Credit Analysts

**Why USAA?**

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

**The Opportunity**

We are currently seeking a dedicated **Quantitative Risk Analyst I to participate in Hiring Our Heroes (HOH) Fellowship Cohort 25-2 with USAA.** The HOH Fellowship Program builds an outstanding experience for transitioning service members, veterans, and military spouses that increase competitiveness and improve opportunities to find meaningful employment by providing development, skills, and exposure to corporate working environment and private sector business operations. HOH Fellowship Programs are outstanding workforce development programs that are cohort based and twelve weeks in duration.

As a participant in the Military Fellowship Program, we understand that in most cases Fellows are ending their active service commitments and actively relocating. Therefore, while participating in the Fellowship program, Fellows are authorized to work remotely. If selected for full time employment, we offer a flexible work environment that requires an individual to be **in the office 4 days per week.** This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Charlotte, NC, or Tampa, FL. Relocation assistance is **not** available for this position.

As a dedicated Quantitative Risk Analyst, you will support the Enterprise Model Risk Management team in aggregating and reporting on Model Risks to leadership of the organization and staff agencies. To do this, you will analyze Model Risk Management program data and Model Validation results to identify and report Model Risk themes and trends. Through these activities, you will drive Model Risk awareness and action, as well as support the Model Risk Management team in identifying opportunities to improve risk effectiveness across the organization.

**What you'll do:**

+ Applies advanced analytics to assess future risk, opportunities, and efficiency and translates results into relevant solutions to improve decision making.

+ Assesses and mitigates exposures through the identification of key and emerging risks in alignment with the risk strategy and appetite.

+ Applies knowledge to produce analytical material for discussions with multi-functional teams to understand sophisticated business objectives and influence solution strategies.

+ Produces and communicates analytical content for governance committees and business process owners to influence business strategies.

+ May build statistical reporting and financial analysis to forecast results for required stress test scenarios, including analyzing and challenging stress testing results and partnering with relevant functions to validate those results.

+ May engage in model validations, produce model validation reports, measure, and aggregate model risks, and/or report on model issues to committees, auditors, and regulators.

**What you have:**

+ Bachelor's degree in Economics, Finance, Statistics, Mathematics, Actuarial Sciences, or other quantitative field OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree (8 years total without a degree).

+ 4 years related quantitative analysis experience in a subject area relevant to risk management to include statistical analysis, modeling, mathematics or other quantitative subject area **OR** advanced degree/designation in Economics, Finance, Statistics, Mathematics, Actuarial Sciences, or other quantitative subject area and 2 years work experience in a quantitative subject area relevant to risk management **. OR** PhD in Economics, Finance, Statistics, Mathematics, or other quantitative subject area.

+ Understand all federal and state laws and regulatory mentorship applicable to the organization and responsibilities of the role.

**What sets you apart:**

+ Are you a current participant in the Hiring Our Heroes Fellowship Programs 25-2 Cohort or a current contractor at USAA from the 25-1 HOH Non-direct cohort.

+ Experience in Model development, validation, or governance in accordance with Federal supervisory guidance on Model Risk Management (FRB 11-7 / OCC 2011-12).

+ Experience in Enterprise Risk Management activities including Risk Appetite and Key Risk Indicator development and reporting and Enterprise Risk aggregation.

+ Ability to synthesize concise and clear communications about complex topics and concerns.

+ Solid background using Tableau, Power BI, Snowflake / SQL or Python.

**Compensation range** : Hiring Our Heroes Fellows are paid by the HOH program. If selected for a full-time role, the salary range for this position is: $93,770.00 - $179,240.00

**Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

**Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.

_Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._

_USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._

**If you are an existing USAA employee, please use the internal career site in OneSource to apply.**

**Please do not type your first and last name in all caps.**

**_Find your purpose. Join our mission._**

USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

California applicants, please review our HR CCPA - Notice at Collection (https://statmcstg.usaa.com/mcontent/static\_assets/Media/enterprise\_hr\_cpra\_notice\_at\_collection.pdf) here.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

**Why USAA?**

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

**The Opportunity**

We are currently seeking a Quantitative Risk Analyst to participate in Hiring Our Heroes (HOH) Fellowship Cohort 25-2 with USAA. The HOH Fellowship Program builds an outstanding experience for transitioning service members, veterans, and military spouses that increase competitiveness and improve opportunities to find meaningful employment by providing development, skills, and exposure to corporate working environment and private sector business operations. HOH Fellowship Programs are best-in-class workforce development programs that are cohort based and twelve weeks in duration.

As a participant in the Military Fellowship Program, we understand that in most cases Fellows are ending their active service commitments and actively relocating. Therefore, while participating in the Fellowship program, Fellows are authorized to work remotely. If selected for full time employment, we offer a flexible work environment that requires an individual to be **in the office 4 days per week.** This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is **not** available for this position.

As a Quantitative Risk Analyst I, you will provide risk management support for a line of business or staff agency in key risk identification, measurement and aggregation, and the understanding and management of risk through appropriate quantitative and analytical practices and processes. Conducts and develops quantitative and analytic models, assessments and/or applications in support of risk management efforts that assess the market and identify risks and gaps in existing or proposed processes. Monitors the risk and control environment to ensure that exposures are kept at acceptable levels and may consult on risk mitigation plans.

This position is passionate about assessing risks associated with AI solutions. The scope of work includes technical reviews of specific AI algorithms as well as assessing the quality of risk management practices across a broad range of potentially applicable requirements, such as Privacy, Regulatory Compliance, Data Governance, Information Security, Cybersecurity, Fair Lending, Third-Party Risk Management, etc.

**What you'll do:**

+ Applies advanced analytics to assess future risk, opportunities, and effectiveness and translates results into relevant solutions to improve decision making.

+ Assesses and mitigates exposures through the identification of key and emerging risks in alignment with the risk strategy and appetite.

+ Applies knowledge to produce analytical material for discussions with multi-functional teams to understand complex business objectives and influence solution strategies.

+ Produces and communicates analytical content for governance committees and business process owners to influence business strategies.

+ May build statistical reporting and financial analysis to forecast results for required stress test scenarios, including analyzing and challenging stress testing results and partnering with relevant functions to validate those results.

+ May engage in model validations, produce model validation reports, measure, and aggregate model risks, and/or report on model issues to committees, auditors, and regulators.

**What you have:**

+ Bachelor's degree in Economics, Finance, Statistics, Mathematics, Actuarial Sciences, or other quantitative field OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree (8 years total without a degree).

+ 4 years related quantitative analysis experience in a subject area relevant to risk management to include statistical analysis, modeling, mathematics or other quantitative subject area **OR** advanced degree/designation in Economics, Finance, Statistics, Mathematics, Actuarial Sciences, or other quantitative subject area and 2 years work experience in a quantitative subject area relevant to risk management. **OR** PhD in Economics, Finance, Statistics, Mathematics, or other quantitative subject area.

+ Understand all federal and state laws and regulatory mentorship applicable to the organization and responsibilities of the role.

**What sets you apart:**

+ Current participant in the Hiring Our Heroes Fellowship Programs 25-2 Cohort or a current contractor at USAA from the 25-1 HOH Non-direct cohort.

+ Exposure to model validation, supporting with reporting on metrics, program data sourcing and pulling data.

+ Experience in Risk Management and Governance.

+ Solid background using Tableau, Power BI, Snowflake and Python.

**Compensation range** : Hiring Our Heroes Fellows are paid by the HOH program. If selected for a full-time role, the salary range for this position is: $93,770.00 - $179,240.00.

**Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

**Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.

_Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._

_USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._

**If you are an existing USAA employee, please use the internal career site in OneSource to apply.**

**Please do not type your first and last name in all caps.**

**_Find your purpose. Join our mission._**

USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

California applicants, please review our HR CCPA - Notice at Collection (https://statmcstg.usaa.com/mcontent/static\_assets/Media/enterprise\_hr\_cpra\_notice\_at\_collection.pdf) here.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

*MORTGAGE LOAN PROCESSOR III*

WHAT IS THE OPPORTUNITY?

The Mortgage Loan Processor III is responsible for processing home equity line of credit's, purchase, and refinance transactions. They will examine and evaluate approval of client applications and will be responsible for ensuring loans close in a timely basis. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.

What you will do

* Review loan approvals to determine what documents are required to move to closing.

* Communicate and respond to internal customers within 2 hours.

* Utilize pipeline reports to effectively manage and prioritize daily workflow.

* Ensure all loans are reviewed at least every 3 days.

* Effectively manage an individual pipeline of 30-50 loans.

* Maintains current knowledge of CNB guidelines and loan programs.

* Meet and exceed monthly funding goals as set forth by management.

* Other duties as/or assigned by management.

*Must-Have**

* H.S. Diploma

* Minimum 3 years recent mortgage experience.

* Minimum 3 year basic computer experience (e.g. Microsoft Word, Excel, Outlook) required.

* Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.

*Skills and Knowledge*

* Ability to identify and resolve problems in a timely manner.

* Strong attention to detail and accuracy.

* Ability to maintain high levels of performance, especially in stressful situations.

* Strong knowledge of federal/state regulatory policies and procedures. (TRID Experience Required)

* Excellent written and verbal skills.

* Excellent organizational skills.

* Ability to multi-task and work in a deadline driven environment.

* Proficient PC skills, including Microsoft Office and Loan Origination systems.

*Compensation*

Starting base salary: $25.93 - $41.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.

**To be considered for this position you must meet at least these basic qualifications*

The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

*Benefits and Perks*

At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our (https://image.emails.cnb.com/lib/fe5e15707c640c78771c/m/10/cbedd856-c2fc-491b-a625-3ab7a0fd9a65.pdf).

ABOUT CITY NATIONAL

City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves.

*City National Bank does business in Miami and the state of Florida as CN Bank.

For more information about City National, visit (https://www.cnb.com/).

*EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION*

City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. (https://image.emails.cnb.com/lib/fe5e15707c640c78771c/m/1/159726e0-aeb1-4058-9052-d7a2d69626b8.pdf)

If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via (mailto:[email protected]) or leave a message at (213) 673-9139. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.

*MORTGAGE LOAN PROCESSOR III*

WHAT IS THE OPPORTUNITY?

The Mortgage Loan Processor III is responsible for processing home equity line of credit's, purchase, and refinance transactions. They will examine and evaluate approval of client applications and will be responsible for ensuring loans close in a timely basis. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.

What you will do

* Review loan approvals to determine what documents are required to move to closing.

* Communicate and respond to internal customers within 2 hours.

* Utilize pipeline reports to effectively manage and prioritize daily workflow.

* Ensure all loans are reviewed at least every 3 days.

* Effectively manage an individual pipeline of 30-50 loans.

* Maintains current knowledge of CNB guidelines and loan programs.

* Meet and exceed monthly funding goals as set forth by management.

* Other duties as/or assigned by management.

*Must-Have**

* H.S. Diploma

* Minimum 3 years recent mortgage experience.

* Minimum 3 year basic computer experience (e.g. Microsoft Word, Excel, Outlook) required.

* Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.

*Skills and Knowledge*

* Ability to identify and resolve problems in a timely manner.

* Strong attention to detail and accuracy.

* Ability to maintain high levels of performance, especially in stressful situations.

* Strong knowledge of federal/state regulatory policies and procedures. (TRID Experience Required)

* Excellent written and verbal skills.

* Excellent organizational skills.

* Ability to multi-task and work in a deadline driven environment.

* Proficient PC skills, including Microsoft Office and Loan Origination systems.

*Compensation*

Starting base salary: $25.93 - $41.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.

**To be considered for this position you must meet at least these basic qualifications*

The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

*Benefits and Perks*

At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our (https://image.emails.cnb.com/lib/fe5e15707c640c78771c/m/10/cbedd856-c2fc-491b-a625-3ab7a0fd9a65.pdf).

ABOUT CITY NATIONAL

City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves.

*City National Bank does business in Miami and the state of Florida as CN Bank.

For more information about City National, visit (https://www.cnb.com/).

*EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION*

City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. (https://image.emails.cnb.com/lib/fe5e15707c640c78771c/m/1/159726e0-aeb1-4058-9052-d7a2d69626b8.pdf)

If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via (mailto:[email protected]) or leave a message at (213) 673-9139. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

**Job Description**

Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit. Prior to making the credit decision or advising the person(s) making the final credit decision, the SBA Credit Analyst conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers. Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company. May use technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or a portfolio. The SBA Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered.

This active posting is for an SBA Credit Analyst role: SBA Credit Analyst 4 & SBA Credit Analyst 5. Below are the basic qualifications and preferred experience for each level of role. Your level of experience will be reviewed and matched to the appropriate job level when you apply to this posting.

**Credit Analyst 4**

**Basic Qualifications**

- Bachelor’s degree, or equivalent work experience

- Typically four or more years of relevant experience

**Preferred Skills/Experience**

- SBA lending experience

- Commercial underwriting knowledge and experience

- Strong credit analysis and analytical skills - focus in SBA

- Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis

- Background in economics, accounting, and/or finance

- Effective technical report writing skills

- Effective verbal and written communication skills

- Proficient computer navigation skills using a variety of software packages

- Proficiency in Microsoft Excel

- nCino experience preferred

- Master's degree or CPA certification is preferred

**Credit Analyst 5**

**Basic Qualifications**

- Bachelor’s degree, or equivalent work experience

- Typically five or more years of relevant experience

**Preferred Skills/Experience**

- SBA lending experience

- Commercial underwriting knowledge and experience - focus in SBA

- Strong credit analysis and analytical skills

- In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis

- Background in economics, accounting, and/or finance

- Effective technical report writing skills

- Effective verbal and written communication skills

- Proficient computer navigation skills using a variety of software packages

- Proficiency in Microsoft Excel

- nCino experience preferred

- Master's degree or CPA certification is preferred

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

**Benefits:**

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

+ Healthcare (medical, dental, vision)

+ Basic term and optional term life insurance

+ Short-term and long-term disability

+ Pregnancy disability and parental leave

+ 401(k) and employer-funded retirement plan

+ Paid vacation (from two to five weeks depending on salary grade and tenure)

+ Up to 11 paid holiday opportunities

+ Adoption assistance

+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

**EEO is the Law**

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal **KNOW YOUR RIGHTS (https://eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf)** EEO poster.

**E-Verify**

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $86,530.00 - $101,800.00 - $111,980.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

U.S. Bank accepts applications for this position on an ongoing basis.

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

**Job Description**

This role will support SBA Risk Rated Portfolio Monitoring Group (PMG)

Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit. Prior to making the credit decision or advising the person(s) making the final credit decision, the Credit Analyst conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers. Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company. May use technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or a portfolio. The Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered.

This active posting is for an SBA Credit Analyst role: SBA Credit Analyst 5 & SBA Credit Analyst 6. Below are the basic qualifications and preferred experience for each level of role. Your level of experience will be reviewed and matched to the appropriate job level when you apply to this posting.

**SBA Credit Analyst 5 (PMG)**

**Basic Qualifications**

- Bachelor’s degree, or equivalent work experience

- Typically five or more years of relevant experience

**Preferred Skills/Experience**

- Strong credit analysis and analytical skills

- In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis

- Background in economics, accounting, and/or finance

- Effective technical report writing skills

- SBA underwriting experience

- Experience in managing complex portfolios with large exposures

- Proficiency in nCino

- Proficiency in Excel

- Effective verbal and written communication skills

- Proficient computer navigation skills using a variety of software packages

- Master's degree or CPA certification is preferred

**SBA Credit Analyst 6 (PMG)**

**Basic Qualifications**

- Bachelor’s degree, or equivalent work experience

- Typically six or more years of relevant experience

**Preferred Skills/Experience**

- Strong credit analysis and analytical skills

- In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis

- Background in economics, accounting, and/or finance

- Effective technical report writing skills

- SBA underwriting experience

- Experience in managing complex portfolios with large exposures

- Prior PCM experience a plus

- Proficiency in nCino

- Proficiency in FCC analysis

- Expert Proficiency in Excel

- Effective verbal and written communication skills

- Proficient computer navigation skills using a variety of software packages

- Master's degree or CPA certification is preferred

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

**Benefits:**

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

+ Healthcare (medical, dental, vision)

+ Basic term and optional term life insurance

+ Short-term and long-term disability

+ Pregnancy disability and parental leave

+ 401(k) and employer-funded retirement plan

+ Paid vacation (from two to five weeks depending on salary grade and tenure)

+ Up to 11 paid holiday opportunities

+ Adoption assistance

+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

**EEO is the Law**

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal **KNOW YOUR RIGHTS (https://eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf)** EEO poster.

**E-Verify**

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $98,345.00 - $115,700.00 - $127,270.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

U.S. Bank accepts applications for this position on an ongoing basis.

*MORTGAGE LOAN PROCESSOR III*

WHAT IS THE OPPORTUNITY?

The Mortgage Loan Processor III is responsible for processing home equity line of credit's, purchase, and refinance transactions. They will examine and evaluate approval of client applications and will be responsible for ensuring loans close in a timely basis. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.

What you will do

* Review loan approvals to determine what documents are required to move to closing.

* Communicate and respond to internal customers within 2 hours.

* Utilize pipeline reports to effectively manage and prioritize daily workflow.

* Ensure all loans are reviewed at least every 3 days.

* Effectively manage an individual pipeline of 30-50 loans.

* Maintains current knowledge of CNB guidelines and loan programs.

* Meet and exceed monthly funding goals as set forth by management.

* Other duties as/or assigned by management.

*Must-Have**

* H.S. Diploma

* Minimum 3 years recent mortgage experience.

* Minimum 3 years basic computer experience (e.g. Microsoft Word, Excel, Outlook) required.

* Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.

*Skills and Knowledge*

* Ability to identify and resolve problems in a timely manner.

* Strong attention to detail and accuracy.

* Ability to maintain high levels of performance, especially in stressful situations.

* Strong knowledge of federal/state regulatory policies and procedures. (TRID Experience Required)

* Excellent written and verbal skills.

* Excellent organizational skills.

* Ability to multi-task and work in a deadline driven environment.

* Proficient PC skills, including Microsoft Office and Loan Origination systems.

*Compensation*

Starting base salary: $25.93 - $41.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.

**To be considered for this position you must meet at least these basic qualifications*

The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

*Benefits and Perks*

At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our (https://image.emails.cnb.com/lib/fe5e15707c640c78771c/m/10/cbedd856-c2fc-491b-a625-3ab7a0fd9a65.pdf).

ABOUT CITY NATIONAL

City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves.

*City National Bank does business in Miami and the state of Florida as CN Bank.

For more information about City National, visit (https://www.cnb.com/).

*EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION*

City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. (https://image.emails.cnb.com/lib/fe5e15707c640c78771c/m/1/159726e0-aeb1-4058-9052-d7a2d69626b8.pdf)

If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via (mailto:[email protected]) or leave a message at (213) 673-9139. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.

*MORTGAGE LOAN PROCESSOR III*

WHAT IS THE OPPORTUNITY?

The Mortgage Loan Processor III is responsible for processing home equity line of credit's, purchase, and refinance transactions. They will examine and evaluate approval of client applications and will be responsible for ensuring loans close in a timely basis. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.

What you will do

* Review loan approvals to determine what documents are required to move to closing.

* Communicate and respond to internal customers within 2 hours.

* Utilize pipeline reports to effectively manage and prioritize daily workflow.

* Ensure all loans are reviewed at least every 3 days.

* Effectively manage an individual pipeline of 30-50 loans.

* Maintains current knowledge of CNB guidelines and loan programs.

* Meet and exceed monthly funding goals as set forth by management.

* Other duties as/or assigned by management.

*Must-Have**

* H.S. Diploma

* Minimum 3 years recent mortgage experience.

* Minimum 3 years basic computer experience (e.g. Microsoft Word, Excel, Outlook) required.

* Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.

*Skills and Knowledge*

* Ability to identify and resolve problems in a timely manner.

* Strong attention to detail and accuracy.

* Ability to maintain high levels of performance, especially in stressful situations.

* Strong knowledge of federal/state regulatory policies and procedures. (TRID Experience Required)

* Excellent written and verbal skills.

* Excellent organizational skills.

* Ability to multi-task and work in a deadline driven environment.

* Proficient PC skills, including Microsoft Office and Loan Origination systems.

*Compensation*

Starting base salary: $25.93 - $41.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.

**To be considered for this position you must meet at least these basic qualifications*

The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

*Benefits and Perks*

At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our (https://image.emails.cnb.com/lib/fe5e15707c640c78771c/m/10/cbedd856-c2fc-491b-a625-3ab7a0fd9a65.pdf).

ABOUT CITY NATIONAL

City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves.

*City National Bank does business in Miami and the state of Florida as CN Bank.

For more information about City National, visit (https://www.cnb.com/).

*EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION*

City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. (https://image.emails.cnb.com/lib/fe5e15707c640c78771c/m/1/159726e0-aeb1-4058-9052-d7a2d69626b8.pdf)

If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via (mailto:[email protected]) or leave a message at (213) 673-9139. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

WFCA provides a comprehensive suite of products and services to serve the diverse financial needs of local and national auto dealers. Financing solutions provided by Wells Fargo Commercial Auto include floor plan financing and financing for acquisitions, commercial real estate, and working capital. WFCA also provides a wide range of Commercial Banking products and services, including deposit and Treasury Management products and services.

WFCA is organized into 4 divisions: 3 regional teams that service regionally-based Middle Market to Mid-Corporate-sized auto dealership groups, and a national accounts team that services Mid-Corporate to Corporate Banking-sized companies operating in the retail automotive space. This position is for the West regional team.

**About this role:**

Wells Fargo is seeking an experienced credit analysts to join the credit risk team of Wells Fargo Commercial Auto (WFCA) to support senior Portfolio Managers by providing research, analysis, and underwriting on extensions of direct and indirect credit exposure.

The credit risk team is part of the client-facing front line team responsible for underwriting credit transactions and modifications to existing loans; monitoring existing relationships for adherence to credit and regulatory policies, regulations, and procedures; negotiating loan terms and legal documents; and ongoing monitoring of the loan portfolio.

General responsibilities in this role include working with senior Portfolio Managers (PMs), Relationship Managers (RMs), and Independent Risk Management (IRM) as well as other internal and external partners to originate, monitor, and grow relationships. #commercialbanking

**In this role, you will:**

+ Research complex financial, company, and credit information for commercial businesses according to business unit standards.

+ Assist with credit analysis, industry and business risk analysis, financial modeling and projections, and loan documentation review in support of loan structuring decisions and determining creditworthiness for Middle Market to Corporate-sized auto dealership groups.

+ Assist with collateral analysis including review of real estate due diligence and adherence with related internal policies and external regulations.

+ Perform assigned credit risk activities under the guidance of senior Portfolio Managers including underwriting and origination, loan renewals, annual reviews, and portfolio monitoring.

+ Assist with coordinating deal team activity in support of credit approval process.

+ Exercise independent judgement while developing understanding of function, policies, procedures, and compliance requirements.

+ Collaborate and consult with internal and external stakeholders to understand credit needs and represent the bank in developing and maintaining client relationships.

+ Participate in meetings with customer/prospects along with senior Portfolio Manager and/or Relationship Manager to gather and analyze information relating to credit requests.

**Required Qualifications:**

+ 2+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

**Desired Qualifications:**

+ Commercial auto underwriting experience and/or familiarity with auto finance industry.

+ 3+ years of commercial banking experience.

+ Knowledge and understanding of underwriting or evaluating commercial credit

+ Knowledge and understanding of financial analysis, statements and accounting concepts

+ Strong analytical skills with high attention to detail and accuracy

+ Strong verbal, written, and interpersonal communication skills

+ Ability to present to decision makers and customers in a professional and confident manner

+ Intermediate Microsoft Office skills, including using Excel for financial analysis and projection modeling

+ A BS/BA degree or higher

**Job Expectations:**

+ Ability to travel up to 5% of the time

+ This position offers a hybrid work schedule with 4 days in the office at one of the stated locations

+ No Visa Sponsorship available for this position

**Job Locations:**

+ 240 N Euclid Ave., Ontario, CA

+ 1150 W Washington St., Tempe, AZ

Salary to be determined by the location of the job

**Pay Range**

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

$84,000.00 - $164,400.00

**Benefits**

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees.

+ Health benefits

+ 401(k) Plan

+ Paid time off

+ Disability benefits

+ Life insurance, critical illness insurance, and accident insurance

+ Parental leave

+ Critical caregiving leave

+ Discounts and savings

+ Commuter benefits

+ Tuition reimbursement

+ Scholarships for dependent children

+ Adoption reimbursement

**Posting End Date:**

3 Mar 2025

***** **_Job posting may come down early due to volume of applicants._**

**We Value Diversity**

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

**Applicants with Disabilities**

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .

**Drug and Alcohol Policy**

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.

**Wells Fargo Recruitment and Hiring Requirements:**

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

**Req Number:** R-438175

**About this role:**

Wells Fargo is seeking a Commercial Banking Portfolio Coordinator within Commercial Banking Operations as part of Wholesale lending Operations. Learn more about the career areas and lines of business at wellsfargojobs.com (https://www.wellsfargojobs.com/career-areas/) .

**In this role, you will:**

+ Calculate compliance with the financial covenants placed in the customer’s loan agreement

+ Build reporting requirements written into the customer’s loan agreement

+ Read and understand the accounting within the various types of financial statements

+ Respond to banker inquiries

+ Contact available sources for additional information when necessary

+ Identify risks and communicate those findings to the front office

+ Ensure policies and procedures are adhered to

**Required Qualification:**

+ 2+ years of financial analysis experience, or equivalent demonstrated through one ora combination of the following: work experience, training, military experience, education.

**Desired Qualifications:**

+ Experience analyzing Generally Accepted Accounting Principles (GAAP), Balance Sheets, Income Statements and Tax Returns

+ Accounting or finance experience

+ Covenant Monitoring experience

+ Experience with one or a combination of the following systems: Credit View; Business Lending and Sales Tracking (BLAST), Electronic Reporting and Compliance (ETRAC); FLO; EZ Request (EZR); Wholesale Banking Reporting System (WBRS); Automated Financial Systems (AFS) or Imaging and Content Management Platform (ICMP)

+ Completion of coursework in Finance and/or Accounting

+ Military intelligence or analytics experience including operational management, project management, mission evolution management and finance management

+ A BS/BA degree or higher in business administration, finance, accounting or economics

+ Intermediate Microsoft Office skills

+ Excellent verbal, written, and interpersonal communication skills

+ Good analytical skills with high attention to detail and accuracy

+ Ability to work effectively, as well as independently, in a team environment

**Job Expectations:**

+ This position is not eligible for Visa sponsorship

+ Candidate must be based out of posted location

+ This position offers a hybrid work schedule

+ Relocation assistance is not available for this position

+ Ability to work additional hours as needed

**Posting Location:**

+ 1525 West WT Harris Blvd, Charlotte, North Carolina 28262

+ 2800 S Price Road, Chandler, Arizona 85286

+ 4101 Wiseman Blvd, San Antonio, TX 78253

**Posting End Date:**

10 Mar 2025

**_*Job posting may come down early due to volume of applicants._**

**We Value Diversity**

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

**Applicants with Disabilities**

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .

**Drug and Alcohol Policy**

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.

**Wells Fargo Recruitment and Hiring Requirements:**

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

**Req Number:** R-435563