Business Continuity Planners

**Why USAA?**

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

**The Opportunity**

As a Senior Risk Analyst, you will demonstrate your solid understanding of regulatory requirements to navigate complex challenges and tight timelines effectively. Your experience in Operational Risk within the Life, Health, and Annuity industry will empower you to prioritize bold objectives while encouraging teamwork. Strong written and verbal communication skills will be critical as you build positive relationships with business partners and teammates, inspiring change and driving critical initiatives forward. Your leadership will be key in ensuring a proactive risk management approach.

We offer a flexible work environment that requires an individual to be **in the office 4 days per week.** This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, Chesapeake, VA or Tampa, FL.

Relocation assistance is **not** available for this position.

**What you'll do:**

+ Partners with key customers in the business to identify, assess, aggregate and document risks and controls, including risks associated with new or modified products, services, distribution channels, regulations and third-party operations.

+ Communicates results of risk assessments to governance committees, business process owners and various levels of leadership.

+ Contributes to the implementation of new risk policies, practices, appetites and solutions to ensure multidisciplinary understanding and management of risks according to industry standard process.

+ Improves strategies, tools, and methodologies to measure, monitor, and report risks.

+ Applies data understanding to assess data and produce analytical insights to understand business objectives, drive risk-based business decisions and influence solution strategies.

+ Contributes in cross-functional teams to identify, assess, aggregate and mitigate current and emerging risk events.

+ Provides oversight of risk through documentation review, assessment of performance monitoring, model validation, and use implementation

+ Supports the formulation of scenario analysis and/or stress test plans, including the evaluation of results, and framing of contingency plans in partnership with key business partners.

**What you have:**

+ Bachelor's degree in Risk Management, Business, Finance, or a related field OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree.

+ 4 years of risk management, regulatory or operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area.

+ Or advanced degree/designation in Risk Management, Business, Finance, or other field relevant to risk management and 2 years work of experience in a field relevant to risk management.

+ Knowledge of risk management principles, tools and applicable systems.

+ Risk management experience in a complex institution and/or highly matrixed environment.

+ Experience in conflict resolution management and ability to challenge at all levels of management and influence business outcomes.

+ Ability to work with both internal and external partners in a highly collaborative environment.

+ Critical thinking and knowledge of data analysis tools and techniques and decision-making abilities, to include the ability to make data-driven decisions.

+ Proactively identifies potential concerns and follows-up to resolve issues.

+ Proficient knowledge of Microsoft Office products including Excel and PowerPoint.

**What sets you apart:**

+ Experience in Operational Risk

+ Experience working in Life, Health, and Annuity industry

+ Experience with RCSA/PRCI

+ Ability to lead complex and tight timelines and to handle ambitious priorities

+ Strong written and verbal communication skills with the ability to build positive relationships with business partners and teammates and inspire change.

**Compensation range:** The salary range for this position is: $85,040 - $162,550 **.**

**USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).**

**Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

**Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.

_Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._

_USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._

**If you are an existing USAA employee, please use the internal career site in OneSource to apply.**

**Please do not type your first and last name in all caps.**

**_Find your purpose. Join our mission._**

USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

California applicants, please review our HR CCPA - Notice at Collection (https://statmcstg.usaa.com/mcontent/static\_assets/Media/enterprise\_hr\_cpra\_notice\_at\_collection.pdf) here.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

About Carvana

At Carvana, we sell cars, but we are not salespeople. We have made it our mission to create a hassle-free way for people to buy and sell cars. We saw a huge problem with how much of a headache it is to buy a car the traditional way, so we committed ourselves to put customer satisfaction at the core of our business, we have built a no-pressure, no-haggle online car buying experience that saves our customers time and money. Customers can search through thousands of vehicles online, see full 360-degree views of both the interior and exterior of the vehicles before deciding to go through the purchasing process. Our Customer Advocates will then either deliver the purchased vehicle to our customer’s driveway using one of our kick-ass one car haulers, or they will meet our customers at one of our amazing coin-operated Vending Machines.

For more information on Carvana and our mission, sneak a peek at our company introduction video.

About the team and position

Carvana’s Market Operation department is known for its team-oriented, fast-paced environment. We hire bright people who are willing to roll up their sleeves, step in wherever needed, mentor and develop team members, and assume additional responsibilities as needed while juggling multiple projects. Don’t forget to bring your personality! We thrive from each unique perspective. Our strength is in our diversity of opinions.

Job Description

The Team Lead, in our Market Operations group, is responsible for running the local Carvana hub and everything that comes with it, including (but not limited to); market launch, operations, logistics, consumer branding, team engagement and effectiveness and, of course, the market’s ongoing success. We are looking for someone who is a big picture thinker with the ability to manage the employee and customer experience. A Team Lead not only crushes daily operations, but they have the savvy to assess business trends and proactively create solutions to potential roadblocks. We need a strong people leader, as a Team Lead works closely with a team of extremely talented Customer Advocates and is responsible for providing vision and development opportunities.

What you’ll be Doing

Be a continuous positive force within the market and create strong morale and spirit throughout the team.
Help interview, select, onboard and train a team of Customer Advocates and provide the tools, resources and guidance they need to be successful. Employee development is an essential part of this role.
Actively develop a team of Customer Advocates by providing feedback, conducting performance check-ins, and setting goals to improve performance and skill set.
Recognize and reinforce individual and team accomplishments by using existing organizational tools and programs as well as by finding new, creative and effective methods of recognition.
Generate and monitor regular reports like a boss and presenting to upper management… also like a boss.
Be the go to expert for your team. You’re always ready to jump in alongside an Advocate to wash cars or jump into our kick-ass single-car hauler and deliver cars to our customers while providing a stellar customer experience.
Drive production in a fast-paced customer service environment and keep every detail of your market operating like a well oiled machine
Actively look for ways to improve the overall customer and Advocate team experience.
Address and effectively manage complex and sensitive customer-facing issues.

What you should have

5+ years work experience in a customer facing team environment
3+ years of management experience
Proven history of developing and coaching employees
Prior experience with strategic planning, process improvement, and guiding teams to exceed goals
Excellent interpersonal and leadership skills
Ability to diagnose and solve problems with varying complexity while maintaining focus on the customer experience
Willingness to work on weekends
Enthusiasm and energy to contribute to and thrive in a rapidly growing start-up atmosphere where roles continually adapt as the company evolves

It would be great if you also had

Bachelor’s Degree
Experience with Salesforce or Tableau
An analytical mind
Experience handling logistics
What we’ll offer in return

Full-Time Salary Position
Medical, Dental, and Vision benefits
401K with company match
A multitude of perks including student loan payments, discounts on vehicles, benefits for your pets, and much more
A great wellness program to keep you healthy and happy both physically and mentally
Access to opportunities to expand your skillset and share your knowledge with others across the organization
A company culture of promotions from within, with a start-up atmosphere allowing for varied and rapid career development
A seat in one of the fastest-growing companies in the country

Other requirements

To be able to do your job at Carvana, there are some basic requirements we want to share with you.

Must be able to read, write, speak, and understand English.
The ability to walk/stand and sustain physical activity for extended periods of time (8+ hours).
Requires high and low levels of movement with the ability to reach with arms, twist, kneel, crouch, climb, balance, and squat.
Requires the grasping, carrying, lifting, pushing, and pulling of items up to 50lbs.
Frequent driving requires excellent visual activity and manual dexterity.
Requires to work in outdoor weather conditions.
Must be able to stay in stationary potions for extended periods of time (when driving) up to 3 hours at a time.
Frequently communicates with customers and must be able to exchange accurate information.
Of course, we’ll make any reasonable accommodations for those with disabilities to perform the essential functions of their jobs.

Legal stuff

Hiring is contingent on passing a complete background check. This role is not eligible for visa sponsorship.

Carvana is an equal employment opportunity employer. All applicants receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, marital status, national origin, age, mental or physical disability, protected veteran status, or genetic information, or any other basis protected by applicable law. Carvana also prohibits harassment of applicants or employees based on any of these protected categories.

Please note this job description is not designed to contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

Description

As Principal Risk Manager, Global Risk Management & Resilience, within World Wide Operations Security you'll spearhead our organization's global security risk strategy, driving transformative change across multiple business units. You'll leverage deep technical expertise and business acumen to architect innovative risk management frameworks, influencing senior leader decisions and shaping industry standards. Leading a team, you'll oversee translating complex security challenges into business opportunities. Your role will be pivotal in safeguarding operations and assets, while fostering a culture of security awareness. You'll partner with executives to align security initiatives with business objectives, and develop risk quantification methodologies. Your strategic vision will not only strengthen WWOS’s resilience but also position WWOS as a key business enabler, driving growth and maintaining stakeholder trust in an increasingly complex threat landscape.

Key job responsibilities

Key Job Responsibilities

Strategic Leadership

• Architect enterprise-wide security risk strategy

• Drive security transformation initiatives

• Influence C-level decision-making

• Lead $20M+ security investment portfolio

• Define long-term security vision and roadmap

Risk Management Excellence

• Design innovative risk assessment frameworks

• Oversee complex security programs

• Establish governance structures

• Direct risk quantification methodologies

• Lead incident response strategies

Organizational Impact

• Build and develop high-performing teams

• Drive cross-functional security initiatives

• Shape security culture transformation

• Lead change management programs

• Mentor security leaders

Business Partnership

• Translate security risks to business impact

• Guide executive security investments

• Influence industry standards

• Direct regulatory compliance programs

• Build strategic partnerships

A day in the life

You review security metrics and program performance data across global operations. You'll connect with geographically dispersed team members to align priorities across time zones and regions. You'll meet with leadership to prioritize and remove barriers to execution. You'll collaborate with WWOS and Amazon Operations teams to evaluate and implement risk methodologies and solutions, while ensuring alignment with broader business objectives.

You'll analyze emerging threats and opportunities, make data-driven decisions in driving continuous improvement. You will also represent Amazon's thought leadership at industry events or engage with senior regulatory officials to advance innovative approaches to security risk and resilience.

Amazon offers a full range of benefits that support you and eligible family members, including domestic partners and their children. Benefits can vary by location, the number of regularly scheduled hours you work, length of employment, and job status such as seasonal or temporary employment. The benefits that generally apply to regular, full-time employees include:

1. Medical, Dental, and Vision Coverage

2. Maternity and Parental Leave Options

3. Paid Time Off (PTO)

4. 401(k) Plan

If you are not sure that every qualification listed describes you exactly, we'd still love to hear from you! At Amazon, we value people with unique backgrounds, experiences, and skillsets. If you’re passionate about this role and want to make an impact on a global scale, please apply!

About the team

We partner with stakeholders to secure Amazon's supply chain and integrate security into business decisions. Our approach includes preventing security risks, managing active incidents, and investigating security events to prevent recurrence. The Risk and Resilience team (GSRR) maintains frameworks protecting associates and business continuity through risk oversight, preparedness, contingency planning, and incident response. Working with global business leaders, the Risk Management and Resilience team (GRMR) provides strategic and operational support. Global and regional R&R teams monitor threats, assess risks, and drive preparedness to enable business adaptation and recovery during incidents and crises.

Basic Qualifications

• Bachelor’s degree in Security, Safety, Business Continuity, Business Administration, or related field

• Experience in security risk management safety, with at least 5 years in leadership roles

• Experience in regulatory compliance programs

• Experience managing teams, including direct management of professional subject matter experts

• Experience with international supply chain and logistics operations across multiple regions globally

• Demonstrated success in developing and implementing quality assurance programs

• Experience with security performance metrics and analytics

• Proven track record implementing and managing risk and business continuity programs at scale

• Demonstrated experience in leading organizational change and driving cultural transformation

• Experience managing geographically dispersed teams across global operations

• Excellent verbal and written communication skills, including executive-level presentation experience

• Ability to travel up to 50% of the time

Preferred Qualifications

• Master's degree in Security, Safety, Business Continuity, Business Administration, or related field

• Track record of successful engagement with regulators at the senior level

• Strong stakeholder management skills, particularly in matrix organizations

• Demonstrated success in developing and executing long-term (5+ year) strategic plans

• Experience establishing security organizations as strategic business partners

Amazon is an equal opportunity employer and does not discriminate on the basis of protected veteran status, disability, or other legally protected status.

Our inclusive culture empowers Amazonians to deliver the best results for our customers. If you have a disability and need a workplace accommodation or adjustment during the application and hiring process, including support for the interview or onboarding process, please visit https://amazon.jobs/content/en/how-we-hire/accommodations for more information. If the country/region you’re applying in isn’t listed, please contact your Recruiting Partner.

**Description**

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.

The Operational Risk Management (ORM) team facilitates and monitors the implementation of effective operational risk management programs throughout the organization, and oversees risk ownership throughout business units, products, and processes. The objective of the ORM Issues & Events team is to define and maintain the issues and events frameworks and programs across the enterprise.

ORM is looking for a Senior Manager of operational loss events (OREs) to be a key part of a diverse team of high-performing professionals focused on ensuring effective operational risk management is embedded in the day-to-day operations of our organization. It will involve extensive collaboration with multiple partners across numerous business units, functional areas, and geographies.

**The Senior Manager, Losses / Risk Events will:**

+ Lead and represent Program in end-to-end delivery of enhancements to systems supporting Operational Risk Events (ORE) capture and reporting (e.g., Archer, ServiceNow), with accountability for architectural decisions, data design, and user experience.

+ Drive enterprise alignment across Product, Business Transformation, Risk, Technology, and 1LoD partners to deliver scalable, sustainable solutions that meet regulatory and business needs.

+ Act as the senior subject matter expert on system requirements related to the ORE framework, ensuring full alignment with enterprise risk taxonomy, regulatory expectations (e.g., Basel), and data governance standards.

+ Translate complex policy and methodology requirements into system logic, workflows, and reporting capabilities. Lead testing, validation, and change management across releases from the Program perspective.

+ Lead and oversee data migration from legacy platforms, ensuring full data integrity, mapping of critical attributes, and historical traceability across risk data assets.

+ Provide input into delivery roadmap, milestones, risk mitigation, and stakeholder communications for the ORE technology program. Help prepare materials for executive steering committees and regulatory interactions.

+ Champion automation initiatives and data quality enhancements to ensure reliable, high-integrity data that enables actionable risk insights.

+ Lead system demonstrations and UAT efforts for various stakeholder groups. Influence upstream design and downstream reporting decisions through expert guidance.

**Minimum Qualifications**

+ Experience in operational risk management (e.g., within Risk and/or Internal Audit function) and critical operational risk management lifecycle activities.

+ Experience in application system development and process design.

+ Experience in operational loss event capture, classification, reporting and root cause analysis; external loss analysis; regulatory reporting; scenario analysis and stress testing.

+ 5 years of experience of working within regulatory frameworks for systemically important banks (e.g., Basel II, Basel III, stress testing and capital adequacy requirements).

+ Strong analytical and problem-solving skills, with an ability to analyze data, identify trends and evaluate risk scenarios effectively.

+ Excellent project management skills.

+ Excellent communication and interpersonal skills, with an ability to interact with all colleague levels, including the ability to educate stakeholders in the business on event management.

+ Strong understanding of the importance of high-quality processes, continuous improvement and best practices.

ORMCM

**Qualifications**

Annual Range: $80,000.00 to $165,000.00 annually bonus benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

+ Competitive base salaries

+ Bonus incentives

+ 6% Company Match on retirement savings plan

+ Free financial coaching and financial well-being support

+ Comprehensive medical, dental, vision, life insurance, and disability benefits

+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

+ Free and confidential counseling support through our Healthy Minds program

+ Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers - Click to view the “ Know Your Rights ” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

**Job:** Risk

**Primary Location:** US-New York-New York

**Other Locations:** US-Arizona-Phoenix, US-Florida-Sunrise

**Schedule** Full-time

**Tags** ORMCM

**Req ID:** 25013330

Sumitomo Pharma Co., Ltd. is a global pharmaceutical company based in Japan with key operations in the U.S. (Sumitomo Pharma America, Inc.), Canada (Sumitomo Pharma Canada, Inc.) and Europe (Sumitomo Pharma Switzerland GmbH) focused on addressing patient needs in oncology, urology, women's health, rare diseases, psychiatry & neurology, and cell & gene therapies. With several marketed products in the U.S., Canada, and Europe, and a diverse pipeline of early- to late-stage assets, we aim to accelerate discovery, research, and development to bring novel therapies to patients sooner. For more information on SMPA, visit our website https://www.us.sumitomo-pharma.com (https://c212.net/c/link/?t=0&l=en&o=4190475-1&h=3440496098&u=https%3A%2F%2Fwww.us.sumitomo-pharma.com%2F&a=https%3A%2F%2Fwww.us.sumitomo-pharma.com+) or follow us on LinkedIn (https://c212.net/c/link/?t=0&l=en&o=4190475-1&h=2504638834&u=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fsumitomo-pharma-america%2F&a=LinkedIn) .

**Job Overview**

We are currently seeking a dynamic, highly motivated, and experienced individual for the position of **Associate Medical Director.** The Associate Medical Director will provide hands-on PVRM support for SMPA investigational and commercial products. The incumbent will provide medical safety support for safety signal management throughout product lifecycle including signal detection, signal validation, signal escalation, development of risk mitigation strategies and authoring of signal evaluation reports according to established safety governance policies and keeping senior leadership informed of safety issues.

**Job Duties and Responsibilities**

+ Continuous monitoring and ongoing risk/benefit assessment for assigned investigational and marketed products.

+ Conduct safety surveillance over product life cycle, reviewing clinical trial and post–marketing Individual Case Safety Reports (ICSRs), including Adverse Event Reports (AEs), Serious Adverse Event Reports (SAEs), and Product Complaints (PCs)

+ Contributes to medical safety of clinical trials, including monitoring of clinical trial safety and laboratory data.

+ Generates safety queries, evaluates safety data and contributes/authors safety statements as a medical safety subject matter expert (SME) on behalf of PVRM for: Study Protocols, Informed Consent Forms (ICF), Safety Management Plans (SMP), Clinical Study Reports (CSR), Investigator’s Brochures (IB), Investigator communications (Dear Health Care Provider letters - DHCP), Aggregate Reports (PADER, PSUR, PBRER, DSUR, IND/NDA Annual Reports), Company Core Data Sheets (CCDS), Locally approved labels such as, United States Prescribing Information (USPI), European Summary of Product Characteristics (SmPC), and Canadian Product Monograph (PM)

+ Ensures timely and quality review and assessment of ICSRs, including seriousness, expectedness, safety narratives, adverse event coding, concomitant medication coding, and causality statements.

+ Contributes to Risk Management Plans (RMPs)/Risk Evaluation and Mitigation Strategy (REMS)

+ Contributes to PVRM and cross-functional drug development teams and manages Safety Charters

+ Handles Health Hazard Evaluations and Ad-Hoc Regulatory safety inquiries.

+ Represents PVRM on post-marketing product specific and/or clinical study team meetings and governance committees.

+ Performs aggregate review of post-marketing safety data in support of safety signal validation, trend detection, risk benefit management, and development of risk mitigation strategies.

+ Ensure timely submission of periodic aggregate ADR reporting for clinical trials and post-marketing experience as required by local and global regulations.

+ Participates/contributes to other activities such as literature evaluation, investigator site training, continuing education for internal staff, inspection/audit readiness, audits, and inspections.

+ Prepares and presents safety information (i.e. safety graphs, tables, and reports) to project teams and senior management, pertaining to the safety profile of therapeutically assigned compounds/products

+ Reviews and updates PVRM Standard Operating Procedures and process enhancements as needed.

+ Manages PVRM external vendor’s Medical PV operations group.

+ Supports PVRM or cross-functional ad-hoc projects or assignments that require safety input, ensures compliance with regulations/internal SOPs, and fosters a culture of “Safety First” in line with -SMPA’s values and related behaviors.

**Key Core Competencies**

+ Knowledge of ICH, US & EU regulations, and requirements for Pharmacovigilance.

+ Excellent interpersonal skills, with demonstrated ability to work in a multi-disciplinary setting, foster/nurture teamwork, and act as a facilitator to drive fulfillment of strategic goals.

+ Willingness to be very “hands-on” in a fast-paced work environment, and ability to reprioritize as needed.

+ Strong communication skills with excellent written and spoken English.

**Education and Experience**

+ **Medical Degree (MD) with 3-5 years of drug safety experience in a pharmaceutical company**

+ Experience in oncology is highly desired

+ **Advanced understanding of pharmacovigilance and risk management regulations and guidelines, including pre- and post–marketing US FDA and/or EU ICH safety requirements**

+ Expertise in medical review of medical review of Individual case safety reports and aggregate safety reports

+ Knowledge of drug development in the pharmaceutical industry, including clinical research and global regulatory requirements

+ Experience managing safety data, expedited individual and aggregate periodic safety reporting, signal generation, safety evaluation and risk management and mitigation strategies.

The base salary range for this role is $180,400 to $225,500. Base salary is part of our total rewards package which also includes the opportunity for merit-based salary increases, short incentive plan participation, eligibility for our 401(k) plan, medical, dental, vision, life and disability insurances and leaves provided in line with your work state. Our robust time-off policy includes flexible paid time off, 11 paid holidays plus additional time off for a shut-down period during the last week of December, 80 hours of paid sick time upon hire and each year thereafter. Total compensation, including base salary to be offered, will depend on elements unique to each candidate, including candidate experience, skills, education and other factors permitted by law.

Disclaimer: The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

**Confidential Data** : All information (written, verbal, electronic, etc.) that an employee encounters is considered confidential.

**Compliance** : Achieve and maintain Compliance with all applicable regulatory, legal and operational rules and procedures, by ensuring that all plans and activities for and on behalf of Sumitomo Pharma America (SMPA) and affiliates are carried out with the "best" industry practices and the highest ethical standards.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

**Mental/Physical Requirements** : Fast paced environment handling multiple demands. Must be able to exercise appropriate judgment as necessary. Requires a high level of initiative and independence. Excellent written and oral communication skills required. Requires ability to use a personal computer for extended periods of time.

**Sumitomo Pharma America (SMPA)** **is an Equal Employment Opportunity (EEO) employer**

Qualified applicants will receive consideration for employment without regard to race; color; creed; religion; national origin; age; ancestry; nationality; marital, domestic partnership or civil union status; sex, gender; affectional or sexual orientation; disability; veteran or military status or liability for military status; domestic violence victim status; atypical cellular or blood trait; genetic information (including the refusal to submit to genetic testing) or any other characteristic protected by law.

Sumitomo Pharma Co., Ltd. is a global pharmaceutical company based in Japan with key operations in the U.S. (Sumitomo Pharma America, Inc.), Canada (Sumitomo Pharma Canada, Inc.) and Europe (Sumitomo Pharma Switzerland GmbH) focused on addressing patient needs in oncology, urology, women's health, rare diseases, psychiatry & neurology, and cell & gene therapies. With several marketed products in the U.S., Canada, and Europe, a diverse pipeline of early- to late-stage assets, and in-house advanced technology capabilities, we aim to accelerate discovery, research, and development to bring novel therapies to patients sooner. For more information on SMPA, visit our website https://www.us.sumitomo-pharma.com (https://c212.net/c/link/?t=0&l=en&o=4190475-1&h=3440496098&u=https%3A%2F%2Fwww.us.sumitomo-pharma.com%2F&a=https%3A%2F%2Fwww.us.sumitomo-pharma.com+) or follow us on LinkedIn (https://c212.net/c/link/?t=0&l=en&o=4190475-1&h=2504638834&u=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fsumitomo-pharma-america%2F&a=LinkedIn) .

At Sumitomo Pharma America, our work is guided by the Sumitomo Pharma mission, vision and values, which tie closely to our company’s cultural pillars.

**Our** **Mission**

_To broadly contribute to society through value creation based on innovative research and development activities for the betterment of healthcare and fuller lives of people_ _worldwide_

**Our** **Vision**

_For Longer and Healthier Lives, we unlock the future with cutting edge technology and_ _ideas_

**Do you want your voice heard and your actions to count?**

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

The Associate/Assistant Vice President of Risk Management holds accountability for governance activities within the First Line of Defense (FLoD) for the Bank’s Risk and Control Self-Assessment (RCSA) and Issue Management programs. This role will be responsible for reliable, accurate and timely reporting to communicate to business unit risk managers and senior management.

The incumbent will operate within the Business Unit Risk and Controls (BURCO) Risk Governance team and collaborate with internal stakeholders from the Second and Third Lines of Defense, in addition to other business partners, to ensure adherence to the requirements of the risk programs. Detailed reporting and tracking of results are also integral components of this position.

This role requires a thorough understanding of the Bank’s policies and practices, focusing on executing and implementing comprehensive first line risk management programs. The successful candidate should have strong analytical skills, attention to detail, and the ability to communicate complex ideas effectively.

**Responsibilities**

+ Provide ongoing assessment of the risk profile through regular monitoring and status reporting of risk issues and initiatives

+ Contribute to and support the implementation of remediation plans as directed

+ Contribute to risk analysis and risk mitigation recommendations

+ Liaise with risk assessment team and other stakeholders to ensure program alignment with broader risk assessment activities

+ Develop and distribute status reporting and communication related to risk activities

+ Provide project management support in tracking and coordinating the execution of policy and standards control activities

+ Monthly and quarterly reporting of operational risk metrics, extracting data from OpenPages and other manual files, conduct a detailed review/analysis to determine data trends and develop executive reports for business unit management and senior management.

+ Correspond with various data providers to complete a detailed review of the metrics to ensure accuracy and completeness. Correspond with various business groups to obtain qualitative updates for inclusion within the reports and to reconcile data reported.

+ Prepare reports for issues management and risk reporting at various frequencies for executive review

+ Correspond with various business groups to obtain qualitative updates for inclusion within the reports and to reconcile data reported.

+ Work collaboratively with risk and control team to execute against risk governance procedures

+ Coordinate required meetings, reviews, and scheduling needs

**Qualifications**

+ Understanding of financial institution businesses, processes, products, and risk

+ Understanding of processes necessary to produce accurate periodic reporting (e.g., data reconciliations, data governance, review, and approval, etc.)

+ Strong understanding of data quality, data quality monitoring, and data maturity models

+ Experience working in a dynamic environment to execute an evolving second line of defense risk management program, including the identification, communication, reporting, escalation, and validation of RCSA results and remediation efforts.

+ Exceptional verbal and written communication skills with strong influential skills, capable of engaging stakeholders at all levels and driving positive changes.

+ Excellent written, verbal, organizational, and presentation skills, coupled with proficiency in MS Office Software Suite (Word, Excel, PPT, Access, and Visio).

+ Experience using Microsoft collaboration and project management tools such as SharePoint, Teams, and Project

+ Experience with process documentation, risk and control assessments, and designing/executing risk reporting, preferred

+ Ability to identify signs of changing risk levels

+ Experience with problem solving in a team environment by thinking outside of the box, providing innovative solutions, with and without technology•

Salary The typical base pay range for this role is between $86K - $111K depending on job related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary (http://careers.mufgamericas.com/sites/default/files/document/2023-10/mb-live-well-work-well.pdf)

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

**Our Culture Principles**

+ Client Centric

+ People Focused

+ Listen Up. Speak Up.

+ Innovate & Simplify

+ Own & Execute

**Do you want your voice heard and your actions to count?**

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

**Job Summary:**

This position will report to the FLoD Director Third-Party Management and will be principally engaged in execution of the Third-Party Risk (TPRM) Management oversight of the highest risk-rated third parties in MUFG Americas. Third-Party Risk Management spans the Americas, and this team is key to the success of the program.

**Major Responsibilities:**

+ Ensures that all Third-Party Risk Management (TPRM) Policies & Procedures are adhered to in the execution of the program throughout the full TPRM Lifecycle.

+ Compliance with applicable rules and guidance impacting the TPRM program including OCC, FBR, FDIC, SEC, FFIEC, FINRA; in addition to other U.S. regulators (e.g., NY Department of Financial Services), and foreign-based regulators (e.g., Japan’s Financial Services Agency, Canada’s Superintendent of Financial Institutions, and those in Latin American).

+ Interface with second line of defense (SLOD) review and challenge and Internal Audit.

+ Primary TPRM support partner for Subject Matter Experts (SMEs), Business Unit Risk Managers (BURMs), and BU Management.

+ Support Strategic Planning execution for First Line of Defense (FLOD) TPRM.

+ Responsible for addressing, documenting and escalating Trigger Events for their assigned Engagements.

+ Support preparation of TPRM portfolio and third-party performance for Risk and Management Committees.

+ Provides input into the TPRM Policy and System enhancements.

+ Execute activities to support TPRM metrics & reporting; providing insight into third party activity and performance for business unit executives and management committees.

+ Provide oversight for outsourced TPM activities – ensuring compliance with expected performance and contractual terms and SLAs.

+ Responsible for ensuring that the phases of the Third-Party Lifecycle are completed.

+ Consults with the relevant Subject Matter Experts and acts as single point-of-contact for Third Party’s completion of risk-driven questions and/or documentation requests.

+ Responsible for ensuring issues and risks are appropriately remediated or escalation protocols are followed.

+ Responsible for the Termination phase of the TPRM Lifecycle.

+ Consults with the SR throughout the phases of Third-Party Relationship Lifecycle.

+ Responsible for quality of documentation in FLoD and TPRM systems.

+ Responsible for providing support for risk assessments for engagements under the Third-Party Portfolio.

+ Responsible for information sharing about the Third Party to other TPMs and SRs, as necessary.

**Qualifications:**

+ Bachelor’s degree.

+ 7+ years Third Party Management experience.

+ Broad view of the financial services industry; previous working experience within Capital Markets, Asset Management, Broker Dealer, Finance, Treasury and or risk management

+ Strong knowledge of Operational Risk Management Programs and frameworks including (but not limited to): RCSA, Loss data, Products and Services, Scenario Analysis, KRM/KRI and Issue Management).

+ Significant experience managing complex and dynamic Third-Party relationships.

+ Knowledge of regulatory bodies governing financial services and in providing guidance for adherence and monitoring the financial services industry.

+ Strong analytical mindset, able to manage risks both at the micro and macro levels.

+ Ability to identify issues and work them to closure, including remediation and escalation where appropriate.

+ Strong communication skills and ability to create effective level appropriate executive presentations.

+ Discretion and diplomacy when dealing with sensitive issues.

+ Desire and talent for building and maintaining relationships.

+ A commitment to protect the bank from all risk exposure.

+ Experience working across a diverse set of stakeholders with positive results.

+ Preferred advanced experience with MS Office, Archer, Ariba, and Teams.

The typical base pay range for this role is between $114K - $160K depending on job-related knowledge, skills, experience, and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary (https://careers.mufgamericas.com/sites/default/files/document/2023-01/mb-live-well-work-well.pdf)

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

**Our Culture Principles**

+ Client Centric

+ People Focused

+ Listen Up. Speak Up.

+ Innovate & Simplify

+ Own & Execute

**Do you want your voice heard and your actions to count?**

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

**Job Summary:**

This position will report to the Director, Third-Party Management for first line of defense TPRM and will be principally engaged in execution of the Third-Party Risk Management (TPRM) oversight of third parties in MUFG Americas. Third-Party Risk Management spans the Americas, and this is a key role in the success of the program.

**Major Responsibilities:**

+ Ensures that all Third-Party Risk Management (TPRM) Policies & Procedures are adhered to in the execution of the program throughout the full TPRM Lifecycle.

+ Interface with second line of defense (SLOD) review and challenge and Internal Audit.

+ Responsible for addressing, documenting and escalating Trigger Events for their assigned Engagements.

+ Support preparation of TPRM portfolio and third-party performance for Risk and Management Committees, as required.

+ Provides input into the TPRM Policy and System enhancements.

+ Responsible for ensuring that the phases of the Third-Party Lifecycle are completed.

+ Consults with the relevant Subject Matter Experts and acts as single point-of-contact for Third Party’s completion of risk-driven questions and/or documentation requests.

+ Responsible for ensuring issues and risks are appropriately remediated or escalation protocols are followed.

+ Responsible for the proper termination of activities within the TPRM Lifecycle.

+ Consults with the Service Requestors throughout the phases of Third-Party Relationship Lifecycle.

+ Responsible for quality of documentation in FLoD and TPRM systems.

+ Responsible for providing support for risk assessments for engagements under the Third-Party Portfolio.

+ Responsible for information sharing about the Third Party to other TPMs and SRs, as necessary.

+ Awareness of corporate insurance requirements for third parties

+ Compliance with applicable rules and guidance impacting the TPRM program including OCC, FBR, FDIC, SEC, FFIEC, FINRA; in addition to other U.S. regulators (e.g., NY Department of Financial Serivices), and foreign-based regulators (e.g., Japan's Financial Services Agency, Canada's Superintendent of Financial Instiatuions, and those in Latin American).

**Qualifications:**

+ Bachelor’s degree required.

+ 3+ years Third Party Management experience.

+ Basic understanding of the financial services industry.

+ Basic understanding of Operational Risk Management Programs and frameworks

+ Experience managing Third-Party relationships.

+ Knowledge of regulatory bodies governing financial services.

+ Strong analytical mindset, able to manage risks both at the micro and macro levels.

+ Ability to identify issues and work them to closure, including remediation and escalation where appropriate.

+ Strong communication skills and ability to create effective level appropriate executive presentations.

+ Discretion and diplomacy when dealing with sensitive issues.

+ Desire and talent for building and maintaining relationships.

+ A commitment to protect the bank from all risk exposure.

+ Experience working across a diverse set of stakeholders with positive results.

+ Advanced experience with MS Office, Archer, Ariba, and Teams is preferred.

The typical base pay range for this role is between $78K - $111K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary (https://careers.mufgamericas.com/sites/default/files/document/2023-01/mb-live-well-work-well.pdf)

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

**Our Culture Principles**

+ Client Centric

+ People Focused

+ Listen Up. Speak Up.

+ Innovate & Simplify

+ Own & Execute

**Description**

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

**How will you make an impact in this role?**

The Global Operational Risk Oversight organization within Global Risk and Compliance (GRC) is responsible for identifying and managing risk across all processes and geographies at American Express.

The Manager, Internal Fraud will be part of the GRC organization and will report to the Director, Internal Fraud. The incumbent will be responsible for the oversight of Internal Fraud risk. The incumbent will lead a team of risk professionals in New York and/or India and will be responsible for establishing Internal Fraud risk management policy and standards, effectively challenging processes, policies, strategies, frameworks and governance procedures devised by first line teams to manage Internal Fraud risks, and monitoring and reporting independent risk assessment. We are seeking an experienced leader to be a part of this exciting journey.

** Key Responsibilities:**

+ Establish Internal Fraud Risk Management Program, including policy and standards, governance, roles & responsibilities, and requirements.

+ Perform independent oversight and provide effective challenge to first line through reviews / testing and ongoing monitoring of People risk & Internal Fraud processes

+ Educate first line teams across the enterprise about risk management programs and practices

+ Collaborate effectively with all stakeholders and partners to ensure regulatory compliance and manage regulatory relationship and exams for safety & soundness related regulations

+ Build and lead a team to carry out the proposed program and responsibilities

**Minimum Qualifications:**

+ 2 years of leadership experience in risk management, compliance, internal fraud investigation, or a similar role

+ Analytical skills, including a proven ability to translate complex and disparate information into a comprehensive and cohesive conclusion

+ Effectively coach, train and develop a team in all aspects of their role

+ Demonstrated ability to successfully manage multiple priorities

+ Demonstrated ability to apply thought leadership and strategic thinking to deliver initiatives to advance a programs’ maturity and development

+ Ability to identify issues, escalate key findings, and advise on recommended solutions to correct issues and/or mitigate risks

+ Aptitude to communicate findings to colleagues, business partners, and senior leaders

+ Exceptional professional communication skills – clear, logical, and structured

+ Impeccable integrity required for handling confidential information.

+ Rigorous and analytical approach to problem-solving, decision-making, and prioritization

**Preferred Qualifications:**

+ Professional Certification (CFE, CAMS, FIC, etc

+ Second line of defense (2LOD) risk management experience with a focus on internal fraud and/or insider threat

+ Experience with risk assessments, testing, and/or advanced analytical skills

**Qualifications**

Annual Range: $80,000.00 to $165,000.00 annually bonus benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

+ Competitive base salaries

+ Bonus incentives

+ 6% Company Match on retirement savings plan

+ Free financial coaching and financial well-being support

+ Comprehensive medical, dental, vision, life insurance, and disability benefits

+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

+ Free and confidential counseling support through our Healthy Minds program

+ Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers - Click to view the “ Know Your Rights ” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

**Job:** Risk

**Primary Location:** US-Arizona-Phoenix

**Other Locations:** US-Georgia-Atlanta, US-Utah-Sandy, US-New York-New York, US-North Carolina-Amex - for internal use only, US-Florida-Sunrise

**Schedule** Full-time

**Req ID:** 25013358

**Launch your career. Build your future. Make an impact.**

Are you ready to apply your analytical mindset and problem-solving skills in a dynamic, fast-paced environment? Join our Risk Management & Underwriting Leadership Development Program (RULDP Evolve) for a unique opportunity to grow your career while helping shape smart insurance decisions that drive business success.

As an RULDP associate, you’ll evaluate risk, help determine pricing and make decisions that directly influence our bottom line, all while protecting the company’s financial strength and meeting the needs of our clients.

**Responsibilities:**

**What You Can Expect from the RULDP Experience**

From day one, you’ll be supported by mentors, managers, peers, and program leads as you build foundational skills and develop into a future leader. Our 5-year program features:

+ **Technical Training** : Learn the ins and outs of underwriting, risk analysis, product knowledge, negotiation, and more through our intensive underwriting Training curriculum.

+ **Professional Development** : Enhance leadership and communication skills through workshops, mentoring, and hands-on experiences.

+ **Optional Rotational Opportunities** : Participate in two rotations (typically 2.5 years each), giving you exposure to different products, markets, or customer segments.

+ **Career Exploration** : Job shadowing and opportunities to participate in strategic initiatives will give you insight into the full spectrum of Risk Management and Underwriting Roles .

**Qualifications:**

We're seeking curious, driven individuals who are eager to learn, grow, and lead. RULDP Evolve is a great opportunity for recent graduates or those early in their careers who are excited to apply their academic knowledge in a real-world setting.

**What you need to do the job:**

+ Bachelor’s degree is required. The following majors and/or minors are preferred: Risk Management, Insurance, Business, Economics, Finance, Management, Mathematics, or Healthcare.

+ If outside of preferred majors, relevant internship or work experience in analytics, finance, or the insurance space is required.

+ GPA of 3.0 or higher preferred

+ Strong analytical and critical thinking skills

+ A strong foundation in working with math and numbers

+ Excellent verbal and written communication

+ Confident negotiator and problem-solver

+ Customer-focused mindset

This role is designed to support your transition from academia to industry.

**Additional Requirements:**

+ **Start Date:** Monday June 8th 2026

+ **Location** : This is a Hybrid position out of Bloomfield, CT; Philadelphia, PA; Franklin, TN; Chattanooga, TN; Denver, CO or Scottsdale, AZ. A Hybrid position means that you will be expected to work in-person for at least 3 days (Tuesday, Wednesday & a 3rd day of choice) at your assigned office location, with flexibility to work at home for balance of time.

+ **Work Authorization** : This position is open only to individuals who are eligible for employment in the United States and who would not require visa support including H-1B or CPT/OPT/STEM, etc., now or in the future.

+ **Timeline** : Our recruitment process consists of several rounds including a recruiter phone screen and up to 3 rounds of interviews. Our final round interview day will be conducted in-person with the expectation of traveling to one of our offices where applicable. The job application window will close on October 23, 2025, or once all roles are filled.

If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.

For this position, we anticipate offering an hourly rate of 24 - 37 USD / hourly, depending on relevant factors, including experience and geographic location.

This role is also anticipated to be eligible to participate in an annual bonus plan.

We want you to be healthy, balanced, and feel secure. That’s why you’ll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you’ll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k) with company match, company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays. For more details on our employee benefits programs, visit Life at Cigna Group .

**About Cigna Healthcare**

Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.

_Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws._

_If you require reasonable accommodation in completing the online application process, please email:_ _SeeYourself@cigna.com_ _for support. Do not email_ _SeeYourself@cigna.com_ _for an update on your application or to provide your resume as you will not receive a response._

_The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State._

_Qualified applicants with criminal histories will be considered for employment in a manner_ _consistent with all federal, state and local ordinances._