Credit Analysts

**Overview**

As we celebrate our Centennial year, we invite you to join us in shaping the next century of impact. Be a relentless force for a world of longer, healthier lives as we remain devoted to a future of health and hope for everyone, everywhere. At the American Heart Association, your contribution matters, and so does your career.

The **American Heart Association** has an excellent opportunity for a **Sr. Cyber Risk Analyst** in our **National Center** office located in **Dallas, TX. (Home-based work available)**

The Business Technology (BT) Sr. Cyber Risk Analyst is responsible for risk identification and management across the BT department and the overall American Heart Association organization. This position will support the BT Risk Manager in the management and administration of the Cyber/Risk Management program and Governance Risk and Compliance (GRC) processes and tools. .

The primary goal of the BT Risk Management team is to protect the confidentiality, integrity, and availability of American Heart Association 's data. The Sr. Cyber Security Risk Analyst will partner with all appropriate parties which includes, but is not limited to: other departments, service providers, application service providers, technology staff, etc. to help ensure risks are managed appropriately to support the BT Risk Management needs of the American Heart Association.

The Association offers many resources to help you maintain work-life harmonization through your changing needs and life situations. To help you be successful, you will have access to Heart U, our award-winning corporate university, as well as additional training and support, locally.

\#TheAHALife is our company culture, our way of life, reflecting our diversity, equity & inclusion, our focus on work-life harmonization and our Guiding Values. Discover why you will Be Seen. Be Heard. Be Valued™ at the American Heart Association by following us on LinkedIn, Instagram, Facebook, X (formerly Twitter), and at heart.jobs.

**Responsibilities**

+ Active participation in developing and implementing strategic initiatives for the Cyber Risk Management Program (CRMP). Apply quantitative risk valuation models and tooling to inform and support strategic and tactical risk-based decisions.

+ Enhance Vendor Security Assessment process by collaborating with business and technology stakeholders. Maintain security scorecards and metrics from vendors, corporate functions and affiliated offices. Communicates technical issues to diverse audiences and have knowledge and/or experience in application and infrastructure security, public cloud.

+ Review and analyzes statistics of network events and system performance to locate and recommend remediation and lead strategies for discovered vulnerabilities.

+ Assist and partner with the Affiliates on annual PCI Data Security Certification Process.

+ Support and administer the Governance Risk and Compliance (GRC) Tool surrouding data mapping, cookie consent, privacy consent, third pary risk management and overall risk management.

+ Will be point of contact to coordinate Technical incident response. Support incident response efforts and conduct post-incident analysis to identify areas for improvement.

+ Assist project teams in the implementation of security measures to meet corporate security policies, manage risk, and meet external regulations, including various data security standards.

+ Weight business needs against security concerns and articulate issues and options to management. Research and assess new threats and security alerts and recommend remedial action.

+ Ensures of proper documentation of technology assessment results, and monitors remediation. Deliver all documentation developed during task execution, with status of all work in progress. Create Weekly and Monthly Status Reports, including daily technical task reports, threat management reports, among others.

+ Support the Business Technology Disaster Recovery process

**Want to help get your resume to the top? Take a look at the experience we require:**

**Qualifications**

+ Bachelor's degree in one of the following areas: Computer Sciences, Computer Engineering, Information Assurance, Information Security and/or Risk Management.

+ At least 6 years of experience applying information security controls methods, processes and risk management best practices in a Global-International forum.

+ Proven experience in succesffully implementing PCI DSS framework.

+ Strong technical information security knowledge to assess various information security and risk management processes and tools.

+ Experience with Security Controls frameworks (e.g. CobIT, ISO 27001, NIST, PCI DSS, RMF, among others) and knowledge of privacy regulations (e.g. GDPR, CPRA, CPA, etc.)

+ Able to work effectively in an environment characterized by multi-tasking, fast-paced, lead by multiple projects and conflicting priorities. Multi-level communications and interpersonal skills (including strong documentation skills). Able to effectively communicate security-related concepts to a broad range of technical and non-technical staff; across IT and business.

+ Information Security Certification(s) preferred, which may include, but is not limited to: CEH, CISSP, PCI ISA, among others

**Compensation & Benefits**

Expected pay range will be $80,000- $95,000. Pay is commensurate with experience; geographic differentials to the pay range may apply. The American Heart Association reserves the right to pay more or less than the posted range.

The American Heart Association invests in its people. Here are the main components of our total rewards package. Visit Rewards & Benefits to see more details.

+ **Compensation** – Our goal is to ensure you have a competitive base salary. That’s why we regularly review the market value of jobs and make adjustments, as needed.

+ **Performance and Recognition** – You are rewarded for achieving success by merit increases and incentive programs, based on the type of position.

+ **Benefits** – We offer a wide array of benefits including medical, dental, vision, disability, and life insurance, along with a robust retirement program that includes an employer match and automatic contribution. As a mark of our commitment to employee well-being, we also offer an employee assistance program, employee wellness program and telemedicine, and medical consultation.

+ **Professional Development –** You can join one of our many Employee Resource Groups (ERG) or be a mentor/mentee in our professional mentoring program. HeartU is the Association’s national online university, with more than 100,000 resources designed to meet your needs and busy schedule.

+ **Work-Life Harmonization –** The Association offers Paid Time Off (PTO) at a minimum of 16 days per year for new employees. The number of days will increase based on seniority level. You will also have a total of 12 paid holidays off each year, which includes several days off at the end of the year.

+ **Tuition Assistance** - We support the career development of all employees. This program provides financial assistance to employees who wish to further their education and career in relation to their current duties and responsibilities, or for potential future positions in the organization.

The American Heart Association’s 2024 Goal: Every person deserves the opportunity for a full, healthy life. As champions for health equity, by 2024, the American Heart Association will advance cardiovascular health for all, including identifying and removing barriers to health care access and quality.

**At American Heart Association | American Stroke Association, our mission is to be a relentless force for a world of longer, healthier lives, regardless of race, ethnicity, gender, gender identity, religion, age, language, sexual orientation, national origin and physical or cognitive abilities. We're committed to ensuring our workforce, workplace culture and mission have a shared impact across a diverse set of backgrounds.**

**This position not a match with your skills?** Click here to see other opportunities.

EOE/Protected Veterans/Persons with Disabilities

**Join our Talent Community!**

Join our Talent Community to receive updates on new opportunities and future events.

**Posted Date** _2 months ago_ _(4/29/2024 1:20 PM)_

**_Requisition ID_** _2024-13159_

**_Job Category_** _Information Technology_

**_Position Type_** _Full Time_

**Overview**

As we celebrate our Centennial year, we invite you to join us in shaping the next century of impact. Be a relentless force for a world of longer, healthier lives as we remain devoted to a future of health and hope for everyone, everywhere. At the American Heart Association, your contribution matters, and so does your career.

The **American Heart Association** has an excellent opportunity for a **Sr. Cyber Risk Analyst** in our **National Center** office located in **Dallas, TX. (Home-based work available)**

The Business Technology (BT) Sr. Cyber Risk Analyst is responsible for risk identification and management across the BT department and the overall American Heart Association organization. This position will support the BT Risk Manager in the management and administration of the Cyber/Risk Management program and Governance Risk and Compliance (GRC) processes and tools. .

The primary goal of the BT Risk Management team is to protect the confidentiality, integrity, and availability of American Heart Association 's data. The Sr. Cyber Security Risk Analyst will partner with all appropriate parties which includes, but is not limited to: other departments, service providers, application service providers, technology staff, etc. to help ensure risks are managed appropriately to support the BT Risk Management needs of the American Heart Association.

The Association offers many resources to help you maintain work-life harmonization through your changing needs and life situations. To help you be successful, you will have access to Heart U, our award-winning corporate university, as well as additional training and support, locally.

\#TheAHALife is our company culture, our way of life, reflecting our diversity, equity & inclusion, our focus on work-life harmonization and our Guiding Values. Discover why you will Be Seen. Be Heard. Be Valued™ at the American Heart Association by following us on LinkedIn, Instagram, Facebook, X (formerly Twitter), and at heart.jobs.

**Responsibilities**

+ Active participation in developing and implementing strategic initiatives for the Cyber Risk Management Program (CRMP). Apply quantitative risk valuation models and tooling to inform and support strategic and tactical risk-based decisions.

+ Enhance Vendor Security Assessment process by collaborating with business and technology stakeholders. Maintain security scorecards and metrics from vendors, corporate functions and affiliated offices. Communicates technical issues to diverse audiences and have knowledge and/or experience in application and infrastructure security, public cloud.

+ Review and analyzes statistics of network events and system performance to locate and recommend remediation and lead strategies for discovered vulnerabilities.

+ Assist and partner with the Affiliates on annual PCI Data Security Certification Process.

+ Support and administer the Governance Risk and Compliance (GRC) Tool surrouding data mapping, cookie consent, privacy consent, third pary risk management and overall risk management.

+ Will be point of contact to coordinate Technical incident response. Support incident response efforts and conduct post-incident analysis to identify areas for improvement.

+ Assist project teams in the implementation of security measures to meet corporate security policies, manage risk, and meet external regulations, including various data security standards.

+ Weight business needs against security concerns and articulate issues and options to management. Research and assess new threats and security alerts and recommend remedial action.

+ Ensures of proper documentation of technology assessment results, and monitors remediation. Deliver all documentation developed during task execution, with status of all work in progress. Create Weekly and Monthly Status Reports, including daily technical task reports, threat management reports, among others.

+ Support the Business Technology Disaster Recovery process

**Want to help get your resume to the top? Take a look at the experience we require:**

**Qualifications**

+ Bachelor's degree in one of the following areas: Computer Sciences, Computer Engineering, Information Assurance, Information Security and/or Risk Management.

+ At least 6 years of experience applying information security controls methods, processes and risk management best practices in a Global-International forum.

+ Proven experience in succesffully implementing PCI DSS framework.

+ Strong technical information security knowledge to assess various information security and risk management processes and tools.

+ Experience with Security Controls frameworks (e.g. CobIT, ISO 27001, NIST, PCI DSS, RMF, among others) and knowledge of privacy regulations (e.g. GDPR, CPRA, CPA, etc.)

+ Able to work effectively in an environment characterized by multi-tasking, fast-paced, lead by multiple projects and conflicting priorities. Multi-level communications and interpersonal skills (including strong documentation skills). Able to effectively communicate security-related concepts to a broad range of technical and non-technical staff; across IT and business.

+ Information Security Certification(s) preferred, which may include, but is not limited to: CEH, CISSP, PCI ISA, among others

**Compensation & Benefits**

Expected pay range will be $80,000- $95,000. Pay is commensurate with experience; geographic differentials to the pay range may apply. The American Heart Association reserves the right to pay more or less than the posted range.

The American Heart Association invests in its people. Here are the main components of our total rewards package. Visit Rewards & Benefits to see more details.

+ **Compensation** – Our goal is to ensure you have a competitive base salary. That’s why we regularly review the market value of jobs and make adjustments, as needed.

+ **Performance and Recognition** – You are rewarded for achieving success by merit increases and incentive programs, based on the type of position.

+ **Benefits** – We offer a wide array of benefits including medical, dental, vision, disability, and life insurance, along with a robust retirement program that includes an employer match and automatic contribution. As a mark of our commitment to employee well-being, we also offer an employee assistance program, employee wellness program and telemedicine, and medical consultation.

+ **Professional Development –** You can join one of our many Employee Resource Groups (ERG) or be a mentor/mentee in our professional mentoring program. HeartU is the Association’s national online university, with more than 100,000 resources designed to meet your needs and busy schedule.

+ **Work-Life Harmonization –** The Association offers Paid Time Off (PTO) at a minimum of 16 days per year for new employees. The number of days will increase based on seniority level. You will also have a total of 12 paid holidays off each year, which includes several days off at the end of the year.

+ **Tuition Assistance** - We support the career development of all employees. This program provides financial assistance to employees who wish to further their education and career in relation to their current duties and responsibilities, or for potential future positions in the organization.

The American Heart Association’s 2024 Goal: Every person deserves the opportunity for a full, healthy life. As champions for health equity, by 2024, the American Heart Association will advance cardiovascular health for all, including identifying and removing barriers to health care access and quality.

**At American Heart Association | American Stroke Association, our mission is to be a relentless force for a world of longer, healthier lives, regardless of race, ethnicity, gender, gender identity, religion, age, language, sexual orientation, national origin and physical or cognitive abilities. We're committed to ensuring our workforce, workplace culture and mission have a shared impact across a diverse set of backgrounds.**

**This position not a match with your skills?** Click here to see other opportunities.

EOE/Protected Veterans/Persons with Disabilities

**Join our Talent Community!**

Join our Talent Community to receive updates on new opportunities and future events.

**Posted Date** _2 months ago_ _(4/29/2024 1:20 PM)_

**_Requisition ID_** _2024-13159_

**_Job Category_** _Information Technology_

**_Position Type_** _Full Time_

**About this role:**

Wells Fargo is seeking a...

**In this role, you will:**

+ Support complex administrative, customer support and operational processes on home loan applications, including timely communication with external customers, agents, brokers, and counter-parties to obtain missing information and documentation, submit loans for underwriting review

+ Identify ways to improve customer service experience

+ Perform file review of complex home loan applications, communicate with customers in timely manner, review documentation and obtain missing information, clear stipulations, submit loans to underwriting for review, ensure all compliance and underwriting guidelines are met

+ Prioritize and manage assigned pipeline to meet deadlines and performance metrics

+ Provide guidance training to less experienced Loan Processors

+ Receive direction from supervisor and escalate non-routine questions to more experienced staff

+ Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals

+ Interact with internal and external customers, and other counter-parties

+ Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements

+ This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below

**Required Qualifications:**

+ 2+ years of Loan Processing, Customer Service, Loan Administration, Collections, or Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

**Required Qualifications for Europe, Middle East & Africa only:**

+ Experience in Loan Processing, Customer Service, Loan Administration, Collections, or Sales or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

**Desired Qualifications:**

**Job Expectations:**

+ This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website (http://fedregistry.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary

Preference shift 8:00 - 5:00 MST

**Posting End Date:**

28 Jun 2024

***Job posting may come down early due to volume of applicants.**

**We Value Diversity**

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

**Applicants with Disabilities**

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

**Drug and Alcohol Policy**

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

**Company:** WELLS FARGO BANK

**Req Number:** R-369927

**Updated:** Sat Jun 29 03:48:19 UTC 2024

**Location:** TEMPE,Arizona

*D.R. Horton, Inc., the largest homebuilder in the U.S.*, was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website atwww.drhorton.comfor more information.

D.R. Horton, Inc. is currently looking for a*_Loan Processor_** *in the Branch Department. The right candidate will process mortgage loans and provide a high level of customer service to our builders as well as our home buyers.

*Essential Duties and Responsibilities*
* Oversee the receipt of a file from a Loan Officer through Final Approval
* Review the file for correct stacking order, AU findings for initial determination, and appropriate documentation. Input any changes into the computer systems and re-run for a correct AU determination. Provide the status of a file to all parties
* Submit all files to a DHI Underwriter at your Regional Underwriting Center, and review conditions when received from underwriting. When all conditions are received, make any changes necessary to the computer system and resubmit to the AU system
* Read updates and comply with all Quality Control policies, attending QC meetings as scheduled. Review all files for DHI Mortgage required checklists, and respond to all QC write-ups within 10 calendar days
* Review Loan Processor, Project to Close, and Timeline Exception reports daily. The Loans in Process Report should be reviewed on a weekly basis
* Review the Loan Officer's "needs list"
* Maintain an accurate communication log
* Attend weekly processor meetings as directed by the Branch Manager
* Reconcile the Fee Summary Sheet
* Review the Loan Officer's "needs list"
* Maintain an accurate communication log
* Attend weekly processor meetings as directed by the Branch Manager
* Reconcile the Fee Summary Sheet
* Additional duties as assigned
* Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company

*Education and/or Experience *
* One-year certificate from college or technical school
* Three to six months of related experience and/or training
* Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications
* Proficiency with MS Office and email

*Preferred Qualifications*
* Strong written communication skills and attention to detail
* Ability to accurately and efficiently process and record large amounts of data

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:
* Medical, Vision and Dental
* 401(K)
* Employee Stock Purchase Plan
* Flex Spending Accounts
* Life Insurance
* Vacation, Sick, Personal Time and Company Holidays

*/Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeople2/*

Followus on social media @hortoncareers for an inside look at our company and connect with us on LinkedIn for up to date job listings!

LinkedIn, Twitter, Facebook, Instagram

**Job:** **Other*

**Organization:** **Mortgage*

**Title:** *Loan Processor*

**Location:** *Arizona-Scottsdale*

**Requisition ID:** *2402262*

This Second Line of Defense role is responsible for assessment and oversight of risks taken by the Bank through its use of third-party service providers. Executes risk assessments to ensure that the Bank adequately identifies risk associated with third parties, conducts the appropriate due diligence, and identifies appropriate mitigating controls. The Risk Officer acts as a challenge to business functions onboarding third parties and coordinates with other risk subject matter experts so that risks are understood and managed. Facilitates the development of analyses and reports to support the appropriate identification, assessment, monitoring, and reporting of new or existing risks. Maintains a strong knowledge of new or emerging risk management methodologies through professional networking and industry involvement.

**Responsibilities**

**• Risk Oversight & Monitoring** - Provides objective oversight of risks through effective challenge using defined methodologies and subject matter expertise. Execute inherent risk assessments and coordinate the collection of vendor documentation. Perform due diligence on vendors to identify risks, gaps, or issues. Work with business lines to communicate risk and develop mitigating controls or action plans. Make decisions on risk items such as severity/impact, likelihood, and criticality. Escalate and report on material risk elements as needed. Work in collaboration with cross-functional teams to address risks and issues. Facilitates the development of analyses and reports to support the appropriate identification, assessment, monitoring, and reporting of risk.

**• Risk Management Proficiency** - Maintains a strong knowledge of risk management principles and regulatory guidance.

**• Business Support** - Provides support for business programs and initiatives.

**Required Skills:**

+ Experience working with TPRM applications

+ Knowledge of risk techniques and practices

+ Strong verbal and written communication skills

**Preferred Area of Experience:**

+ Third-Party Risk Management

+ Enterprise Risk Management or Operational Risk Management

**Education**

Bachelor's Degree and 4 years of experience OR High School Diploma or GED and 8 years of experience

**About US Tech Solutions:**

US Tech Solutions is a global staff augmentation firm providing a wide range of talent on-demand and total workforce solutions. To know more about US Tech Solutions, please visit www.ustechsolutions.com.

US Tech Solutions is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

*D.R. Horton, Inc., the largest homebuilder in the U.S.*, was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website atwww.drhorton.comfor more information.

D.R. Horton, Inc. is currently looking for a*_Loan Processor_** *in the Branch Department. The right candidate will process mortgage loans and provide a high level of customer service to our builders as well as our home buyers.

*Essential Duties and Responsibilities*
* Oversee the receipt of a file from a Loan Officer through Final Approval
* Review the file for correct stacking order, AU findings for initial determination, and appropriate documentation. Input any changes into the computer systems and re-run for a correct AU determination. Provide the status of a file to all parties
* Submit all files to a DHI Underwriter at your Regional Underwriting Center, and review conditions when received from underwriting. When all conditions are received, make any changes necessary to the computer system and resubmit to the AU system
* Read updates and comply with all Quality Control policies, attending QC meetings as scheduled. Review all files for DHI Mortgage required checklists, and respond to all QC write-ups within 10 calendar days
* Review Loan Processor, Project to Close, and Timeline Exception reports daily. The Loans in Process Report should be reviewed on a weekly basis
* Review the Loan Officer's "needs list"
* Maintain an accurate communication log
* Attend weekly processor meetings as directed by the Branch Manager
* Reconcile the Fee Summary Sheet
* Review the Loan Officer's "needs list"
* Maintain an accurate communication log
* Attend weekly processor meetings as directed by the Branch Manager
* Reconcile the Fee Summary Sheet
* Additional duties as assigned
* Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company

*Education and/or Experience *
* One-year certificate from college or technical school
* Three to six months of related experience and/or training
* Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications
* Proficiency with MS Office and email

*Preferred Qualifications*
* Strong written communication skills and attention to detail
* Ability to accurately and efficiently process and record large amounts of data

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:
* Medical, Vision and Dental
* 401(K)
* Employee Stock Purchase Plan
* Flex Spending Accounts
* Life Insurance
* Vacation, Sick, Personal Time and Company Holidays

*/Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeople2/*

Followus on social media @hortoncareers for an inside look at our company and connect with us on LinkedIn for up to date job listings!

LinkedIn, Twitter, Facebook, Instagram

**Job:** **Other*

**Organization:** **Mortgage*

**Title:** *Loan Processor*

**Location:** *Arizona-Scottsdale*

**Requisition ID:** *2403397*

**What’s Under the Hood**

DriveTime Family of Brands includes in-house financing and servicing through Bridgecrest, which is one of the country’s leading financial servicing providers. Bridgecrest services roughly $17 billion in finance receivables for DriveTime and other third parties. We service auto loans across a wide credit spectrum with the intent of creating a strong path to vehicle ownership for our customers.

**That’s Nice, But What’s the Job?**

**_This is not a position for which sponsorship will be provided. Individuals with temporary visas or who need sponsorship now or in the future are not eligible for hire at this time._**

In short, as an Analyst, you will be responsible for providing consumable data points to department leaders to assist in the day to day operations across DriveTime. You will review data trends and work with department leaders on identifying what is causing changes in trends, and collaborating on resolutions. You will apply your analytical and strategic skills as you initiate, build, and develop the business case for major company initiatives.

**In long you will:**

+ Develop KPI dashboards and reporting suite for the business and provide detailed review of data as necessary based on KPIs.

+ Bringing the strategy to life: our analysts are responsible for analyzing and developing the full life cycle of a project including implementation/execution Effectively communicate with concise insights and/or visualizations utilizing software such as Tableau while partnering collaboratively with colleagues and senior leaders in the organization.

+ Leveraging emerging technologies and critical thinking skills to continually innovate and automate existing methodologies, processes, and reporting. Design, develop, test, and implement new products and solutions.

**What do you need?**

+ You are concentrating with the major(s) of Statistics, Physics, Mathematics, Operations Management, Economics, Business Analytics, Actuarial/Risk Analysis, Finance and/or Financial Management majors

+ You have experience working with SQL, Excel, and Tableau

+ Excellent verbal and written communication skills. The ability to talk and write with confidence, charisma and competence for a wide variety of audiences including management.

+ Intellectual curiosity. Why? What? How? Do you find yourself always wanting to learn more and broaden your knowledge base? If so, this could be the role for you.

\#dice

**So What About the Perks? Perks matter**

+ **Medical, dental, and vision, oh my!** DriveTime Family of Brands covers a sizable amount of insurance premiums to ensure our employees receive top-tier healthcare coverage.

+ **But Wait, There’s More.** 401(K), Company paid life insurance policy, short and long-term disability coverage to name a few.

+ **Growth Opportunities.** You grow, I grow, we all grow! But seriously, DriveTime Family of Brands is committed to providing its employees with every opportunity to grow professionally with roughly over 1,000 employees promoted year over year.

+ **Tuition Reimbursement.** We’re as passionate about your professional development as you are. With that, we’ll put our money where our mouth is.

+ **Wellness Program.** Health is wealth! This program includes self-guided coaching and journeys, cash incentives and discounts on your medical premiums through engaging in fun activities!

+ **Gratitude is Green.** We offer competitive pay across the organization, because, well… money matters!

+ **In-House Gym.** We want our employees to be the best versions of themselves. So come early, take a break in your day or finish strong with a workout!

+ **Give Us a Reason (or not), and We’ll Celebrate.** Regardless of whether there is a holiday or not, we are finding ways to kick back and enjoy each other’s company outside of day-to-day work.

+ **Smart-Casual Dress.** Come dressed in jeans (you’ll fit right in with the rest of us).

+ **Paid Time Off & Paid Holidays.** Not just lip service: we work hard, to play hard.

**Anything Else? Absolutely.**

DriveTime Family of Brands is Great Place to Work Certified! And get this: 90% of our rockstar employees say they feel right at home here. We could spend a lot of time having you read about ALL our awards, but we’ll save time (and practice some humility) just naming a few others; Comparably Awards: Best Company for Diversity, Best Company Culture and Best Company Leadership, oh and don’t forget Phoenix Business Journal Healthiest Employers (okay, we’ll stop there)!

Hiring is contingent upon successful completion of our background and drug screening process. DriveTime is a drug-free, tobacco-free workplace and an Equal Opportunity Employer.

And when it comes to hiring, we don't just look for the right person for the job, we seek out the right person for DriveTime. Buckle up for plenty of opportunities to grow in a professional, fun, and high-energy environment!

**What’s Under the Hood**

DriveTime Family of Brands includes in-house financing and servicing through Bridgecrest, which is one of the country’s leading financial servicing providers. Bridgecrest services roughly $17 billion in finance receivables for DriveTime and other third parties. We service auto loans across a wide credit spectrum with the intent of creating a strong path to vehicle ownership for our customers.

**That’s Nice, But What’s the Job?**

Job Description

**_This is not a position for which sponsorship will be provided. Individuals with temporary visas or who need sponsorship now or in the future are not eligible for hire at this time._**

In short, as an Analyst, you will be responsible for providing consumable data points to department leaders to assist in the day to day operations across DriveTime. You will review data trends and work with department leaders on identifying what is causing changes in trends, and collaborating on resolutions. You will apply your analytical and strategic skills as you initiate, build, and develop the business case for major company initiatives.

**In long you will:**

+ Develop KPI dashboards and reporting suite for the business and provide detailed review of data as necessary based on KPIs.

+ Bringing the strategy to life: our analysts are responsible for analyzing and developing the full life cycle of a project including implementation/execution Effectively communicate with concise insights and/or visualizations utilizing software such as Tableau while partnering collaboratively with colleagues and senior leaders in the organization.

+ Leveraging emerging technologies and critical thinking skills to continually innovate and automate existing methodologies, processes, and reporting. Design, develop, test, and implement new products and solutions.

**What do you need?**

+ You are concentrating with the major(s) of Statistics, Physics, Mathematics, Operations Management, Economics, Business Analytics, Actuarial/Risk Analysis, Finance and/or Financial Management majors

+ You have experience working with SQL, Excel, and Tableau

+ Excellent verbal and written communication skills. The ability to talk and write with confidence, charisma and competence for a wide variety of audiences including management.

+ Intellectual curiosity. Why? What? How? Do you find yourself always wanting to learn more and broaden your knowledge base? If so, this could be the role for you.

\#dice

**So What About the Perks? Perks matter**

+ **Medical, dental, and vision, oh my!** DriveTime Family of Brands covers a sizable amount of insurance premiums to ensure our employees receive top-tier healthcare coverage.

+ **But Wait, There’s More.** 401(K), Company paid life insurance policy, short and long-term disability coverage to name a few.

+ **Growth Opportunities.** You grow, I grow, we all grow! But seriously, DriveTime Family of Brands is committed to providing its employees with every opportunity to grow professionally with roughly over 1,000 employees promoted year over year.

+ **Tuition Reimbursement.** We’re as passionate about your professional development as you are. With that, we’ll put our money where our mouth is.

+ **Wellness Program.** Health is wealth! This program includes self-guided coaching and journeys, cash incentives and discounts on your medical premiums through engaging in fun activities!

+ **Gratitude is Green.** We offer competitive pay across the organization, because, well… money matters!

+ **In-House Gym.** We want our employees to be the best versions of themselves. So come early, take a break in your day or finish strong with a workout!

+ **Give Us a Reason (or not), and We’ll Celebrate.** Regardless of whether there is a holiday or not, we are finding ways to kick back and enjoy each other’s company outside of day-to-day work.

+ **Smart-Casual Dress.** Come dressed in jeans (you’ll fit right in with the rest of us).

+ **Paid Time Off & Paid Holidays.** Not just lip service: we work hard, to play hard.

**Anything Else? Absolutely.**

DriveTime Family of Brands is Great Place to Work Certified! And get this: 90% of our rockstar employees say they feel right at home here. We could spend a lot of time having you read about ALL our awards, but we’ll save time (and practice some humility) just naming a few others; Comparably Awards: Best Company for Diversity, Best Company Culture and Best Company Leadership, oh and don’t forget Phoenix Business Journal Healthiest Employers (okay, we’ll stop there)!

Hiring is contingent upon successful completion of our background and drug screening process. DriveTime is a drug-free, tobacco-free workplace and an Equal Opportunity Employer.

And when it comes to hiring, we don't just look for the right person for the job, we seek out the right person for DriveTime. Buckle up for plenty of opportunities to grow in a professional, fun, and high-energy environment!

*D.R. Horton, Inc., the largest homebuilder in the U.S.,*was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website atwww.drhorton.comfor more information.

*D.R. Horton, Inc.*is currently looking for an*_Associate Loan Processor_*. The right candidate will assist in the processing of mortgage loans by providing coverage to teammates who are out of the office and provide a high level of customer service to the company’s builders as well as our home buyers.

*Essential Duties and Responsibilities*include the following. Other duties may be assigned.

* Responsible for covering the pipeline of teammates who are out of the office due to approved vacation, leave of absence, sick leave, etc.
* Communicate with the Mortgage Loan Originator, borrower, etc. on any items needed for the loan
* Submit loan files and/or conditions to Underwriting
* Complete pre-draws for Closing
* Submit loan files to Closing after final approval
* Read updates and comply with all quality control policies
* Review Loan Processor reports/dashboards daily
* Maintain an accurate communication log
* Update comments and communication on all relevant reports
* Review all files for company required checklists
* Attend QC meetings as scheduled
* Attend weekly processor meetings as directed by the Branch Operations Manager
* Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
* Able to work overtime
* Able to travel overnight

*Education and/or Experience*
* One-year certificate from college or technical school
* Three to six months of related experience and/or training
* Must have a valid and current Mortgage Loan Originator License as required per state regulations
* Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications
* Proficiency with MS Office and email
* Ability to sit for majority of 8-hour workday; use hands to finger, handle or feel; reach with hands and arms; talk and hear. Specific vision abilities required by this job include close vision and peripheral vision
* The noise level is generally moderate

* *

*Preferred Qualifications*
* Strong communication skills
* Ability to accurately and efficiently process large volumes of data

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

* Medical, Vision and Dental
* 401(K)
* Employee Stock Purchase Plan
* Flex Spending Accounts
* Life Insurance
* Vacation, Sick, Personal Time and Company Holidays

*/Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeople2/*

Followus on social media @hortoncareers for an inside look at our company and connect with us on LinkedIn for up to date job listings!

LinkedIn, Twitter, Facebook, Instagram

**Job:** **Financial Services*

**Organization:** **Mortgage*

**Title:** *Associate Loan Processor*

**Location:** *Arizona-Scottsdale*

**Requisition ID:** *2402062*

Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citro n, Dodge, DS Automobiles, Fiat, Jeep , Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys.

Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience.

Position Summary:

The Sr. Loan Processor will be responsible for processing auto loan contract packages to ensure each file is accurate and complete prior to funding by performing the following duties. Assists loan processing and funding managers with pipeline management, training of loan processors, handling complex loan files, responding to escalated calls, and may perform quality file reviews as needed.

Essential Job Duties and Responsibilities:

* Reviews and ensures submitted contracts and loan packages are complete, accurate and reflect proper approval authorities.
* Closely inspects loan package documentation for suspicious or fraudulent documentation.
* Verifies calculations on the contracts prior to funding and prepares completed files for funding.
* Performs financial calculations such as income, payoffs, rebates and cancellation quotes, verification of employment, vehicle registration, driver s license, residence, and insurance coverage.
* Conducts customer interview to validate information contained in the loan documents.
* Serves as a liaison between Dealer, Loan Officers and Dealer Relationship Managers and assists in resolving funding issues.
* Maintain confidentiality when accessing personal information of consumers, including, but not limited to, Social Security numbers and dates of birth.
* Perform other ad-hoc tasks and duties as assigned.

Qualifications and Competencies: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Experience:

* Minimum 2 years experience in auto finance or mortgage industry as a Loan Processor, or a similar position.

Education:

* High school diploma and or/GED.

Skills Required:

* In-depth knowledge of loan processing procedures, regulations, and guidelines.
* Strong analytical and mathematical skills.
* Excellent communication and customer service skills.
* Ability to work efficiently in a fast-paced environment.
* Proficient in using lease software and Microsoft Office Suite.

* Overtime required required on an as needed basis.

* Travel 0-10% - as required on an as needed basis.
* Must have reliable transportation and live within a commutable distance to one of the following cities: Atlanta, GA; Dallas, TX; Houston, TX; Phoenix, AZ.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Sitting for long periods of time, standing, walking, close vision for computer work, speaking, hearing, lift and/or move up to 10 lbs. Reasonable accommodation will be reviewed upon request.

Stellantis Financial Services, Inc (SFS) is an equal opportunity employer and is committed to providing its employees an environment that is free of harassment, discrimination, and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status. Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability, achievement, experience, conduct and other legitimate business reasons.

#li-hybrid