Business Continuity Planners

**Why USAA?**

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

**The Opportunity**

As a dedicated technical Risk Analyst Senior on the Data and Reporting Governance team, you will support and build the tools for the team’s oversight activities and provide support of the team BI tools. The responsibilities will include on-going support of existing SharePoint sites and Tableau dashboards, building simplification processes for the team and automation of oversight reporting.

We offer a flexible work environment that requires an individual to be **in the office 4 days per week.** This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, Chesapeake, VA or Tampa, FL. Relocation assistance is **not** available for this position.

**What you'll do:**

+ Partners with key stakeholders in the business to identify, assess, aggregate and document risks and controls, including risks associated with new or modified products, services, distribution channels, regulations and third-party operations using advanced knowledge.

+ Communicates results of risk assessments to governance committees, business process owners and various levels of leadership.

+ Implements new risk policies, practices, appetites and solutions to ensure holistic understanding and management of risks according to industry best practice.

+ Enhances and contributes to strategies, tools, and methodologies to measure, monitor, and report risks.

+ Applies advanced knowledge to utilize or produce analytical material for discussions with cross functional teams to understand business objectives and influence solution strategies.

+ Serves as a key contributor in cross-functional teams to identify, assess, aggregate and mitigate current and emerging risk events.

+ Formulates stress test plans for a line of business or the enterprise including the evaluation of results and framing of contingency plans in partnership with key business stakeholders.

**What you have:**

+ Bachelor's degree in Risk Management, Business, Finance, or a related field OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree.

+ 6 years of risk management, regulatory or operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area **OR** an advanced degree/designation in Risk Management, Business, Finance, or other discipline relevant to risk management and 4 years of work experience in a discipline relevant to risk management.

+ Risk management experience in a complex institution and/or highly matrixed environment.

+ Demonstrated experience in conflict resolution management and ability to effectively challenge at all levels of management and influence business outcomes.

+ Ability to effectively work with both internal and external partners in a highly collaborative environment.

+ Demonstrated critical thinking and knowledge of data analysis tools and techniques and decision-making abilities, to include demonstrated ability to effectively make data-driven decisions.

+ Proactively identifies potential concerns and follows-up to resolve issues.

+ Advanced knowledge of Microsoft Office products including Excel and PowerPoint.

**What sets you apart:**

+ Proficient ability to use SQL/Tableau/ Python, SharePoint, Salesforce reporting or equivalent.

+ Deep understanding of database management and the ability to translate reporting needs to system data requirements.

+ Experience designing, developing and implementing business solutions and process improvements for risk reporting

+ Concise communication of complex concepts effectively to all levels of management, both written and oral presentation forum.

+ US military experience through military service or a military spouse/domestic partner

**Compensation range:** The salary range for this position is: $103,450 - $197,730 **.**

**Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

**Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.

_Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._

_USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._

**If you are an existing USAA employee, please use the internal career site in OneSource to apply.**

**Please do not type your first and last name in all caps.**

**_Find your purpose. Join our mission._**

USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

California applicants, please review our HR CCPA - Notice at Collection (https://statmcstg.usaa.com/mcontent/static\_assets/Media/enterprise\_hr\_cpra\_notice\_at\_collection.pdf) here.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

Job Description
Position Purpose: Our Operations Team Lead will be responsible for executing a wide variety of tasks. The 2nd Assistant to the Store Team Leader will work with the Store Team Lead and Assistant Store Lead to effectively direct and supervise all activities of the retail grocery store and its personnel to achieve sales, profits and customer service goals established for the store.

Responsibilities: An Operations Team Lead is a responsible, friendly person who can safely work in a fast-paced environment and provide excellent customer service.

An Operations Team Lead’s responsibilities include:

Serving as a leader of his/her store team, and as such an excellent role model, coach, performance evaluator and trainer.
Creating a store environment members want to work in, and customers want to shop in.
Supervising the merchandising of the general department, ensuring grocery, non-foods, frozen foods, liquor, and HBC departments are merchandised to store and company standards.
Working with the night crew chief and night crew team and day clerks to ensure proper general department merchandising and product availability.
Building product end caps, floor displays and side stacks.
Executing, communicating and supporting all Bashas'/Food City sales and merchandising programs.
Overseeing the ordering of all general department merchandise, auditing all products received, ensuring proper shelf stock levels for our customers and minimum levels of product shrink.
Working with our warehouse buyers and vendor/suppliers to ensure the availability and merchandising of attractive product offerings.
Observing and enforcing all store rules and company policies.
Overseeing the selection and training of new members.
Helping to create a department budget.
Tracking financial reports (e.g. profit and loss, sales and expenses).
Ensuring compliance with all heath department and weights and measures department guidelines and requirements.
Ensuring product signage and shelf tags meet all Bashas' and governmental weights and measures policies and requirements.
Achieving department sales and profits goals.
All other related duties as assigned
Employees may occasionally experience the following physical demands for an extended period:

Standing, Sitting, Lifting + Stocking (Up to 50 lbs.), Pushing, Keyboarding, Telephone Use, Walking, Bending

Perks & Benefits

Competitive compensation, paid weekly
Retirement Benefits
Medical, dental, and vision insurance for yourself and eligible dependents
Tuition Reimbursement for qualified courses
Scholarship opportunities for continued education
Store discount programs (10% off household groceries)
Fun work environment where you have the opportunity to nourish your community.

Must be 18 years of age. Must be 21 years of age for any position that serves alcohol.

For Internal Transfers/Promotion/Rehire Candidates:

Your current leader must recommend that you apply for this position and provide an endorsement upon request from HR.
You may be asked to accept a part-time position if that is the only position available
Rehires must be approved by an HRBP

At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better. Join us and build an exceptional experience for yourself, and a better working world for all.

The exceptional EY experience. It's yours to build.

EY focuses on high-ethical standards and integrity among its employees and expects all candidates to demonstrate these qualities.

​ **Title: Risk Management Support Services Coordinator**

Risk Management supports our people in managing the risks that arise during our daily working lives. We work closely with all parts of the organization to identify, manage and monitor risk, providing coordinated advice and assistance on independence, conflicts, compliance, regulatory, policy, security issues, as well as dealing with claims and any queries regarding ethics.

**The opportunity**

You will support multiple compliance functions including research, reporting, within our US Risk Management function. We work closely with all parts of the organization to identify, manage and monitor risk, providing coordinated advice and assistance You will develop a deep understanding of our Risk Management policies in order to identify policy and regulatory non-compliance.

**Your key responsibilities**

+ Applies knowledge and understanding of firm’s processes, resources and tools to effectively support functional teams and customers

+ Manages and provides support for US Risk Management functional teams, including inquiry management, evaluates requests, provides guidance related to compliance, policy, processes, reporting, etc., and customer support as needed

+ Performs internal and external research, referencing existing policies and knowledge to assist with review, assessment and resolution of incidents and provides recommendation to meet compliance, including customer inquiry

+ Demonstrates positive attitude by contributing energy and new ides to team efforts and meetings, including process improvements for continued execution against strategic priorities, enhance efficiency and identify trends

+ Asks clarifying questions to fully understand customer, peer and leadership expectations, to effectively support the business

+ Escalates challenges to Supervisor to resolve concerns outlining action taken and proposed solution, as applicable

+ Reconciles information obtained from research and communicates findings, parameters and propose next steps to leadership

+ Contributes, prepares and run reports

+ Propose and update process documentation updates to Risk Management Support Services Coordinator, including knowledge database

+ Produces work of high quality that is timely, accurate, complete and clear

**Skills and attributes for success**

+ Excellent interpersonal, communication (verbal and written), and collaboration skills, interface with personnel at all levels directly or in virtual setting, communicate with appropriate frequency

+ Highly skilled attention to detail and self-assurance of quality of work performed or reviewed

+ Proactively shares knowledge and suggestions with colleagues to enhance their professional development

+ Anticipate and proactively respond and assist colleagues with adjusting to change

+ Effectively manage conflicting priorities, organize workflow, and team with colleagues to accomplish tasks and balance workloads

+ Develop and demonstrate solid working knowledge of firm structure, service lines, key personnel and organizational policies and procedures

+ Ability to apply protocols and structured procedures independently

+ Professional maturity and ability to manage confidentiality

+ Strong multi-tasking, organizational and time management skills

+ Independent decision-making skills based on established guidelines to respond to or process escalated matters or sensitive transaction.

+ Require the breadth, depth of knowledge and experience to appropriately determine when to escalate issues that require additional review in order to obtain the correct answer or solution

+ Adapts to change and analyses all available data for continuous improvement; experiments with solutions; sees the unfamiliar as a challenge

+ Dedicated to meeting customer requirements and expectations; establishes and maintains effective relationships with customers, gaining trust and respect

**To qualify you must have**

+ Bachelor’s degree or equivalent business experience

+ 2+ years of relevant professional experience

+ Working knowledge of Microsoft Office (Word, Excel, Power Point, Visio, etc.)

+ SharePoint experience

+ Strong attention to detail, analytical skills, the ability to communicate risk concepts to stakeholders at all levels and keep sensitive information confidential

**Ideally, you'll also have**

+ Research skills using internal and external data sources

+ Previous experience with risk management, either through education or employment

**What we look for**

Our team is looking for a motivated and eager professional to join a quickly growing risk management support function. Ideally, you will have previous education or internship knowledge of risk management operations and a drive to continue to learn more.

**What we offer**

We offer a comprehensive compensation and benefits package where you’ll be rewarded based on your performance and recognized for the value you bring to the business. The base salary range for this job in all geographic locations in the US is $40,900 to $74,200. The salary range for New York City Metro Area, Washington State and California (excluding Sacramento) is $49,100 to $84,400. Individual salaries within those ranges are determined through a wide variety of factors including but not limited to education, experience, knowledge, skills and geography. In addition, our Total Rewards package includes medical and dental coverage, pension and 401(k) plans, and a wide range of paid time off options. Join us in our team-led and leader-enabled hybrid model. Our expectation is for most people in external, client serving roles to work together in person 40-60% of the time over the course of an engagement, project or year. Under our flexible vacation policy, you’ll decide how much vacation time you need based on your own personal circumstances. You’ll also be granted time off for designated EY Paid Holidays, Winter/Summer breaks, Personal/Family Care, and other leaves of absence when needed to support your physical, financial, and emotional well-being.

+ **Continuous learning:** You’ll develop the mindset and skills to navigate whatever comes next.

+ **Success as defined by you:** We’ll provide the tools and flexibility, so you can make a meaningful impact, your way.

+ **Transformative leadership:** We’ll give you the insights, coaching and confidence to be the leader the world needs.

+ **Diverse and inclusive culture:** You’ll be embraced for who you are and empowered to use your voice to help others find theirs.

EY accepts applications for this position on an on-going basis. **If you can demonstrate that you meet the criteria above, please contact us as soon as possible.**

EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets.

Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate.

Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today.

For those living in California, please click here (https://ey-preview.ey.com/content/ey-unified-site/ey-com/local/us/en\_us/home/legal-and-privacy/fair-chance-ordinance.html?token=68cf9ed2-94e5-4db9-83cf-5c6aa14619de) for additional information.

EY is an equal opportunity, affirmative action employer providing equal employment opportunities to applicants and employees without regard to race, color, religion, age, sex, sexual orientation, gender identity/expression, pregnancy, genetic information, national origin, protected veteran status, disability status, or any other legally protected basis, including arrest and conviction records, in accordance with applicable law.

EY is committed to providing reasonable accommodation to qualified individuals with disabilities including veterans with disabilities. If you have a disability and either need assistance applying online or need to request an accommodation during any part of the application process, please call 1-800-EY-HELP3, select Option 2 for candidate related inquiries, then select Option 1 for candidate queries and finally select Option 2 for candidates with an inquiry which will route you to EY’s Talent Shared Services Team (TSS) or email the TSS at [email protected]

At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better. Join us and build an exceptional experience for yourself, and a better working world for all.

The exceptional EY experience. It's yours to build.

EY focuses on high-ethical standards and integrity among its employees and expects all candidates to demonstrate these qualities.

​ **Title: Risk Management Support Services Coordinator**

Risk Management supports our people in managing the risks that arise during our daily working lives. We work closely with all parts of the organization to identify, manage and monitor risk, providing coordinated advice and assistance on independence, conflicts, compliance, regulatory, policy, security issues, as well as dealing with claims and any queries regarding ethics.

**The opportunity**

You will support multiple compliance functions including research, reporting, within our US Risk Management function. We work closely with all parts of the organization to identify, manage and monitor risk, providing coordinated advice and assistance You will develop a deep understanding of our Risk Management policies in order to identify policy and regulatory non-compliance.

**Your key responsibilities**

+ Applies knowledge and understanding of firm’s processes, resources and tools to effectively support functional teams and customers

+ Manages and provides support for US Risk Management functional teams, including inquiry management, evaluates requests, provides guidance related to compliance, policy, processes, reporting, etc., and customer support as needed

+ Performs internal and external research, referencing existing policies and knowledge to assist with review, assessment and resolution of incidents and provides recommendation to meet compliance, including customer inquiry

+ Demonstrates positive attitude by contributing energy and new ides to team efforts and meetings, including process improvements for continued execution against strategic priorities, enhance efficiency and identify trends

+ Asks clarifying questions to fully understand customer, peer and leadership expectations, to effectively support the business

+ Escalates challenges to Supervisor to resolve concerns outlining action taken and proposed solution, as applicable

+ Reconciles information obtained from research and communicates findings, parameters and propose next steps to leadership

+ Contributes, prepares and run reports

+ Propose and update process documentation updates to Risk Management Support Services Coordinator, including knowledge database

+ Produces work of high quality that is timely, accurate, complete and clear

**Skills and attributes for success**

+ Excellent interpersonal, communication (verbal and written), and collaboration skills, interface with personnel at all levels directly or in virtual setting, communicate with appropriate frequency

+ Highly skilled attention to detail and self-assurance of quality of work performed or reviewed

+ Proactively shares knowledge and suggestions with colleagues to enhance their professional development

+ Anticipate and proactively respond and assist colleagues with adjusting to change

+ Effectively manage conflicting priorities, organize workflow, and team with colleagues to accomplish tasks and balance workloads

+ Develop and demonstrate solid working knowledge of firm structure, service lines, key personnel and organizational policies and procedures

+ Ability to apply protocols and structured procedures independently

+ Professional maturity and ability to manage confidentiality

+ Strong multi-tasking, organizational and time management skills

+ Independent decision-making skills based on established guidelines to respond to or process escalated matters or sensitive transaction.

+ Require the breadth, depth of knowledge and experience to appropriately determine when to escalate issues that require additional review in order to obtain the correct answer or solution

+ Adapts to change and analyses all available data for continuous improvement; experiments with solutions; sees the unfamiliar as a challenge

+ Dedicated to meeting customer requirements and expectations; establishes and maintains effective relationships with customers, gaining trust and respect

**To qualify you must have**

+ Bachelor’s degree or equivalent business experience

+ 2+ years of relevant professional experience

+ Working knowledge of Microsoft Office (Word, Excel, Power Point, Visio, etc.)

+ SharePoint experience

+ Strong attention to detail, analytical skills, the ability to communicate risk concepts to stakeholders at all levels and keep sensitive information confidential

**Ideally, you'll also have**

+ Research skills using internal and external data sources

+ Previous experience with risk management, either through education or employment

**What we look for**

Our team is looking for a motivated and eager professional to join a quickly growing risk management support function. Ideally, you will have previous education or internship knowledge of risk management operations and a drive to continue to learn more.

**What we offer**

We offer a comprehensive compensation and benefits package where you’ll be rewarded based on your performance and recognized for the value you bring to the business. The base salary range for this job in all geographic locations in the US is $40,900 to $74,200. The salary range for New York City Metro Area, Washington State and California (excluding Sacramento) is $49,100 to $84,400. Individual salaries within those ranges are determined through a wide variety of factors including but not limited to education, experience, knowledge, skills and geography. In addition, our Total Rewards package includes medical and dental coverage, pension and 401(k) plans, and a wide range of paid time off options. Join us in our team-led and leader-enabled hybrid model. Our expectation is for most people in external, client serving roles to work together in person 40-60% of the time over the course of an engagement, project or year. Under our flexible vacation policy, you’ll decide how much vacation time you need based on your own personal circumstances. You’ll also be granted time off for designated EY Paid Holidays, Winter/Summer breaks, Personal/Family Care, and other leaves of absence when needed to support your physical, financial, and emotional well-being.

+ **Continuous learning:** You’ll develop the mindset and skills to navigate whatever comes next.

+ **Success as defined by you:** We’ll provide the tools and flexibility, so you can make a meaningful impact, your way.

+ **Transformative leadership:** We’ll give you the insights, coaching and confidence to be the leader the world needs.

+ **Diverse and inclusive culture:** You’ll be embraced for who you are and empowered to use your voice to help others find theirs.

EY accepts applications for this position on an on-going basis. **If you can demonstrate that you meet the criteria above, please contact us as soon as possible.**

EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets.

Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate.

Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today.

For those living in California, please click here (https://ey-preview.ey.com/content/ey-unified-site/ey-com/local/us/en\_us/home/legal-and-privacy/fair-chance-ordinance.html?token=68cf9ed2-94e5-4db9-83cf-5c6aa14619de) for additional information.

EY is an equal opportunity, affirmative action employer providing equal employment opportunities to applicants and employees without regard to race, color, religion, age, sex, sexual orientation, gender identity/expression, pregnancy, genetic information, national origin, protected veteran status, disability status, or any other legally protected basis, including arrest and conviction records, in accordance with applicable law.

EY is committed to providing reasonable accommodation to qualified individuals with disabilities including veterans with disabilities. If you have a disability and either need assistance applying online or need to request an accommodation during any part of the application process, please call 1-800-EY-HELP3, select Option 2 for candidate related inquiries, then select Option 1 for candidate queries and finally select Option 2 for candidates with an inquiry which will route you to EY’s Talent Shared Services Team (TSS) or email the TSS at [email protected]

Bring your heart to CVS Health. Every one of us at CVS Health shares a single, clear purpose: Bringing our heart to every moment of your health. This purpose guides our commitment to deliver enhanced human-centric health care for a rapidly changing world. Anchored in our brand — with heart at its center — our purpose sends a personal message that how we deliver our services is just as important as what we deliver.

Our Heart At Work Behaviors™ support this purpose. We want everyone who works at CVS Health to feel empowered by the role they play in transforming our culture and accelerating our ability to innovate and deliver solutions to make health care more personal, convenient and affordable.

**Position Summary**

The Lead Director, Third Party Risk Management position will provide leadership for the Third-Party Security Continuous Monitoring and Oversight team, guiding colleagues in facilitating the identification, monitoring and tracking of events impacting the third-party portfolio. The Director will oversee the program and actions needed for resolution of risks or identified gaps in the third-party portfolio to include collection and governance of information regarding third party connections and solutions.

Responsibilities include:

+ Actively seeking to implement new sources of information to enhance the understanding of the security risk ofCVS Health third parties.

+ Managing the integration of the continuous monitoring workstreams with the risk operations team to simplify complex and lengthy assessments into logical, assurance activities.

+ Identifying and implementing reporting and processes while adhering to corporate policies, regulations, industry frameworks, and best practices.

+ Providing expert advice and recommendations on third party monitoring matters ensuring understanding and facilitates the necessary actions toaddress any gaps and/or deficiencies.

+ Staying informed with regulatory requirements and industry practices and communicates/partners with IT and business colleagues keeping them informed with relevant updates and changes to the program.

To support the operational and strategic growth of the Third-Party security team, resources are needed to help drive the maturity and operational effectiveness in the new workstreams (third-party connections and continuous monitoring). Assessment activity alone will limit the depth of information regarding the risk profile of the CVSH third –party portfolio. It is imperative to drive this pillar of the program to a higher degree of operational effectiveness through automation and information management as the growth of the portfolio continues. This warrants the need for more direct management oversight to fully develop the program.

Ideal candidate for this role can work from any location in the US in fully remote model or work in one of our digital office locations in IL, NY, CT in hybrid model.

**Required Qualifications**

+ 10+ years of experience in focusing on cyber security and information technology specializing on supply chain risk and/or third party security risk management

+ 5+ years of Resource Management experience (people and projects)

+ 5+ years of experience in working with security-related regulatory matters

+ 3+ years of experience in security concepts, technologies (hardware and software) and functionalities embedded in infrastructure environments

**Preferred Qualifications**

+ Experience with Archer and/or ServiceNow

+ Leading diverse and virtual teams focusing on delivering results

+ Demonstrable ability to recognize the relevance of risk trends, issues and potential risk exposure

+ Ability to directly or indirectly work with business lines, subject matter experts and other constituents to ensure understanding of key security controls for use by our third parties

**Education:**

+ Bachelor’s degree required

**Pay Range**

The typical pay range for this role is:

$144,200.00 - $288,400.00

This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above. This position also includes an award target in the company’s equity award program.

In addition to your compensation, enjoy the rewards of an organization that puts our heart into caring for our colleagues and our communities. The Company offers a full range of medical, dental, and vision benefits. Eligible employees may enroll in the Company’s 401(k) retirement savings plan, and an Employee Stock Purchase Plan is also available for eligible employees. The Company provides a fully-paid term life insurance plan to eligible employees, and short-term and long term disability benefits. CVS Health also offers numerous well-being programs, education assistance, free development courses, a CVS store discount, and discount programs with participating partners. As for time off, Company employees enjoy Paid Time Off (“PTO”) or vacation pay, as well as paid holidays throughout the calendar year. Number of paid holidays, sick time and other time off are provided consistent with relevant state law and Company policies.

For more detailed information on available benefits, please visit Benefits | CVS Health (https://jobs.cvshealth.com/us/en/benefits)

We anticipate the application window for this opening will close on: 03/01/2025

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.

We are an equal opportunity and affirmative action employer. We do not discriminate in recruiting, hiring, promotion, or any other personnel action based on race, ethnicity, color, national origin, sex/gender, sexual orientation, gender identity or expression, religion, age, disability, protected veteran status, or any other characteristic protected by applicable federal, state, or local law.

**Description**

**You Lead the Way. We’ve Got Your Back.**

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.

The Operational Risk Management (ORM) team facilitates and monitors the implementation of effective operational risk management programs throughout the organization, and oversees risk ownership throughout business units, products, and processes. The objective of the ORM Issues & Events team is to define and maintain the issues and events frameworks and programs across the enterprise.

ORM is looking for a Senior Analyst of operational loss events (OREs) to be a key part of a diverse team of high-performing professionals focused on ensuring effective operational risk management is embedded in the day-to-day operations of our organization. It will involve extensive collaboration with multiple partners across numerous business units, functional areas, and geographies.

**How will you make an impact in this role?**

The Senior Analyst, Losses / Risk Events will:

+ Ensure the accurate classification, reporting and escalation of OREs incurred by Amex

+ Ensure that loss reporting aligns with regulatory standards (CCAR, Basel, etc.)

+ Validate the first line’s loss data including root causes and adequacy of remediation efforts and identify issues that require second line challenge

+ Ensure appropriate financial impact analysis is conducted by the first line and reported to senior management and regulators.

+ Identify loss trends for actionable insights and suggest potential KRIs, metrics, etc.

+ Support and document scenario analysis, stress testing and planning processes

+ Ensure processes for reporting to internal stakeholders, committees and regulatory bodies etc. are maintained and improved

+ Leverage technology appropriately to support the ORE framework

**Qualifications**

+ Experience in operational risk management (e.g., within Risk and/or Internal Audit function) and critical operational risk management lifecycle activities

+ Experience in operational loss event capture, classification, reporting and root cause analysis; external loss analysis; regulatory reporting; scenario analysis and stress testing

+ 1-3 years of experience of working within regulatory frameworks for systemically important banks (e.g., Basel II, Basel III)

+ Strong analytical and problem-solving skills, with an ability to analyze data and identify trends

+ Strong project management skills

+ Strong communication and interpersonal skills, with an ability to interact with all colleague levels

+ Understanding of the importance of high-quality processes, continuous improvement and best practices

ORMCM

**Qualifications**

Salary Range: $55,000.00 to $105,000.00 annually bonus benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

+ Competitive base salaries

+ Bonus incentives

+ 6% Company Match on retirement savings plan

+ Free financial coaching and financial well-being support

+ Comprehensive medical, dental, vision, life insurance, and disability benefits

+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

+ Free and confidential counseling support through our Healthy Minds program

+ Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.

If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

**Job:** Risk

**Primary Location:** US-New York-New York

**Other Locations:** US-Arizona-Phoenix, US-Utah-Sandy, US-Georgia-Atlanta, US-Florida-Sunrise

**Schedule** Full-time

**Tags** ORMCM

**Req ID:** 24023076

**Description**

**You Lead the Way. We’ve Got Your Back.**

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.

The Operational Risk Management (ORM) team facilitates and monitors the implementation of effective operational risk management programs throughout the organization, and oversees risk ownership throughout business units, products, and processes. The objective of the ORM Issues & Events team is to define and maintain the issues and events frameworks and programs across the enterprise.

ORM is looking for a Director of Losses / Risk Events to lead a diverse team of high-performing professionals focused on ensuring effective operational risk management is embedded in the day-to-day operations of our organization. It will involve extensive collaboration with multiple partners across numerous business units, functional areas, and geographies.

**How will you make an impact in this role?**

The Director, Losses / Risk Events will:

+ Create and periodically revise enterprise ORE governance model and framework.

+ Oversee the ORE lifecycle including accurate classification, reporting and escalation of financial losses incurred by Amex, ensuring loss reporting aligns with regulatory standards (CCAR, Basel, etc.)

+ Challenge and validate the first line’s loss data including the root causes and adequacy of remediation efforts

+ Ensure appropriate financial impact analysis is conducted by the first line and reported to senior management and regulators

+ Analyze loss trends for actionable insights and develop KRIs, metrics, etc.

+ Perform scenario analysis, stress testing and planning

+ Provide SME input into the Learning, Development & Communications plans to educate stakeholders on events management

+ Develop and maintain a robust process for reporting to internal stakeholders, committees and regulatory bodies, as needed

+ Provide SME input / requirements into the capabilities and technology that supports events management

**Qualification**

+ Experience in operational risk management (e.g., within Risk and/or Internal Audit function) and understands critical operational risk management lifecycle activities

+ Experience in at least one of the following: Defining and maintaining the scope of events within an enterprise framework; managing large scale operational risk programs and understanding the internal control environment; direct experience handling operational loss events, including risk assessments, mitigation strategies and regulatory reporting (e.g., reporting under Basel standards for operational risk losses); Educating stakeholders in the business on event management and providing feedback on their reports and remediation plans

+ In depth knowledge of regulatory frameworks specific to systemically important banks (e.g., Basel III, stress testing and capital adequacy requirements)

+ Strong analytical and problem-solving skills, with an ability to analyze data, identify trends, and evaluate risk scenarios effectively

+ Excellent qualitative analytical skills

+ Excellent project management skills

+ Excellent communication and interpersonal skills, with an ability to interact and obtain buy-in from senior BU/tech counterparts

+ Proven experience in process governance, with a track record of establishing and overseeing robust decision-making processes that align with policies, regulatory frameworks and operational standards

ORMCM

**Qualifications**

Salary Range: $130,000.00 to $205,000.00 annually bonus equity (if applicable) benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

+ Competitive base salaries

+ Bonus incentives

+ 6% Company Match on retirement savings plan

+ Free financial coaching and financial well-being support

+ Comprehensive medical, dental, vision, life insurance, and disability benefits

+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

+ Free and confidential counseling support through our Healthy Minds program

+ Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.

If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

**Job:** Risk

**Primary Location:** US-New York-New York

**Other Locations:** US-Arizona-Phoenix, US-Georgia-Atlanta, US-Utah-Sandy, US-Florida-Sunrise

**Schedule** Full-time

**Tags** ORMCM

**Req ID:** 24023054

**About this role:**

Wells Fargo is seeking a Senior Business Execution Consultant within the Corporate Risk Auto Credit Risk Team. The Auto Credit Risk team performs credit-related oversight and enablement functions for the front-line Auto Finance business, performing analysis, identifying issues, developing and maintain credit policy and assisting front-line leadership with strategy decisions.

This role will support control owners across the department, driving strong documentation of processes and controls, monitoring of controls as well as supporting audit and testing engagements. This role requires a deep understanding of controls, process documentation such as process mapping and RACI development, and coordination and evidence gathering for audits and testing engagements.

You will be responsible for having a deep understanding of department processes, and a general understanding of Auto Finance. In this role you will work with department leadership and peers, controls team partners and testing partners. This individual will have the opportunity to develop best practice work that can be shared across departments. Excitement and interest for continuous process improvement and developing strong control suites to ensure a well-managed business is a must. Additionally, you will support the department through coordination of critical recurring reporting such as monthly business reviews and other critical tasks.

**In this role, you will:**

+ Drive the development and management of best-in-class controls and process documentation. This will include educating control owners on policy updates and best practices.

+ Look for process improvement opportunities, develop solutions and implement the improvements.

+ Lead control owners through testing engagements, ensuring they are prepared for the engagement and always audit ready.

+ Lead support functions or operations for multiple business groups and contribute to large scale strategic initiatives and the team’s well-managed agenda.

+ Ensure efficiency, quality, cost effectiveness of solutions, and pipeline management relating to assigned operations.

+ Research moderately complex business, operational, and strategic initiatives that require analytical skills, basic knowledge of organizational strategy and Business Execution.

+ Work independently to make recommendations by providing support and leadership.

+ Assist in the planning and execution of a variety of programs and initiatives that may include risk mitigation, efficiency, and customer experience.

+ Collaborate and consult with business partners such as the Business Control Management Team, Compliance, and team leaders in developing controls, project plans, policies, and procedures.

+ Provide leadership in management of relationships and implementation of programs, services, and initiatives with cross functional business partners.

**Required Qualifications:**

+ 4+ years of Business Execution, Implementation, or Strategic Planning experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

**Desired Qualifications:**

+ The ideal candidate will have 4 or more years’ experience in process management, controls management or development in a banking or heavily regulated environment.

+ Excellent verbal, written, and interpersonal communication skills.

+ Strong analytical skills with high attention to detail and accuracy.

+ Strong organizational and time management skills to manage multiple responsibilities, tasks, and complex projects while meeting deadlines and achieving goals.

+ Ability to work independently as well as be an engaged and contributing team member.

**Posting Locations:**

+ 6061 N. State Hwy 161 - Irving, Texas

+ 401 S. Tryon Street - Charlotte, North Carolina

+ 600 Wells Fargo - Minneapolis, Minnesota

+ 800 S. Jordan Creek Pkwy - West Des Moines, Iowa

+ 1150 W. Washington - Tempe, Arizona

**Job Expectations:**

+ Ability to work at one of the approved locations in the job posting.

+ This position currently offers a hybrid work schedule.

**Pay Range**

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

$84,000.00 - $149,400.00

**Benefits**

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees.

+ Health benefits

+ 401(k) Plan

+ Paid time off

+ Disability benefits

+ Life insurance, critical illness insurance, and accident insurance

+ Parental leave

+ Critical caregiving leave

+ Discounts and savings

+ Commuter benefits

+ Tuition reimbursement

+ Scholarships for dependent children

+ Adoption reimbursement

**Posting End Date:**

20 Feb 2025

***** **_Job posting may come down early due to volume of applicants._**

**We Value Diversity**

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

**Applicants with Disabilities**

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .

**Drug and Alcohol Policy**

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.

**Wells Fargo Recruitment and Hiring Requirements:**

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

**Req Number:** R-433532

California, US residents click here (https://www.unither.com/docs/UNITHER%20Applicant%20Notice%20-%20%2812-22-23%29%20Final%202.15.24%20Combined%20EN%20and%20French.pdf#page=9) .

**The job details are as follows:**

Who we are

We are the first publicly-traded biotech or pharmaceutical company to take the form of a public benefit corporation. Our public benefit purpose is to provide a brighter future for patients through the development of novel pharmaceutical therapies; and technologies that expand the availability of transplantable organs.

United Therapeutics (Nasdaq: UTHR) seeks to travel down the corridors of indifference to develop treatments for rare, deadly diseases. We were founded in 1996 by a family seeking a cure for their daughter’s pulmonary arterial hypertension (PAH). Today, we have six FDA-approved therapies that treat PAH, pulmonary hypertension associated with interstitial lung disease (PH-ILD) and neuroblastoma, a rare pediatric cancer. Our near-term pipeline seeks to develop additional therapies for PAH and pulmonary fibrosis (PF).

The cure for end-stage life-threatening diseases like PAH, PH-ILD, PF, and many others is an organ transplant, but only a small percentage of donated organs are available to address the vast need. For this reason, we are working to create manufactured organs to address the shortage of kidneys, hearts, lungs, and livers available for transplant. We believe an unlimited supply of tolerable, transplantable organs will eliminate the transplant waiting list and cure end-stage organ diseases for which transplant is not currently an option.

Who you are

You are an analytical thinker with a keen eye for detail and a proactive approach to risk mitigation. You are data-driven and methodical, and able to translate complex compliance insights into clear, actionable next steps. With a natural curiosity and problem-solving mindset, you thrive on uncovering trends, identifying gaps, and strengthening controls. You are comfortable as both a strategist and an executor—designing monitoring programs, overseeing audits, and driving corrective actions to completion. As a leader, you provide guidance and mentorship to your direct report, fostering precision, accountability, and continuous process improvement. With a blend of technical expertise, business acumen, and a commitment to ethical standards, you ensure the organization stays ahead of compliance risks and responds effectively and efficiently.

The Senior Corporate Compliance Director, Risk Management reports to the Chief Compliance Officer and is responsible for leading the Department's risk management activities. The Senior Corporate Compliance Director will develop the auditing and monitoring strategy for the Department, and will lead the execution of the annual auditing and monitoring plans. In addition, they will oversee and administer the investigations process, as well as all corrective action stemming from auditing, monitoring and investigations in conjunction with the Compliance Business Partners, as appropriate. The Senior Corporate Compliance Director will lead also the annual RAMP (Risk Assessment and Mitigation Process) for United Therapeutics, and will manage at least one direct report.

Minimum Requirements

+ 15+ years of experience in pharmaceutical/biotechnology corporate compliance roles, with progressive experience within compliance monitoring, auditing, and investigations with a Bachelor's Degree or

+ 13+ years of experience in pharmaceutical/biotechnology corporate compliance roles, with progressive experience within compliance monitoring, auditing, and investigations with a Master's Degree

+ 8+ years of experience in managing direct reports

+ Ability to build professional relationships with internal customers and partners

+ Skilled at detecting and presenting trends/patterns related to auditing, monitoring and investigation findings; Capacity to do this in a detailed and high level manner, dependent upon audience

+ Demonstrated knowledge of regulatory/compliance requirements including the Anti-Kickback Statute, False Claims Act, FCPA, Sunshine Act, HIPAA and other regulations

+ Ability to act with a sense of urgency, with high motivation and ability to take initiative, follow through and complete projects in a professional and expeditious manner

+ Strong collaborative, interpersonal and oral communication skills

+ Ability to handle confidential matters with discretion and solid judgement

+ Ability to produce high quality work with minimal oversight from manager

+ Strong analytical and problem-solving skills, as well as attention to detail

+ Excellent written communication skills, including robust and advanced documentation practices

+ Ability to travel up to 30%

Preferred Qualifications

+ Master’s Degree in a related field

+ Proficiency with Smartsheet and Power BI

Job Location

United Therapeutics has the flexibility to hire this role remotely within the United States.

At United Therapeutics, our mission and vision are one. We use our enthusiasm, creativity, and persistence to innovate for the unmet medical needs of our patients and to benefit our other stakeholders. We are bold and unconventional. We have fun, we do good.

The salary for this position ranges from $202,000 to $290,000 per year. In addition, this role is eligible for the Company’s short-term and long-term incentive programs.

The salary range is the range United Therapeutics Corporation in good faith believes is the range of possible compensation for this role at the time of this posting depending on the candidate’s experience, qualifications, geographic location, and other factors permitted by law. The Company may ultimately pay more or less than the posted range. This range may be modified in the future. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company’s sole discretion, consistent with the law.

Eligible employees may participate in the Company’s comprehensive benefits suite of programs, including medical / dental / vision / prescription coverage, employee wellness resources, savings plans (401k and ESPP), paid time off & paid parental leave benefits, disability benefits, and more. For additional information on Company benefits, please visit https://www.unither.com/careers/benefits-and-amenities

United Therapeutics Corporation is an Equal Opportunity Employer, including veterans and individuals with disabilities.

_We strive to be an organization that engages the minds, hearts, and most spirited efforts of each of our employees. Our sense of purpose transforms what we do from work into mission, occupation into vocation and achievement into success._

_We challenge our employees with innovative and revolutionary projects, offer an environment which fosters high-level job performance and provide a highly competitive total rewards package. This is what makes United Therapeutics a stimulating place to work._

Join our mission to create a completely new, 100% digital bank that uses consumer feedback to truly meet customers’ best interests. Jenius Bank, a division of SMBC MANUBANK, and a member of SMBC Group, is being built by a close-knit and fun-loving team of financial services professionals and technology experts who came together for the challenge of building a full-service digital bank from scratch. We’re committed to doing it the right way for the customer and are growing rapidly. To learn more about our relationship to our parent company, visit our website.

The anticipated salary range for this role is between $85,000.00 and $131,000.00. The specific salary offered to an applicant will be based on their individual qualification, experiences, and analysis of current compensation paid in their geography and the market for similar roles at time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC MANUBANK offers a competitive portfolio of benefits to its employees.

.

Jenius Bank is strategically scaling up a portfolio of products and building extraordinary experiences. In 2023, we launched our first two products reaching $1 billion in deposits and over $700 million in loans, all before Jenius Bank’s first anniversary. We don’t plan to slow down, with ambitious growth plans and the capital necessary to execute a multi-year strategic plan. We have a start-up mindset paired with SMBC Group’s 400 years of history. SMBC Group has more than 150 offices and 86,000 employees worldwide in nearly 40 countries and is committed to creating new business to better serve customers in the rapidly evolving digital environment. Join us on the journey that has caught the attention of the Banking Dive, and more to reinvent banking where smarter banking translates to a richer life.

**SUMMARY:**

Imagine being part of the new Jenius Bank : SMBC Manubank Digital Business Unit (DBU). We have a great opportunity for an innovative and effective Business Control Officer (Associate) to join its Business Control Office (BCO) team. In this role you will help to build and drive the BCO programs and governance structure for a proactive management of risk to support new ventures, whilst leveraging modern technology capabilities. This role will support Retail products’ (Unsecured loans & Deposits) processes and could be based in Charlotte, NC, Phoenix, AZ or potentially remote, and you will report into the ED, Business Control Officer.

**PRINCIPAL DUTIES AND RESPONSIBILITIES:**

+ Leads and provides expert guidance on assessment of processes and controls across the end-to-end transaction lifecycle, proactively assessing threats, vulnerabilities, and possibility of future incidents

+ Performs process re-engineering to improve efficiency and strengthen controls within the Jenius Bank

+ Performs risk management framework and related risk assessments of Jenius Bank’s processes

+ Support 1st LoD via performance of issue management & root cause analysis

+ Assess business-unit level key metrics to ensure operational effectiveness, establish and manage Jenius Bank level metrics

+ Provides education for Jenius Bank staff to ensure awareness of and adherence to policies, standards, and procedures, disseminating best-practice guidance

+ Oversee 1st LoD activities and assist specialized domain SMEs (e.g., IT Risk, Data Governance) in the implementation of their programs within Jenius Bank

+ Supports the Jenius Bank management team (incl. new product development) through identification of risk & control considerations, as well as definition & operationalization of risk mitigants

+ Ensure that risk management considerations are embedded in Jenius Bank processes and strategy

**POSITION SPECIFICATIONS:**

+ Bachelor’s degree required or equivalent experience, MBA/MA/MS in a relevant discipline a plus.

+ 3-6 years of specialized experience in Financial Services

+ 3-6 years of experience in a similar role in Consumer Banking in Enterprise/ Operational Risk or Business Control experience

+ 1st and 2nd LOD and Consumer Lending experience desired and Credit Card experience a plus

+ Experience with executing operations risk assessment/testing methodologies evaluating the adequacy and efficiency of internal controls; and identifying issues resulting from internal and or external examinations

+ Must have strong interpersonal skills to interface with all levels of management, as well as good analytical and communication skills.

+ Working knowledge of regulatory requirements for Consumer Lending preferred

+ Strong leadership and communication ability, inclusive of conflict resolution and project management abilities

+ Consumer Lending experience ideally in building new product or start up type environment

**EOE STATEMENT**

SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at [email protected].

**CCPA DISCLOSURE**

Personal Information Collection Notice: This notice contains information under the California Consumer Privacy Act (CCPA) about the categories of personal information (PI) of California residents that SMBC MANUBANK collects and the business or commercial purpose(s) for which the PI may be used. We do not sell PI. More information about our collection and use of PI may be found in our CCPA Privacy Policy at https://www.smbcmanubank.com/privacy/ccpa-disclosure . Persons with disabilities may contact our Customer Contact Center toll-free at (877) 560-9812 to request the information in this Notice in an alternative format.