts of data, multiple data sources, and multiple database management systems

+ Demonstrated ability to anticipate business needs and to proactively add/drive value

+ Strong business acumen, with proven ability to leverage knowledge and resources to quickly come up to speed in new business areas and new types of projects

Key Competencies

+ Align: Business insight, Balances stakeholders, Collaborates

+ Inspire: Communicates effectively, Drives engagement

+ Develop: Situational adaptability, Nimble learning, Financial Acumen

+ Deliver: Action Oriented, Resourcefulness, Customer focus

Requirements

+ 4+ years of healthcare Underwriting or Finance experience

+ Ability to work effectively in a dynamic, rapidly changing, team-based environment

+ Strong analytical capabilities and excellent communication skills

+ Direct underwriting and analytics knowledge/experience preferred

+ SQL, Tableau, and VBA skills preferred

+ Working knowledge of predictive analytics software (such as R, Python, SAS, etc.) preferred

If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.

For this position, we anticipate offering an annual salary of 95,300 - 158,900 USD / yearly, depending on relevant factors, including experience and geographic location.

This role is also anticipated to be eligible to participate in an annual bonus plan.

We want you to be healthy, balanced, and feel secure. That’s why you’ll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you’ll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k) with company match, company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays. For more details on our employee benefits programs, visit Life at Cigna Group .

**About Cigna Healthcare**

Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.

_Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws._

_If you require reasonable accommodation in completing the online application process, please email:_ [email protected]_ _for support. Do not email_ [email protected]_ _for an update on your application or to provide your resume as you will not receive a response._

_The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State._

_Qualified applicants with criminal histories will be considered for employment in a manner_ _consistent with all federal, state and local ordinances._