Credit Analysts

**Why USAA?**

Let’s do something that really matters.

At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.

We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!

**The Opportunity**

We are looking for a mid-level Credit Risk Analyst for the Bank. Uses quantitative methods to identify credit risk, develop and deliver credit strategies, and monitor credit performance for consumer credit portfolios to optimize profitable growth within risk appetite. Mitigate operational and compliance risk inherent in credit strategy. Tracks and monitors internal and external factors impacting credit strategy performance for bank portfolio products.

This position can be worked remotely (work from home) within the continental United States, with occasional business travel.

**What you'll do:**

+ Applies industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies.

+ Applies critical thinking skills to synthesize analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers.

+ Assists in delivering Bank credit risk strategies across lines of defense by effectively driving analytical projects through analysis of data and processes and clearly communicating insights/recommendations to key stakeholders and leadership

+ Applies industry knowledge and competitive benchmarking to inform credit strategy development.

+ Uses quantitative analysis based upon internal and external data sources to bring structure and clarity to challenging problems.

+ Develops and presents comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management.

+ Performs complex financial risk sensitivity analysis.

+ Creates requirements to support the management of credit strategy infrastructure and ensures credit strategies are implemented as intended.

+ Applies programming and analytical techniques to analyze credit data.

+ Provides support for junior team members regarding analytics and risk management.

+ Collaborates with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives.

+ Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

**What you have:**

+ Bachelor’s degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline; OR 4+ years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.

+ 4+ years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments such as analyzing and interpreting complex bank credit risk data and credit or financial analysis activities, and/or driving activities that support consumer credit risk strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 2+ years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments.

+ Understanding of banking regulations, risk and/or compliance.

+ Strong presentation and communication skills.

+ Good business acumen and attention to detail and accuracy.

+ Strong research, investigation skills and demonstrated good judgment in problem solving.

+ Strong knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint.

+ Strong knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (E.g., SPSS, Python, R or Visual Basic).

+ Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE.

**What sets you apart:**

+ Experience in Credit Risk Analysis, Quantitative assessment frameworks and Credit decision lifecycle across Secured or Unsecured loans

+ High Proficiency in SAS and SQL

+ US military experience through military service or a military spouse/domestic partner

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

**What we offer:**

**Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $89,990 - $172,000.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

**Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

_Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._

_USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._

**If you are an existing USAA employee, please use the internal career site in OneSource to apply.**

**Please do not type your first and last name in all caps.**

**_Find your purpose. Join our mission._**

USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

California applicants, please review our HR CCPA - Notice at Collection (https://statmcstg.usaa.com/mcontent/static\_assets/Media/enterprise\_hr\_cpra\_notice\_at\_collection.pdf) here.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

**Why USAA?**

Let’s do something that really matters.

At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.

We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!

**The Opportunity**

As a dedicated Bank Credit Risk Analyst, you will use quantitative methods to identify credit risk, develop and deliver credit strategies, and monitor credit performance for consumer credit portfolios to optimize profitable growth within risk appetite. Mitigate operational and compliance risk inherent in credit strategy. Tracks and monitors internal and external factors impacting credit strategy performance for bank portfolio products.

Uses quantitative methods to identify credit risk, develop and deliver credit strategies, and monitor credit performance for consumer credit portfolios to optimize profitable growth within risk appetite. Mitigate operational and compliance risk inherent in credit strategy. Tracks and monitors internal and external factors impacting credit strategy performance for bank portfolio products.

We offer a flexible work environment that requires an individual to be **in the office 4 days per week.** This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC or Tampa, FL. This position can also work remotely in the continental U.S. with occasional business travel. Relocation assistance is **not** available for this position.

**What you'll do:**

+ Applies industry leading practices and analytical skills to identify risks and opportunities within the led portfolio and translates results into strategic solutions with the delivery of credit risk strategies.

+ Applies critical thinking skills to synthesize analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers.

+ Assists in delivering Bank credit risk strategies across lines of defense by optimally driving analytical projects through analysis of data and processes and clearly communicating insights/recommendations to key stpartnersnd leadership

+ Applies industry knowledge and driven benchmarking to inform credit strategy development.

+ Uses quantitative analysis based upon internal and external data sources to bring structure and clarity to challenging problems.

+ Develops and presents comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management.

+ Performs sophisticated financial risk sensitivity analysis.

+ Builds requirements to support the management of credit strategy infrastructure and ensures credit strategies are implemented as intended.

+ Applies programming and analytical techniques to analyze credit data.

+ Provides support for junior team members regarding analytics and risk management.

+ Collaborates with key partners to guide & facilitate teams in the development and implementation of key initiatives.

+ Ensures risks associated with business activities are optimally identified, measured, mosupervisedand controlled in accordance with risk and compliance policies and procedures.

**What you have:**

+ Bachelor’s degree in Business Management, Finance, Economics, Engineering, or in a Mathematical subject area; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.

+ 4 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments such as analyzing and interpreting complex bank credit risk data and credit or financial analysis activities, and/or driving activities that support consumer credit risk strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical subject area and 2 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments.

+ Understanding of banking regulations, risk and/or compliance.

+ Strong presentation and communication skills.

+ Good business acumen and attention to detail and accuracy.

+ Strong research, investigation skills and demonstrated good judgement in problem solving.

+ Solid understanding of Microsoft Office products, particularly Excel, Word, and PowerPoint.

+ Solid understanding of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (E.g., SPSS, Python, R or Visual Basic).

+ Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE.

**What sets you apart:**

+ 2+ years of experience with Python, SAS, or SQL to assemble and analyze data; including aggregation from multiple sources, working with different grains of data, identifying, and resolving anomalies, and using sophisticated joins to prepare data for analysis.

+ 2+ years of experience of credit risk management and analytical projects for consumer lending products, preferably with experience in data driven strategy creation and decision making.

+ Experience with Credit Karma LightBox strategy, or valuation (NPV) model for consumer lending products.

+ Experience working with cross functional partners and key customers to build consensus and drive initiatives.

+ Strong written and verbal communication skills with ability to translate analysis results into clear insights and actions.

+ US military experience through military service or a military spouse/domestic partner.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

**What we offer:**

**Compensation:** USAA has an effective method for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $89,990 - $172,000 **.**

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

**Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

_Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._

_USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._

**If you are an existing USAA employee, please use the internal career site in OneSource to apply.**

**Please do not type your first and last name in all caps.**

**_Find your purpose. Join our mission._**

USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

California applicants, please review our HR CCPA - Notice at Collection (https://statmcstg.usaa.com/mcontent/static\_assets/Media/enterprise\_hr\_cpra\_notice\_at\_collection.pdf) here.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

**About this role:**

Wells Fargo is seeking three credit analysts to join the credit risk team of Wells Fargo Commercial Auto (WFCA) to support senior Portfolio Managers by providing research, analysis, and underwriting on extensions of direct and indirect credit exposure. WFCA provides a comprehensive suite of products and services to serve the diverse financial needs of local and national auto dealers.

Financing solutions provided by Wells Fargo Commercial Auto include floor plan financing and financing for acquisitions, commercial real estate, and working capital. WFCA also provides a wide range of Commercial Banking products and services, including deposit and Treasury Management products and services.

The credit risk team is part of the client-facing front line team responsible for underwriting credit transactions and modifications to existing

loans; monitoring existing relationships for adherence to credit and regulatory policies, regulations, and procedures; negotiating loan terms

and legal documents; and ongoing monitoring of the loan portfolio. General responsibilities in this role include working with senior Portfolio

Managers (PMs), Relationship Managers (RMs), and Independent Risk Management (IRM) as well as other internal and external partners to

originate, monitor, and grow relationships.

WFCA is organized into 4 divisions: 3 regional teams that service regionally-based Middle Market to Mid-Corporate-sized auto dealership

groups, and a national accounts team that services Mid-Corporate to Corporate Banking-sized companies operating in the retail automotive

space. This position is for the West regional team.

**In this role, you will:**

+ Research complex financial, company, and credit information for commercial businesses according to business unit standards.

+ Assist with credit analysis, industry and business risk analysis, financial modeling and projections, and loan documentation review in support of loan structuring decisions and determining creditworthiness for Middle Market to Corporate-sized auto dealership groups.

+ Assist with collateral analysis including review of real estate due diligence and adherence with related internal policies and external regulations.

+ Perform assigned credit risk activities under the guidance of senior Portfolio Managers including underwriting and origination, loan renewals, annual reviews, and portfolio monitoring.

+ Assist with coordinating deal team activity in support of credit approval process.

+ Exercise independent judgement while developing understanding of function, policies, procedures, and compliance requirements.

+ Collaborate and consult with internal and external stakeholders to understand credit needs and represent the bank in developing and maintaining client relationships.

+ Participate in meetings with customer/prospects along with senior Portfolio Manager and/or Relationship Manager to gather and analyze information relating to credit requests.

**Required Qualifications:**

+ 2+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

**Desired Qualifications:**

+ Commercial auto underwriting experience and/or familiarity with auto finance industry.

+ 3+ years of commercial banking experience.

+ Knowledge and understanding of underwriting or evaluating commercial credit

+ Knowledge and understanding of financial analysis, statements and accounting concepts

+ Strong analytical skills with high attention to detail and accuracy

+ Strong verbal, written, and interpersonal communication skills

+ Ability to present to decision makers and customers in a professional and confident manner

+ Intermediate Microsoft Office skills, including using Excel for financial analysis and projection modeling

+ A BS/BA degree or higher

**Job Expectations:**

+ Ability to travel up to 5% of the time

+ This position offers a hybrid work schedule with 4 days in the office at one of the stated locations

@RWF22

**Pay Range**

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

$84,000.00 - $164,400.00

**Benefits**

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees.

+ Health benefits

+ 401(k) Plan

+ Paid time off

+ Disability benefits

+ Life insurance, critical illness insurance, and accident insurance

+ Parental leave

+ Critical caregiving leave

+ Discounts and savings

+ Commuter benefits

+ Tuition reimbursement

+ Scholarships for dependent children

+ Adoption reimbursement

**Posting End Date:**

***** **_Job posting may come down early due to volume of applicants._**

**We Value Diversity**

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

**Applicants with Disabilities**

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .

**Drug and Alcohol Policy**

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.

**Wells Fargo Recruitment and Hiring Requirements:**

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

**Req Number:** R-415037

**Why USAA?**

Let’s do something that really matters.

At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.

We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, or Phoenix, AZ. Relocation assistance is not available for this position.

Leads risk management oversight for a line of business or staff agency in key risk identification, measurement, monitoring, control, and reporting. Drives the understanding and management of risk through appropriate practices and processes.

Takes ownership of assessing and overseeing business exposures including key and emerging risks.

Leads activities that monitor the risk and control environment and provide effective challenge to internal and external partners to ensure that exposures are kept at acceptable levels.

Raises and reports risks to the appropriate governance bodies.

Leads and drives complex initiatives and cross functional teams within the Chief Risk Office, across multiple bank business functions, and potentially across the Enterprise that drive successful problem resolution.

Leverages broad enterprise knowledge and/or expert knowledge of core business discipline(s), products, and processes.

**The Opportunity**

**What you'll do:**

+ Identifies, seeks, and successfully influences key partners across the Bank business executive leadership to support the identification, assessment, aggregation and the overall management of risks and controls.

+ Presents findings and recommendations to various levels of leadership and management committees and successfully communicates with and influences Bank executive leaders to adopt recommendations to improve the risk and control environment for the Bank.

+ Creates and effectively manages strong partnerships with the Bank and other risk and control functions including Business Risk and Control, Compliance and Operational Risk Testing (ECORT) among others to drive successful results and alignment on key risks.

+ Routinely communicates results of oversight activities including monitoring and risk assessments to governance committees’ business process owners and various levels of leadership in the bank and influences decision making.

+ Develops processes and procedures for successful implementation of new risk policies, practices, appetites, and solutions to ensure well-rounded understanding and management of Bank risks according to industry standard methodology.

+ Develops Bank risk tools, and methodologies to measure, monitor, and report risks based on established strategy.

+ Applies expert knowledge and independent critical thinking to use or produce analytical insights for discussion with cross functional teams to understand bank business objectives and influence solution strategies.

+ Leads, assembles, and facilitates cross-functional teams to identify, assess, aggregate, and mitigate current and emerging risk events.

+ Serves as the point of contact for senior risk leadership on projects and special management requests that often impact the enterprise or core operating area.

+ Formulates and reviews stress test plans for bank.

+ Evaluates results, and frames contingency plans in partnership with bank partners.

+ Crafts key communications to be delivered to bank executives and board members.

**What you have:**

+ Bachelor's degree in Risk Management, Business, Finance, or a related field and 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree.

+ 8 years of risk management, regulatory or operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area Or advanced degree/designation in Risk Management, Business, Finance, or other subject area relevant to risk management and 6 years of work experience in a subject area relevant to risk management.

+ Advanced risk management experience in a complex institution and/or highly matrixed environment.

+ Demonstrated experience in conflict resolution management and ability to effectively challenge at all levels of management, which results in influencing business outcomes.

+ Experience leading and directing solution-oriented work with both internal and external partners in a highly collaborative environment.

+ Demonstrated critical thinking and proven knowledge of data analysis tools and techniques. Decision-making abilities, to include proven ability to effectively make data-driven decisions.

+ Proactively identifies potential concerns and follows-up to resolve issues.

+ Advanced knowledge of Microsoft Office products including Excel and PowerPoint.

+ Knowledge of federal regulation 12 CFR Part 30, including Appendices A and D and with federal supervisory guidance, to include:

+ OCC Documents: Large Bank Supervision Handbook; OCC Safety and Soundness Handbooks - Internal Controls, Corporate & Risk Governance, Retail Lending; and key OCC bulletins - Model Risk Governance, Model Risk Management, New Products and Services Risk Management, Third Party Risk Management, Technology Risk Management, Stress Testing, and Operational Risk

+ Federal Reserve Documents: Consolidated Supervision Framework for Large Financial Institutions; Federal Reserve Board Bank Holding Company Supervision Manual

+ FFIEC Manuals and Handbooks to include: Banking, General understanding of federal laws, rules, and regulations, to include: CRA; ECOA; FCRA; MLA; SCRA; Regulation DD; Regulation E; Regulation Z; BSA/AML; and UDAP/UDAAP

+ Laws and Regulations for illustrative purposes. Roles would need an understanding of all federal and state laws and regulatory guidance applicable to the organization and responsibilities of the role.

**What sets you apart:**

+ Experience with Regulatory Exams, Audits, Internal Risk Assessments, and Reviews.

+ Issue management life cycle experience. Exposure to Controls infrastructure including process risk identification, controls mapping, testing and gaps closure.

+ Experience with executive communications and presentations, independently lead stakeholders engagements and meetings

+ US military experience through military service or a military spouse/domestic partner

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

**What we offer:**

**Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $138,230 - $264,200 **.**

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

**Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

_Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._

_USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._

**If you are an existing USAA employee, please use the internal career site in OneSource to apply.**

**Please do not type your first and last name in all caps.**

**_Find your purpose. Join our mission._**

USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

California applicants, please review our HR CCPA - Notice at Collection (https://statmcstg.usaa.com/mcontent/static\_assets/Media/enterprise\_hr\_cpra\_notice\_at\_collection.pdf) here.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

Join a leading PACE Home Improvement Financing company where your skills can shine! We specialize in providing low-cost, upfront funding for energy and water-saving home improvements. As part of our team, you will play a crucial role in helping homeowners make sustainable upgrades to their properties. Dive into a career that not only advances your professional growth, but also contributes to a greener planet. Apply today and be at the forefront of promoting eco-friendly living through innovative financing solutions!

Location: Fully remote with equipment provided - 100% remote in California, Arizona or Texas

Schedule: Must be open to working any shifts between 9am-9pm PST Monday-Sunday (will be scheduled 5 days/week, have a set 40 hour work week, with available overtime)

Job Responsibilities:

+ Reviews loan applications for home improvement projects

+ Gather necessary documents and personal information

+ Maintain a loan pipeline while keep borrowers up to date

+ Resolve customer and vendor inquiries by phone and email

Job Qualifications:

+ Must have 1 year of recent call center experience working in a fast-paced environment

+ Exceptional customer service experience within banking or lending experience

+ Bilingual in Spanish (speak, read, write in Spanish/English)

+ Strong tenure in previous roles (minimum 1+ years in each position)

+ Consumer lending or mortgage experience

 Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:

§ Medical, dental & vision

§ Critical Illness, Accident, and Hospital

§ 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available

§ Life Insurance (Voluntary Life & AD&D for the employee and dependents)

§ Short and long-term disability

§ Health Spending Account (HSA)

§ Transportation benefits

§ Employee Assistance Program

§ Time Off/Leave (PTO, Vacation or Sick Leave)

#prioritywest

About TEKsystems:

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

Job Description:

**Role Summary/Purpose:**

The AVP, Security Risk Analyst will execute the work of the Synchrony (SYF) Application Security - Technology, Risk and Analytics Team. This individual will leverage knowledge of security policies, standards, and industry best practices as the key point of contact for documenting deviations from security standards. The AVP, Security Risk Analyst will contribute towards process improvements including assessment of vulnerability risk, enhancement of metrics, development of documentation, and identifying opportunities for streamlining and automation. This position will also be responsible for executing the strategic direction set by the VP of Application Security - Technology, Risk and Analytics.

We're proud to offer you choice and flexibility. At Synchrony, our way of working allows you to have the option to work from home, near one of our Hubs or come into one of our offices. Occasionally you may be required to commute to our nearest office for in person engagement activities such as business or team meetings, training and culture events.

**Essential Responsibilities:**

The Application Security - Technology, Risk and Analytics Team coordinates across all elements of the IT organization at all levels, including senior executives. This role requires experience in information security, risk management, and vulnerability management. Responsibilities include:

+ Evaluate and process exceptions to information security policies and standards related to vulnerability management

+ Perform analysis to evaluate risk associated with exceptions to standards

+ Assist in presenting exception risk metrics and vulnerabilities identified through the security exception process to technology leadership

+ Provide effective prioritization and tracking of exception request queue

+ Maintain cooperative relationship with infrastructure, application, database, network, and desktop/laptop teams to drive remediation

+ Analyze vulnerability data and assist with the prioritization and remediation of the identified vulnerabilities commensurate to risk and the vulnerability management standard

+ Understand vulnerabilities, their impacts, mitigation techniques, and document and articulate this understanding to various stakeholders

+ Update and develop security standards and templates as required to meet new regulatory/audit/etc. requirements

+ Leverage and enhance existing Application Security frameworks/policies/standards to ensure Synchrony Application Security maintains a minimum of industry best practices commiserate with organization's risk profile while also ensuring compliance with industry standards (e.g., PCI DSS)

+ Coordinate collection of data and documentation in support of examinations/audits

+ Work with existing solution vendors (e.g., Qualys, Fortify, and Sonatype) as necessary; identify potential solutions

+ Perform other duties and/or special projects as assigned. ​

**Qualifications/Requirements:**

+ Bachelor's degree and a minimum 2 years of work experience in IT OR in in lieu of a degree, a High School Diploma/GED and minimum 3 years work experience

+ Minimum of 2 years of experience in risk or vulnerability management

+ Minimum of 2 years of experience in documenting information security risk

**Desired Characteristics:**

+ Industry certifications such as CISSP, CISA, CRISC are a plus

+ Financial services industry experience

+ Deep knowledge of and experience in vulnerability management, risk management, information security

+ Excellent written and oral communication skills, to include ability to present to a non-technical audience

+ Excellent problem-solving skills, to include demonstrated experience in and ability to analyze, understand, and resolve technical and non-technical issues and pursue the most relevant course of action

+ Self-starter with ability to work with minimal guidance/direction

+ Awareness of the latest cybersecurity trends and developments

**Grade/Level: 10**

The salary range for this position is **95,000.00 - 160,000.00** USD Annual and is eligible for an annual bonus based on individual and company performance.

Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.

Salaries are adjusted according to market in CA, NY Metro and Seattle.

**Eligibility Requirements:**

+ You must be 18 years or older

+ You must have a high school diploma or equivalent

+ You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process

+ You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.

+ New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles. Once this new hire time in position requirement is met, the associate will have a minimum 6 months' time in position before they can post for future non-exempt roles. Employees, level 8 or greater, must have at least 18 months' time in position before they can post. All internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don't meet the time in position or performance expectations).

Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

**Our Commitment:**

When you join us, you'll be part of a diverse, inclusive culture where your skills, experience, and voice are not only heard-but valued. We celebrate the differences in all of us and believe that our individual, unique perspectives is what makes Synchrony truly a great place to work. Together, we're building a future where we can all belong, connect and turn ideals into action. Through the power of our 8 Diversity Networks+ (https://www.synchronycareers.com/our-culture/#diversity) , with more than 60% of our workforce engaged, you'll find community to connect with an opportunity to go beyond your passions.

This starts when you choose to apply for a role at Synchrony. We ensure all qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status.

**Reasonable Accommodation Notice:**

+ Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment.

+ If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at 1-866-301-5627. Representatives are available from 8am - 5pm Monday to Friday, Central Standard Time

**Job Family Group:**

Information Technology

**Job ID Number**

R4027

**Employment Type**

Full time

**Worksite Flexibility**

Remote

**Job Summary**

As a HCM Compliance and Risk Analyst Intern, you will work directly with our VP of HCM Solutions and with various departments on our HR team performing a variety of tasks and projects.

**Job Description**

We are looking for a **HCM Compliance and Risk Analyst Intern** **.** This role is a **full-time, internship role and is remote** . The internship dates are June 2, 2025 to August 1, 2025.

**What** **You’ll** **Do**

+ Assist with payroll processing and time entry follow-up

+ Work with compliance, payroll, benefits, and risk management to complete playbooks for various processes within their teams

+ Work within HR systems, including Human Resource Information Systems (HRIS)

+ Prepare materials and presentations for Quarterly Business Reviews (QBRs)

+ Assist with the collection and organization of HR data for reporting

+ Support the HR team with special projects

**What You'll Need**

+ Pursuing a degree in Business, Human Resources, Management, or a related field

+ Current Junior with a 3.5 GPA or higher

+ Comfort level with Microsoft Suite

+ Experience with Excel

**Physical Demands**

+ Ability to safely and successfully perform the essential job functions consistent with the ADA and other federal, state, and local standards

+ Sedentary work that involves sitting or remaining stationary most of the time with occasional need to move around the office to attend meetings, etc.

+ Ability to conduct repetitive tasks on a computer, utilizing a mouse, keyboard, and monitor

\#dnp

\#LI-AL

**Reasonable Accommodation Statement**

If you require a reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employment selection process, please direct your inquiries to [email protected] or (888) 824 – 8111.

**Equal Employment Opportunity Policy Statement**

It is the policy of CAI not to discriminate against any employee or applicant due to race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or being a protected veteran. It is also the policy of CAI to take affirmative action to employ and to advance in employment, all persons regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or being a protected veteran, and to base all employment decisions only on valid job requirements. This policy shall apply to all employment actions, including but not limited to recruitment, hiring, upgrading, promotion, transfer, demotion, layoff, recall, termination, rates of pay or other forms of compensation and selection for training, including apprenticeship, at all levels of employment. Employees and applicants of CAI will not be subject to harassment due to race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or being a protected veteran. Additionally, retaliation, including intimidation, threats, or coercion, because an employee or applicant has objected to discrimination, engaged or may engage in filing a complaint, assisted in a review, investigation, or hearing or have otherwise sought to obtain their legal rights under any Federal, State, or local EEO law is prohibited.

Overview

Are you looking to take your career from good to great? As an employee of PenFed, every day is an opportunity to thrive, and be part of a team working to ensure our organization is providing world class service to our members, employees, and our communities. We exist to help our members realize their full potential, educate and encourage their dreams, and make every effort to follow our mission and help our members “do better.” Joining PenFed is more than being an employee; it’s about being a part of the PenFed family.

PenFed is hiring a (Hybrid) Mortgage Loan Processor at our Phoenix, Arizona location. The primary purpose of this job is to provide detailed guidance and advice in order to fulfill all loan qualification requirements in a compliant manner while ensuring exceptional member service by on going communication to members and business partners. The incumbent is responsible for evaluating and validating all information provided on the residential loan application and communicating to members any additional requirements. This position will serve as the members’ and real estate agents’ primary point of contact throughout the real estate transaction.

Responsibilities

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This is not intended to be an all-inclusive list of job duties and the position will perform other duties as assigned.

+ Review all loans and registrations for completeness and accuracy. Serve as both originator and processor on loans. Responsible for generating communicating and obtaining the Account Condition Letter (ACL) per Regulation B requirements.

+ Act as members’ main point of contact throughout the entire mortgage process, ensuring excellent levels of member service by providing guidance/advice/counsel on process, product and pricing in a detailed and comprehensive manner.

+ Determine initial potential for qualification by evaluating credit history, income levels and assets/liabilities; calculate debt- to-income and loan-to-value ratios.

+ Restructure loan request and recommend for adverse action as needed.

+ Review and address items involving loan product, credit, occupancy and employment verifications and order verbal verification of employment (VVOE) for pay-off accounts.

+ Request action from Disclosure Desk and other internal partners as required by valid change in circumstances.

+ Collect, analyze and ingest document to clear ACL conditions.

+ Update loan origination system with the information from collected documents and re-run Desktop Underwriter (DU) or Strata as appropriate.

+ Maintain a working knowledge of both originating systems for home equity loans and lines of credit.

+ Assemble and submit completed file to Underwriting (UW); clear manual conditions, cure title issues, resolve appraisal discrepancies with appraisal review group as needed.

+ Clear any prior-to-fund conditions that arise after final UW approval before passing loan to Closing.

+ Remain main point of contact with borrower through closing and funding and answer any questions that borrower may have (e.g. questions on the Closing Disclosure). tions on the HUD).

+ Manage and cure any QC loan issues that require borrower communication.

+ As required, ensure proper re-disclosures are prepared and delivered to the member within regulatory guidelines based on identified change in circumstances.

Qualifications

Equivalent combination of education and experience is considered.

+ Bachelor’s degree or a combination of education and experience that provides the necessary skills and knowledge to satisfactorily perform the essential job functions.

+ Minimum of one (1) year of experience preferably in residential mortgage lending in 1st Trust Mortgage or Home Equity processing/closing is required.

+ Encompass Experience preferred.

+ Outstanding communication and problem-solving skills.

+ Strong attention to detail and organization.

+ Diligent and resourceful in finding solutions.

+ Ability to perform quality work and adhere to timeliness standards established by management.

+ Ability to manage a high-volume pipeline.

+ Able to work independently and proactively, prioritizing workload and handle multiple tasks.

Work Environment

While performing the duties of this job, the employee is regularly exposed to an indoor office setting with moderate noise.

*Most roles require working in an office setting with moderate noise and the ability to lift 25 pounds.*

Travel

Ability to travel to various worksites and be on-call may be required.

About Us

Established in 1935, PenFed today is one of the country’s strongest and most stable financial institutions with over 2.8 million members and over $36 billion in assets. We serve members in all 50 states and the District of Columbia, as well as in Guam, Puerto Rico and Okinawa. We are federally insured by NCUA and we are an Equal Housing Lender. We are available to members worldwide, via the web, seven days a week, twenty-four hours a day. We provide our employees with a lucrative benefits package including robust medical, dental and vision plan options, plenty of paid time off, 401k with employer match, on-site fitness facilities at our larger locations, and more. Equal Employment OpportunityPenFed management will maintain and observe personnel policies which will not discriminate or permit harassment or retaliation against a person because of race, color, creed, age, sex, gender, gender identity, gender expression, religion, national origin, ancestry, marital status, military or veteran status or obligation, the presence of a physical and/or mental disability or medical condition, genetic information, sexual orientation, and all statuses protected by applicable state or local law in all recruiting, hiring, training, compensation, overtime, position classifications, work assignments, facilities, promotions, transfers, employee treatment, and in all other terms and conditions of employment. PenFed will also prohibit retaliation against individuals for raising a complaint of discrimination or harassment or participating in an investigation of same. PenFed will also reasonably accommodate qualified individuals with a disability so that they can apply for a job or perform the essential functions of a job unless doing so causes a direct threat to these individuals or others in the workplace and the threat cannot be eliminated by reasonable accommodation or if the accommodation creates an undue hardship to PenFed. Contact human resources (HR) with any questions or requests for accommodation at 402-639-8568.

#LI-Hybrid

Confidentiality & Privacy Risk Analyst - Technology Assessments

Confidentiality & Privacy (C&P) is seeking an Analyst to support the strategic priorities and mitigation of confidentiality and privacy risks across the Deloitte US Firms. This role will primarily support the operational processes in evaluating technologies for confidentiality and privacy risks, as well as participate in key strategic priorities of C&P. The successful candidate will be expected to quickly build subject matter expertise in the US Firms' confidentiality and privacy policies while providing impactful contributions to evaluating technologies for confidentiality and privacy risks and compliance with policies.

Recruiting for this role ends on December 23rd, 2024.

Work you'll do

+ Evaluate Confidentiality & Privacy Impact Assessments (CPIA): review information for completeness and accuracy. Identify items for follow-up, update system and track activities methodically with relentless attention to quality, accuracy, and timeliness.

+ Continually assess the CPIA intake process and identify enhancements to capture the intake of new technologies from business, enabling area and ITS processes

+ Work with team members to conduct risk assessment of established and emerging technologies such as artificial intelligence, internet of things, and metaverse technologies and follow-up on progress of remediation activities.

+ Coordinate with leadership and key stakeholders to complete assessments.

+ Develop in-depth understanding of the US Firms' businesses and enabling areas to provide quick response and guidance based on potential risks to Deloitte.

+ Participate in projects to implement or enhance the US Firms' confidentiality and privacy programs. Activities may include development of training and awareness materials, leadership presentations, or support for other high impact C&P initiatives.

+ Support confidentiality and privacy program assessments and system reviews of confidentiality & privacy risks.

+ Review on technical requirements, vendor solutions, and data protection features of applications and systems utilized and/or delivered by the Deloitte US Firms.

+ Support data analytics efforts to identify insights, potential risks, and mitigation strategies.

The successful candidate will possess:

+ Excellent verbal and written business communication skills

+ Experience in MS Office - Word, Excel, and PowerPoint

+ Excellent project management, organizational and time management skills

+ Attention to quality and detail a must

+ Willingly seeks new challenges and responsibilities

+ Willingness to embrace and learn new technology

+ Demonstrates a commitment to team goals with a focus on team's success

+ Ability to work well under pressure: responsiveness, accuracy, and sense of urgency are essential to this role

+ Ability to apply critical thinking in evaluating different scenarios

+ Ability to handle confidential and sensitive information with appropriate discretion

+ Highly collaborative work ethic with demonstrated agility and strong teaming skills

+ Quick and eager learner

The team Managing risk across the Deloitte US firms is of utmost importance. As a manager in National Risk, you will help to proactively identify, mitigate, manage, and monitor risks. You will also have opportunities to contribute to strategic initiatives of the Deloitte US firms and interact with risk and business leaders. This interesting and diverse role provides an exciting opportunity for professional growth

Qualifications Required:

+ BA/BS in computer science, management information systems, cybersecurity, or related field or significant privacy industry experience required.

+ 2-3 years of related experience

+ Working hours must allow for collaboration with colleagues in India and may require starting no later than 9:00 ET.

+ Limited immigration sponsorship may be available

+ Ability to travel 0-10%, on average, based on the work you do and the clients and industries/sectors you serve

Preferred:

+ Graduate Degree.

+ Experience in risk management, project delivery, quality management, technology risk, privacy, confidentiality, or cyber security strongly preferred.

Information for applicants with a need for accommodation: https://www2.deloitte.com/us/en/pages/careers/articles/join-deloitte-assistance-for-disabled-applicants.html

The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the position may be filled. At Deloitte, it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range is $49,400-$101,500.

You may also be eligible to participate in a discretionary annual incentive program, subject to the rules governing the program, whereby an award, if any, depends on various factors, including, without limitation, individual and organizational performance.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability or protected veteran status, or any other legally protected basis, in accordance with applicable law.

Confidentiality & Privacy Risk Analyst - Technology Assessments

Confidentiality & Privacy (C&P) is seeking an Analyst to support the strategic priorities and mitigation of confidentiality and privacy risks across the Deloitte US Firms. This role will primarily support the operational processes in evaluating technologies for confidentiality and privacy risks, as well as participate in key strategic priorities of C&P. The successful candidate will be expected to quickly build subject matter expertise in the US Firms' confidentiality and privacy policies while providing impactful contributions to evaluating technologies for confidentiality and privacy risks and compliance with policies.

Recruiting for this role ends on December 23rd, 2024.

Work you'll do

+ Evaluate Confidentiality & Privacy Impact Assessments (CPIA): review information for completeness and accuracy. Identify items for follow-up, update system and track activities methodically with relentless attention to quality, accuracy, and timeliness.

+ Continually assess the CPIA intake process and identify enhancements to capture the intake of new technologies from business, enabling area and ITS processes

+ Work with team members to conduct risk assessment of established and emerging technologies such as artificial intelligence, internet of things, and metaverse technologies and follow-up on progress of remediation activities.

+ Coordinate with leadership and key stakeholders to complete assessments.

+ Develop in-depth understanding of the US Firms' businesses and enabling areas to provide quick response and guidance based on potential risks to Deloitte.

+ Participate in projects to implement or enhance the US Firms' confidentiality and privacy programs. Activities may include development of training and awareness materials, leadership presentations, or support for other high impact C&P initiatives.

+ Support confidentiality and privacy program assessments and system reviews of confidentiality & privacy risks.

+ Review on technical requirements, vendor solutions, and data protection features of applications and systems utilized and/or delivered by the Deloitte US Firms.

+ Support data analytics efforts to identify insights, potential risks, and mitigation strategies.

The successful candidate will possess:

+ Excellent verbal and written business communication skills

+ Experience in MS Office - Word, Excel, and PowerPoint

+ Excellent project management, organizational and time management skills

+ Attention to quality and detail a must

+ Willingly seeks new challenges and responsibilities

+ Willingness to embrace and learn new technology

+ Demonstrates a commitment to team goals with a focus on team's success

+ Ability to work well under pressure: responsiveness, accuracy, and sense of urgency are essential to this role

+ Ability to apply critical thinking in evaluating different scenarios

+ Ability to handle confidential and sensitive information with appropriate discretion

+ Highly collaborative work ethic with demonstrated agility and strong teaming skills

+ Quick and eager learner

The team Managing risk across the Deloitte US firms is of utmost importance. As a manager in National Risk, you will help to proactively identify, mitigate, manage, and monitor risks. You will also have opportunities to contribute to strategic initiatives of the Deloitte US firms and interact with risk and business leaders. This interesting and diverse role provides an exciting opportunity for professional growth

Qualifications Required:

+ BA/BS in computer science, management information systems, cybersecurity, or related field or significant privacy industry experience required.

+ 2-3 years of related experience

+ Working hours must allow for collaboration with colleagues in India and may require starting no later than 9:00 ET.

+ Limited immigration sponsorship may be available

+ Ability to travel 0-10%, on average, based on the work you do and the clients and industries/sectors you serve

Preferred:

+ Graduate Degree.

+ Experience in risk management, project delivery, quality management, technology risk, privacy, confidentiality, or cyber security strongly preferred.

Information for applicants with a need for accommodation: https://www2.deloitte.com/us/en/pages/careers/articles/join-deloitte-assistance-for-disabled-applicants.html

The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the position may be filled. At Deloitte, it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range is $49,400-$101,500.

You may also be eligible to participate in a discretionary annual incentive program, subject to the rules governing the program, whereby an award, if any, depends on various factors, including, without limitation, individual and organizational performance.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability or protected veteran status, or any other legally protected basis, in accordance with applicable law.